tag:blogger.com,1999:blog-26859453164245948612024-02-08T11:45:09.352-05:00Gay and Lesbian Estate Planning and Legal UpdateKenneth Vercammen, Esq. Edison, NJ 732-572-0500Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.comBlogger155125tag:blogger.com,1999:blog-2685945316424594861.post-69216793777198701532022-05-15T22:02:00.003-04:002022-05-15T22:02:48.813-04:00South Plainfield Public Library Wills, Estate Planning & Probate Seminar May 25, 2022<p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 5pt 53.1pt 5pt 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><a name="OLE_LINK3"></a><a name="OLE_LINK4"><span><b><span style="color: black; font-family: Geneva, sans-serif; font-size: 18pt;"><span> </span><span> </span><span> </span><span> </span>South Plainfield Public Library <o:p></o:p></span></b></span></a></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><b><span style="color: black; font-family: Geneva, sans-serif; font-size: 18pt;">Wills, Estate Planning & Probate Seminar<o:p></o:p></span></b></span></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><b><span style="color: black; font-family: Geneva, sans-serif; font-size: 18pt;">May 25, 2022 at 6:30 in person and via Zoom<o:p></o:p></span></b></span></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><b><span style="color: black; font-family: Geneva, sans-serif; font-size: 16pt;">Free community program <o:p></o:p></span></b></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 5pt 53.1pt 5pt 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">South Plainfield Public Library <o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 5pt 53.1pt 5pt 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">2484 Plainfield Avenue <o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 5pt 53.1pt 5pt 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">South Plainfield, NJ 07080</span></span></span><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;"><span> </span><o:p></o:p></span></span></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;"><o:p> </o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0.0001pt 27pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><u><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">2022 Topics:<o:p></o:p></span></u></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 53.1pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">Handling Probate post Covid <o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 53.1pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">Dangers If You Have No Will or documents invalid<o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 27.0pt; margin-right: 76.2pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 459.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 13pt;">Getting your Estate Planning Documents done without going into a law office <o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 53.1pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">What goes into a Will<o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 27.0pt; margin-right: 53.1pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 459.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">NJ Estate Tax eliminated and Inheritance Tax reduced<o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 27.0pt; margin-right: 53.1pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 459.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">Power of Attorneys recommendations<o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 27.0pt; margin-right: 53.1pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 459.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">Living Will & Advance Directive for Medical Care<o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 27.0pt; margin-right: 53.1pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 459.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">Administering the Estate/Probate /Surrogate<o:p></o:p></span></span></span></p><p class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 27.0pt; margin-right: 53.1pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 45.0pt 459.0pt 6.5in; text-align: justify; text-indent: -.25in;"><span><span><!--[if !supportLists]--><span style="color: black; font-family: "Geneva",sans-serif; font-size: 14.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">Avoiding unnecessary expenses and saving your family money<o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 13pt;"><o:p> </o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 13pt;">Free but registration requested </span><br /></span></span><span><span><u><span style="color: #006693; font-family: Arial, sans-serif; font-size: 10.5pt;">https://docs.google.com/forms/d/e/1FAIpQLSdtdpe7wQMOXefYUoUQ25aOZhglkOz4NL1L5qt-IKPcnQZbjA/viewform</span></u><o:p></o:p></span></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 13pt;"><o:p> </o:p></span></span></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif; font-size: 14pt;">For information the call the Library 908-754-7885<o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif;">Deb Gulya <o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif;">dgulya@southplainfield.lib.nj.us<o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span><span><span style="color: black; font-family: Geneva, sans-serif;">South Plainfield Public Library (www.southplainfield.lib.nj.us)<o:p></o:p></span></span></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="color: black; font-family: Geneva, sans-serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 53.1pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="color: black; font-family: Geneva, sans-serif;">https://www.facebook.com/events/685152052827344<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 18pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><b><span style="font-family: Geneva, sans-serif;">Free Will Seminars and Speakers Bureau for Groups<o:p></o:p></span></b></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 18pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><b><span style="font-family: Geneva, sans-serif;">SPEAKERS BUREAU<o:p></o:p></span></b></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 18pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>At the request of senior citizen groups, unions, and Middlesex County companies and organizations, the " Speakers Bureau " is a service designed to educate citizens about how laws affect their lives and how the judicial system operates.<span> </span>We have attorneys available to speak to businesspersons, educational, civic and social organizations on a wide range of topics during business hours.<span> </span>If your organization in Central NJ would like to schedule a Will & Estates seminar, call Kenneth Vercammen’s Law Office at 732-572-0500 or email Vercammenlaw@njlaws.com<o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><o:p> </o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>10 years ago the AARP Network Attorneys of the Edison/Metuchen/Woodbridge area several years ago established a community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions and Middlesex County companies. Now, Ken Vercammen, Esq. and volunteer attorneys of the Middlesex County Estate Planning Council have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups <o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Details on free programs available<o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>These quality daytime educational programs will educate and even entertain. Clubs and companies are invited to schedule a free seminar. The following Seminars are now available: <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">1. WILLS & ESTATE ADMINISTRATION-PROTECT YOUR FAMILY AND <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">MAKE PLANNING EASY <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">2. POWER OF ATTORNEY to permit family to pay your bills if you are temporarily disabled and permit doctors to talk with family <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>All instructors are licensed attorneys who have been in practice at least 25 years. All instructors are members of the American Bar Association, New Jersey <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">State Bar Association, and Middlesex County Bar Association. All programs include free written materials. <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>You don't have to be wealthy or near death to do some thinking about a Will. Here is your opportunity to listen to an experienced attorney who will discuss how to distribute your property as you wish and avoid many rigid provisions of state law. <o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 18pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>Topics discussed include: Who needs a Will?; What if you die without a Will (intestacy)?; Mechanics of a Will; "Living Will"; Powers of Attorney; Selecting an executor, trustee, and guardian; Proper Will execution; Inheritance Taxes, Estate Taxes $14,000 annual gift tax exclusion,<span> </span>Bequests to charity, Why you need a "Self-Proving" Will and Estate Administration/ Probate.<o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><o:p> </o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>Sample materials: Hand-outs on Wills, Living Wills/Medical Advance Directive, Power of Attorney, Probate and Administration of an Estate, Real Estate, Working with your Attorney, Consumers Guide to New Jersey Laws, and Senior Citizen Rights. <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><o:p> </o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">SPEAKERS BUREAU <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>At the request of senior citizen groups, unions, and Middlesex County companies and organizations, the " Speakers Bureau " is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to businesspersons, educational, civic and social organizations on a wide range of topics during business hours. <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span><span> </span>In today's complex world, few people can function successfully and safely without competent legal advice. In order to insure your estate plans are legally set up, you need to know exactly where you stand so that you can avoid possibly catastrophic mistakes impacting both you and your family. <o:p></o:p></span></p><p class="MsoPlainText" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Courier; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 20pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span><span> </span>About the speaker: Kenneth A. Vercammen is a trial attorney in Edison, NJ. We is the author of the American Bar Association’s book “Wills and Estate Administration”<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 20pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">He is co-chair of the ABA Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division.<span> </span>He is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program. <o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 20pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">He was Editor of the ABA Estate Planning Probate Committee Newsletter. Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on litigation, elder law, probate and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website <u>www.njlaws.com</u> which includes many articles on Estate Planning, Probate and Wills. He is a member of the AARP and often lectures to groups on the importance of an up to date Will, Power of Attorney and Living Will.<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 12pt; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span><b>KENNETH<span> </span>VERCAMMEN & ASSOCIATES, PC<o:p></o:p></b></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><b><span style="font-family: Geneva, sans-serif;">ATTORNEY AT LAW<o:p></o:p></span></b></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">2053 Woodbridge Ave.<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Edison, NJ 08817<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">(Phone) 732-572-0500<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;"><span> </span>(Fax)<span> </span>732-572-0030<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><u><span style="font-family: Geneva, sans-serif;">www.njlaws.com <o:p></o:p></span></u></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0.0001pt 9pt; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><u><span style="font-family: Geneva, sans-serif;"><o:p><span style="text-decoration: none;"> </span></o:p></span></u></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><b><span style="font-family: Geneva, sans-serif;">Residents invited from </span></b><span style="font-family: Geneva, sans-serif;">Middlesex,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Piscataway,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">South Plainfield,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Edison,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Metuchen,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Woodbridge,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Perth Amboy,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Carteret,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Highland Park,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">New Brunswick,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">North Brunswick,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Milltown,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">East Brunswick,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">South River,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Sayreville,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">South Amboy,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Old Bridge,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Spotswood,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">South Brunswick,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Plainsboro,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Cranbury,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Monroe,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: "Times New Roman", serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; margin: 0in 16.2pt 0in 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><span style="font-family: Geneva, sans-serif;">Jamesburg,<o:p></o:p></span></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; 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</style></p><p class="MsoNormal" style="font-size: medium; margin-right: 53.1pt; text-align: justify;"><span style="font-family: Geneva, sans-serif;"> </span></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-1460082819222067952022-04-10T22:33:00.003-04:002022-04-10T22:33:20.219-04:00 Spring 2022 Will Seminars & events<p> <b style="font-family: Geneva, sans-serif; font-size: 10pt; text-align: justify;"><span style="font-size: 13pt;">Spring 2022 Will Seminars & events Ken Vercammen is speaker</span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 16.2pt 0.0001pt 9pt;"><b><span style="font-size: 13pt;">Sayreville Senior Center Wills and Probate for Seniors<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 16.2pt 0.0001pt 9pt;"><b><span style="font-size: 13pt;">April 21, 2022 at 11am in person<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.3pt 0in 0in; text-align: justify;"><a name="OLE_LINK1"></a><a name="OLE_LINK2"><span class="apple-converted-space"><b><span style="font-size: 13pt;">April 21 </span></b></span></a><b><span style="font-size: 13pt;">South Brunswick Library <o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.3pt 0in 0in; text-align: justify;"><b><span style="font-size: 13pt;">Estate Planning and Probate 2022</span></b><span style="font-size: 13pt;"> <b>at 7:00 p.m.</b></span><b><span style="font-size: 13pt;"><o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.3pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">free Zoom program open to the public<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.3pt 0in 0in; text-align: justify;">https://sbpl.libnet.info/event/6115953<span class="MsoHyperlink" style="color: blue; text-decoration: underline;"><span style="font-size: 13pt;"><o:p></o:p></span></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.3pt 0in 0in; text-align: justify;"><span class="MsoHyperlink" style="color: blue; text-decoration: underline;"><span style="font-size: 13pt;">with </span></span><b><span style="font-size: 13pt;">Dave Selenko <dselenko@theswrgroup.com></span></b><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; line-height: 18pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span class="apple-converted-space"><b><span style="font-size: 13pt;"> </span></b></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><b><span style="font-size: 13pt;"> April 26 Metuchen Library<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">Wills, Estate Planning & Probate Seminar 6:30 in person & via Zoom online. </span><span style="font-size: 13pt;">Free but registration requested</span><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in;"><span class="apple-converted-space"><span style="font-size: 13pt;"> </span></span><span style="font-size: 13pt;">people should email the library at<span class="apple-converted-space"> </span></span><a href="mailto:metuchenpubliclibrary@lmxac.org" style="color: #954f72;" target="_blank"><span style="font-size: 13pt;">metuchenpubliclibrary@lmxac.org</span></a><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><b><span style="font-size: 13pt;"> April 27 Milltown Senior Citizens Center<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">Wills & Estates Update Seminar at 12pm`<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">Free program in person open to the public, you do not need to be a Township resident to attend.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">60 Violet Terrace<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">Milltown, NJ 08850<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">May 2 Probate of a Will and Duties of Executor Matawan-Aberdeen Library 7pm <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p style="font-family: "Times New Roman", serif; font-size: 10pt; margin: 0.75pt 22.5pt 5pt 0in; text-align: justify;"><b><span style="font-family: Geneva, sans-serif; font-size: 13pt;"> May 10 West Windsor Mercer County Library <o:p></o:p></span></b></p><p style="font-family: "Times New Roman", serif; font-size: 10pt; margin: 0.75pt 22.5pt 5pt 0in; text-align: justify;"><span style="font-family: Geneva, sans-serif; font-size: 13pt;">Wills, Probate & Estate Planning 2022 Update, 6 pm<br />Virtual Program GotoMeeting<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; line-height: 18pt; margin: 0in 22.5pt 0.0001pt 4.5pt; text-align: justify;"><span style="font-size: 13pt;">Open to the public, Free. you don't have to be a Mercer resident to attend. However, registration is required via<span class="apple-converted-space"> </span></span><a href="http://www.mcl.org/" style="color: #954f72;" target="_blank"><span style="font-size: 13pt;">www.mcl.org</span></a><span style="font-size: 13pt;">. With </span><span style="font-size: 13pt;">Dan Fabrizio, NY Life Financial Advisor<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoBodyTextFirstIndent2" style="font-family: "New York", serif; margin: 0in 0in 6pt; text-indent: 0in;"><a name="OLE_LINK35"></a><a name="OLE_LINK36"><b><span style="font-family: Geneva, sans-serif; font-size: 13pt;">Sayreville Public Library Wills & Power of Attorney Seminar <o:p></o:p></span></b></a></p><p class="MsoBodyTextFirstIndent2" style="font-family: "New York", serif; margin: 0in 0in 6pt; text-indent: 0in;"><b><span style="font-family: Geneva, sans-serif; font-size: 13pt;">via zoom<o:p></o:p></span></b></p><p class="MsoBodyTextFirstIndent2" style="font-family: "New York", serif; margin: 0in 0in 6pt; text-indent: 0in;"><b><span style="font-family: Geneva, sans-serif; font-size: 13pt;">May 17, 2022 at 6pm<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 5pt 22.5pt 5pt 0in; text-align: justify; text-indent: 4.5pt;"><b><span style="font-size: 13pt;"> May 25</span></b><b><span style="font-size: 13pt;"> South Plainfield Public Library <o:p></o:p></span></b></p><p class="MsoPlainText" style="font-family: Courier; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-family: Geneva, sans-serif; font-size: 13pt;">Wills, Estate Planning & Probate Seminar<o:p></o:p></span></p><p class="MsoPlainText" style="font-family: Courier; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-family: Geneva, sans-serif; font-size: 13pt;"> at 6:30 in person and via Zoom<o:p></o:p></span></p><p class="MsoPlainText" style="font-family: Courier; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-family: Geneva, sans-serif; font-size: 13pt;">Free community program <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 5pt 22.5pt 5pt 0in; text-align: justify;"><span style="font-size: 13pt;">2484 Plainfield Avenue <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 5pt 22.5pt 5pt 0in; text-align: justify;"><span style="font-size: 13pt;">South Plainfield, NJ 07080</span><span style="font-size: 13pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">With </span><b><span style="font-size: 13pt;">Dave Selenko </span></b><a href="mailto:dselenko@theswrgroup.com" style="color: #954f72;"><b><span style="font-size: 13pt;">dselenko@theswrgroup.com</span></b></a><b><span style="font-size: 13pt;"><o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 22.5pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-20809955218275642662021-12-26T20:09:00.003-05:002021-12-26T20:09:50.940-05:00 1.New Year's Resolution: Put your Will, Power of Attorney and Estate Planning in order.<p> <strong style="font-family: Geneva, sans-serif; font-size: 10pt; text-align: justify;"><span style="font-size: 13pt;">1.New Year's Resolution: Put your Will, </span></strong><span style="font-family: Geneva, sans-serif; font-size: 13pt; text-align: justify;">Power of Attorney</span><strong style="font-family: Geneva, sans-serif; font-size: 10pt; text-align: justify;"><span style="font-size: 13pt;"> and Estate Planning in order.</span></strong></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> Don't put off having a proper Will prepared and your Estate Planning. With a Will we can save the family over $1,000 with a no bond required clause and self-proving Affidavit. Our office can typically prepare your Will and provide the documents within three weeks of payment. Many persons have put this off for thirty years. Don't wait until you are in the hospital to think about taking care of your family.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><b><span style="font-size: 13pt;">2. You need a Power of Attorney.<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span><span style="font-size: 13pt;">A Power of Attorney is a written document in which a competent adult individual (the "principal") appoints another competent adult individual (the "attorney-in-fact") to act on the principal's behalf. In general, an attorney-in-fact may perform any legal function or task, which the principal has a legal right to do for him/herself. You may wish to sign a Power of Attorney giving your spouse, children or partner the power to handle your affairs if you become ill or disabled. More info at </span><a href="http://www.njlaws.com/power_of_attorney.htm" style="color: #954f72;"><span style="font-size: 13pt;">http://www.njlaws.com/power_of_attorney.htm</span></a><b><span style="font-size: 13pt;"><o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><b><span style="font-size: 13pt;"> </span></b></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span><span style="font-size: 13pt;">An important part of lifetime planning is the Power of Attorney. The power may be limited to a particular activity (e.g., closing the sale of your home) or general in its application, empowering one or more persons to act on your behalf in a variety of situations. It may take effective immediately or only upon the occurrence of a future event (e.g., a determination that you are unable to act for yourself). The latter are "springing" Powers of Attorney. It may give temporary or continuous, permanent authority to act on your behalf.</span><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> Why would anyone give such authority to another person? The most important reason to use Power of Attorneys to prepare for situations when you may not be able to act on your own behalf due to incapacity, illness or absence. Such a disability may be temporary, for example, due to accident, or illness or travel, or it may be permanent. If you are buying or selling assets and do not wish to appear in person to close the transaction, you may take advantage of a Power of Attorney.<span class="apple-converted-space"> </span><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> If you do not have a Power of Attorney and become unable to manage your personal or business affairs, it may become necessary for the family to have to spend $4,000 for a Guardianship Complaint and petition the Superior court to appoint one or more people to act for you. People appointed in this manner are referred to as guardians, conservators, depending upon your local state law. Few people want to be subject to an expensive public proceeding in this manner so being proactive to create the appropriate document to avoid this is important. A Power of Attorney allows you to choose who will act for you and defines his or her authority and its limits.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><strong><span style="font-size: 13pt;"> Who Should Be Your Agent in a Power of Attorney?</span></strong><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> Most people choose a family member to act on your behalf. Many people name their spouses or a child. We do not prepare Powers of Attorney with Joint agents.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> You should always name a successor person to address the possibility that the person you name as agent may die, be unavailable or unable to act when the time comes. Similarly, in a Will there is Executor #1, then an Executor #2, not joint executors.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> There are no special qualifications necessary for someone to act as an attorney-in-fact except that the person must not be a minor or otherwise incapacitated. The best choice is someone you trust. Integrity, not financial acumen, is often the most important trait of a potential agent.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> Finally, there may be reasons not to limit the gifts your attorney-in-fact may make to annual exclusion gifts in order to facilitate Medicaid planning or to minimize or avoid state estate tax beyond what annual exclusion gifts alone might permit.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><a href="http://r20.rs6.net/tn.jsp?t=ecf7u94ab.0.0.ijlzbhpab.0&id=preview&r=3&p=http%3A%2F%2FSource%3A+http%3A%2F%2Fwww.americanbar.org%2Fgroups%2Freal_property_trust_estate%2Fresources%2Festate_planning%2Fpower_of_attorney.html" style="color: #954f72;" target="_blank"><span style="font-size: 13pt;">Source: http://www.americanbar.org/groups/real_property_trust_estate/resources/estate_planning/power_of_attorney.html</span></a><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;">[Kenneth Vercammen is Chair of the ABA Estate Planning, Probate & Trust Committee of the American Bar Associations Solo Small Firm Division with over 20,000 members.}<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> You also need a Living Will/ Advance Directive. Modern medicine and machinery can keep a person alive for long periods of time. Sometimes a person is often kept alive in pain or under circumstances that render him or her unconscious as to everything around them, while causing pain and anguish to the family.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> Our state has passed a "Living Will" law, often called a "Death with Dignity" law, which allows a person to direct that heroic measures not be taken to prolong life in these unhappy situations.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva, sans-serif; font-size: 10pt; margin: 0in 38.7pt 0in 0in; text-align: justify;"><span style="font-size: 13pt;"> This "Living Will" is different than a regular Will, which affects property rights. The "Living Will" is an independent document to be signed in addition to your regular Will. Please let us know if you want a Living Will/ Advance Directive prepared.<o:p></o:p></span></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-38997638704826067402021-07-08T22:11:00.002-04:002021-07-08T22:11:15.875-04:00 Rooming House Act did not apply to Assisted Living Facility here ESTATE OF JAMES BURNS, by and through BRIAN BURNS, EXECUTOR, v CARE ONE AT STANWICK, LL<p> Rooming House Act did not apply to Assisted Living Facility here</p><div class="page" title="Page 1"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;"> ESTATE OF JAMES BURNS, by and through BRIAN BURNS, EXECUTOR,</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">v CARE ONE AT STANWICK, LLC d/b/a CARE ONE HARMONY VILLAGE AT MOORESTOWN and CARE ONE, LLC,</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION<br />DOCKET NO. A-1344-20</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Defendants-Appellants. ______________________________</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Argued April 27, 2021 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Decided June 15, 2021</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Before Judges Fisher, Gilson and Gummer.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">On appeal from an interlocutory order of the Superior Court of New Jersey, Law Division, Burlington County, Docket No. L-2044-17.</span></p><p><span style="font-family: TimesNewRomanPS; font-size: 10pt; font-weight: 700;">APPROVED FOR PUBLICATION June 15, 2021 APPELLATE DIVISION</span></p></div></div></div><div class="page" title="Page 2"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The opinion of the court was delivered by FISHER, P.J.A.D.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In this interlocutory appeal, we consider whether inhabitants of an assisted living residence may assert a private cause of action for the facility's alleged breach of their statutory bill of rights. After closely analyzing the statutes applicable to assisted living residences as well as other legislative enactments for similar facilities, we conclude the Legislature did not intend to create a private cause of action despite having done so in similar circumstances; we also decline the invitation to incorporate such a private cause of action into the common law.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">I<br />James Burns was eighty-eight years old when admitted to Care One</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Harmony Village at Moorestown on December 29, 2014. He had a history of Lewy body dementia, a disorder that has mental and physical effects. Burns was</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">2</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 3"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">transferred to another facility for long-term care on September 6, 2015, and died eleven days later. His estate commenced this wrongful death action on September 13, 2017, alleging Burns had fallen several times and developed pressure ulcers and infections during his stay at Care One,</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">1 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">and that he died because of the substandard care Care One provided.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In the complaint, plaintiff asserts claims sounding in negligence and intentional torts; it does not allege any statutory causes of action. When discovery ended in early January 2020, Care One moved for summary judgment, seeking a determination that plaintiff could not assert a claim based on Care One's breach of any state or federal statutes or regulations. During oral argument, plaintiff's attorney confirmed that no statutory or regulatory violation had been or could be asserted, that plaintiff had only a medical negligence claim for the alleged treatment Burns received at Care One, and that he anticipated his experts may refer to a breach of statutes or regulations as evidence of the applicable standard of care. Care One's motion was denied.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In April 2020, plaintiff moved for partial summary judgment, seeking an order declaring that Care One is subject to the rights granted those who reside in a facility falling within the parameters of the Rooming and Boarding House</span></p></div></div><img alt="page3image955870528" height="0.719970" src="blob:https://www.blogger.com/5da9ab31-4ea1-4f09-83f7-52f931fc5366" width="144.020000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">1 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">For simplicity's sake, we refer to all defendants as Care One. 3</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 4"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Act, N.J.S.A. 55:13B-1 to -21. Plaintiff also sought a ruling permitting the jury to consider whether decedent's rights under this Act </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">the opportunity to "achieve the highest level of independence, autonomy, and interaction with the community," N.J.S.A. 55:13B-19(j), and "a safe and decent living environment and considerate and respectful care that recognizes the dignity and individuality of the resident," N.J.S.A. 55:13B-19(l) </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">were violated by Care One. The Rooming and Boarding House Act expressly authorizes a private cause of action for enforcement of these and other rights and allows for an award of attorneys' fees to a prevailing plaintiff. N.J.S.A. 55:13B-20.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The trial judge granted plaintiff's motion, subject to plaintiff proving at trial that Care One was a facility that, by legislation, allowed plaintiff a private cause of action. The judge concluded that the Rooming and Boarding House Act, as well as the Dementia Care Home Act, N.J.S.A. 26:2H-148 to -157, expressed the Legislature's determination that persons suffering from dementia </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">like decedent </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">are vulnerable and in need of protections enhanced by the existence of a private cause of action for their breach.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In seeking leave to appeal the judge's grant of plaintiff's motion for partial judgment, Care One argues that it operates an assisted living residence and that although the Legislature enacted a bill of rights for assisted living residents,</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">4</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 5"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">N.J.S.A. 26:2H-128(b), the Legislature did not expressly incorporate a right to pursue a private cause of action. We granted leave to appeal.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">II<br />The path through numerous statutes and regulations leading to the</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">conclusion Care One would have us reach </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">that a resident or the personal representative of a resident has no private cause of action for a breach of an assisted living resident's bill of rights </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">is not entirely clear. In seeking illumination, we look to the legislation concerning residential health care facilities, rooming and boarding houses, dementia care homes, and nursing homes.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">As early as 1953, the Legislature granted the Department of Health or the Department of Community Affairs, "as appropriate," N.J.S.A. 30:11A-1, licensing and regulatory authority over the State's "residential health care facilities," N.J.S.A. 30:11A-3. These facilities were defined, in part, by the fact that their residents were "not in need of skilled nursing care" and were not to be given "skilled nursing care." N.J.S.A. 30:11A-1. The Rooming and Boarding House Act was enacted in 1979 to give the Department of Community Affairs authority over otherwise unregulated rooming houses and boarding houses. The Rooming and Boarding House Act incorporated a bill of rights for "residents of</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">5</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 6"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">rooming houses, boarding houses and residential health care facilities," N.J.S.A. 55:13B-17, delineated in N.J.S.A. 55:13B-19.</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">2 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">This legislation also affirmatively declared that a resident "shall have a cause of action against any person committing" a violation of the bill of rights, that</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">may be brought in any court of competent jurisdiction to enforce such rights and to recover actual and punitive damages for their violation. Any plaintiff who prevails in any such action shall be entitled to recover reasonable attorney's fees and costs of the action.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">[N.J.S.A. 55:13B-21.]<br />In 1976, the Legislature enacted the Nursing Home Responsibilities and</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Residents' Rights Act, N.J.S.A. 30:13-1 to -17, by virtue of having found that "the well-being of nursing home residents" in this State required "a delineation of the responsibilities of nursing homes and a declaration of a bill of rights for such residents." N.J.S.A. 30:13-1. This Act established the many rights of nursing home residents, N.J.S.A. 30:13-5, and expressly declared that residents' "shall have a cause of action against any person" violating their rights that would include the right to "recover actual and punitive damages" and "reasonable</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">2 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">N.J.S.A. 55:13B-19 sets forth a bill of rights possessed by "[e]very resident of a boarding facility." In N.J.S.A. 55:13B-18, the Legislature declared that "boarding facility" means "rooming house, boarding house or residential health care facility."</span></p></div></div><img alt="page6image698909248" height="0.719970" src="blob:https://www.blogger.com/7d778e17-5c91-4d7c-b1f2-df59a45a5d27" width="144.020000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">6</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 7"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">attorney's fees and costs" incurred by a prevailing plaintiff in such an action, N.J.S.A. 30:13-8; see also N.J.S.A. 30:13-4.2.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In 1997, the Legislature acted to ensure the protection of the residents of these three types of facilities </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">rooming houses, boarding houses, and residential health facilities </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">who were afflicted by Alzheimer's disease, dementia or other related disorders by including definitions of those conditions, see N.J.S.A. 55:13B-3(k) and (l), in the existing legislation and by authorizing the Commissioner of the Department of Community Affairs to establish standards. N.J.S.A. 55:13B-6(n).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Nearly twenty years later, in 2016, the Legislature enacted the Dementia Care Home Act, N.J.S.A. 26:2H-148 to -157. In its definitional provision, this Act defined the residents of "a dementia care home" as adults "with Alzheimer's disease and related disorders or other forms of dementia," who also: are "ambulant with or without assistive devices"; have been "certified by a licensed physician . . . not in need of skilled nursing care"; and "except in the case of a person 65 years of age or over, [are] in need of dietary services, supervision of self-administration of medications, supervision of and assistance in activities of daily living, or assistance in obtaining health care services." N.J.S.A. 26:2H- 150(b). This Act further establishes that a resident of a dementia care home</span></p></div></div><img alt="page7image699121824" height="0.720000" src="blob:https://www.blogger.com/d07b2c03-0eca-4df4-a4cc-a6d4cf5cc7c9" width="46.464000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">7</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 8"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">"shall not be given skilled nursing care while a resident" except in cases of "emergenciesorduringtemporaryillnessforaperiodofoneweekorless." Ibid. The Dementia Care Home Act also incorporated a bill of rights for the residents of those homes, N.J.S.A. 26:2H-154(a), and expressly allows for a</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">private cause of action on a breach of those rights for both "actual and punitive damages" as well as the right of a prevailing plaintiff to recover reasonable attorney's fees. N.J.S.A. 26:2H-154(c).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In 2002, prior to enactment of the Dementia Care Home Act, the Legislature recognized the existence of "assisted living residence[s]," defining them as facilities that "provide apartment-style housing and congregate dining." N.J.S.A. 26:2H-7.15. The Legislature defined "assisted living" as "a coordinated array of supportive personal and health services, available 24 hours per day, which promote resident self-direction and participation in decisions that emphasize independence, individuality, privacy, dignity, and homelike surroundings to residents who have been assessed to need these services, including residents who require formal long-term care." Ibid. The Department of Health, which regulates assisted living residences, has determined that they must be capable of providing: "assistance with personal care, nursing, pharmacy, dining, activities, recreational, and social work services to meet the</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">8</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 9"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">individual needs of each resident." N.J.A.C. 8:36-8.2(b). Regulations allow such facilities to establish programs to meet the needs of residents with Alzheimer's disease and other forms of dementia, providing individualized care in light of the cognitive and functional abilities of residents admitted to the program. N.J.A.C. 8:36-19.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In 2011, as it had with these other types of facilities, the Legislature enacted a bill of rights for assisted living residents. See N.J.S.A. 26:2H-128(b). Unlike all its enactments concerning other facilities, the Legislature neither expressly authorized nor expressly precluded an assisted living resident's right to pursue a private cause of action for the violation of the rights enumerated in N.J.S.A. 26:2H-128(b).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">III<br />In considering the parties' arguments </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">as well as those asserted by amici`</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">we acknowledge that the answer to the issues posed is not readily apparent. Our review of various similar legislation set forth above reveals that the Legislature, over the course of many decades, repeatedly extended its reach, encompassed various types of facilities within its protection, and refined its regulation of residences for the elderly and infirm. To summarize, the Legislature:</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">9</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 10"><div class="layoutArea"><div class="column"><ul><li style="font-family: SymbolMT; font-size: 14pt;"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">in 1953 began regulating "residential health care facilities";</span></p></li><li style="font-family: SymbolMT; font-size: 14pt;"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">in 1976 enacted the Nursing Home Responsibilities and Residents' Rights Act;</span></p></li><li style="font-family: SymbolMT; font-size: 14pt;"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">in 1979 expanded its regulation of "residential health care facilities" to include rooming and boarding houses;</span></p></li><li style="font-family: SymbolMT; font-size: 14pt;"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">in 1997, folded patients afflicted with Alzheimer's disease, dementia, and other related disorders into the protections provided for residents of residential health care facilities, rooming houses, and boarding houses; and</span></p></li><li style="font-family: SymbolMT; font-size: 14pt;"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">in 2016, began regulating what it described as dementia care homes.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In all these instances, the Legislature declared bills of rights for residents and expressly authorized a resident's right to pursue a private cause of action for violations of those bills of rights. But when it recognized assisted living residences in 2002 and enacted a bill of rights applicable to those residences in 2011, the Legislature did not expressly authorize private causes of action for violations of those rights.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">By the same token, the Legislature did not prohibit private causes of actions for assisted living residents. It just didn't say anything about it. There are two ways a court may proceed in this circumstance. A court might either (a) adopt into the common law a private cause of action based on the legislative</span></p></li></ul></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">10</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 11"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">policy of protecting the elderly and infirm or (b) ascertain whether, through application of statutory-interpretation guidelines, the Legislature intended to create a private cause of action despite its silence.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">A<br />As we have observed, the Legislature was silent about the existence of a</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">private cause of action for assisted living residents but it was not entirely silent about its desire to create rights and protect those residents; far from it. The 2011 bill of rights for assisted living residents created forty-two rights that focus on the retention of their rights: to "independence" and "individuality," N.J.S.A. 26:2H-128(b)(3); to "be treated with respect, courtesy, consideration, and dignity," N.J.S.A. 26:2H-128(b)(4); to "make choices with respect to services and lifestyle," N.J.S.A. 26:2H-128(b)(5); to "personalized services and care," N.J.S.A. 26:2H-128(b)(1); to "a level of care and services that address the resident's changing physical and psychosocial status," N.J.S.A. 26:2H- 128(b)(2); and to "retain and exercise all constitutional, civil, and legal rights to which the resident is entitled by law," N.J.S.A. 26:2H-128(b)(39).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In so many words, plaintiff and amicus New Jersey Association for Justice argue that we should be responsive to the thrust of these statutes and the Legislature's establishment of these rights in determining whether or how the</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">11</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 12"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">common law should provide remedies to vindicate these interests. This process is nothing new. Indeed, it presents an age-old question, as revealed by what Justice Holmes had to say in similar circumstances while riding the circuit more than a century ago:</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The Legislature has the power to decide what the policy of the law shall be, and if it has intimated its will, however indirectly, that will should be recognized and obeyed. The major premise of the conclusion expressed in a statute, the change of policy that induces the enactment, may not be set out in terms, but it is not an adequate discharge of duty for courts to say: We see what you are driving at, but you have not said it, and therefore we shall go on as before.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">[Johnson v. United States, 163 F. 30, 32 (1st Cir. 1908).]</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Justice Cardozo later restated this concept, asserting it would be "a misfortune if a narrow or grudging process of construction were to exemplify and perpetuate the very evils to be remedied"; "[t]here are times," Justice Cardozo observed, "when uncertain words are to be wrought into consistency and unity with a legislative policy which is itself a source of law, a new generative impulse transmitted to the legal system." Van Beeck v. Sabine Towing Co., 300 U.S. 342, 350-51 (1937).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Our approach toward the common law's recognition of new causes of action in the face of legislative recognition of an important policy but silence in</span></p></div></div><img alt="page12image700057696" height="0.720000" src="blob:https://www.blogger.com/6d44ea29-bfad-4181-8e7f-d0df028268bd" width="157.580000" /> <img alt="page12image700057984" height="0.720030" src="blob:https://www.blogger.com/91f1e340-bba2-4be5-b2eb-e981e1c6cd5d" width="202.340000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">12</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 13"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">the recognition of remedies is not dissimilar. See Jarrell v. Kaul, 223 N.J. 294, 307-08 (2015); In re Resolution of State Comm'n of Investigation, 108 N.J. 35, 40-41 (1987); Renz v. Penn Central Corp., 87 N.J. 437, 456 (1981); Haynes v. First Nat'l State Bank, 87 N.J. 163, 188-89 (1981); Lally v. Copygraphics, 85 N.J. 668, 670-71 (1981), aff'g, 173 N.J. Super. 162 (App. Div. 1980); Winslow v. Corporate Express, Inc., 364 N.J. Super. 128, 137 (App. Div. 2003).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">And so, the Legislature's silence about the right of assisted living residents to bring an action for enforcement of the statutory bill of rights does not, as Care One argues, end the inquiry. It may, in fact, require no great leap </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">considering the Legislature's recognition of a public interest in the care and protection of the elderly, particularly those lacking the ability to voice their complaints </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">to recognize an implied private cause of action for a breach of the assisted living resident's bill of rights.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In support of such a theory, it would be sensible to view the statutory bill of rights as establishing, as it states, "rights," not just, as Care One would apparently have it, mere "suggestions" that a facility would be permitted to either comply with or not without fear of a resident's pursuit of a civil remedy.</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">3</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">3 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">We are mindful that a facility's failure to abide by the bill of rights may affect its licensing. See, e.g., Kleine v. Emeritus at Emerson, 445 N.J. Super. 545, 548 n.5 (App. Div. 2016). Additionally, we need not </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">and therefore do not </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">–</span></p></div></div><img alt="page13image700307824" height="0.720000" src="blob:https://www.blogger.com/c88db962-b522-441e-a340-c5eeeeb8f9f5" width="84.480000" /> <img alt="page13image700308112" height="0.720000" src="blob:https://www.blogger.com/36205dce-59f0-4091-86a5-990c7f06725c" width="295.610000" /> <img alt="page13image700308400" height="0.720000" src="blob:https://www.blogger.com/95dc4969-b055-4a9e-91bd-2df53982e554" width="163.820000" /> <img alt="page13image700308688" height="0.720000" src="blob:https://www.blogger.com/72ce1cc2-94b2-4c6a-921a-40ee8ba71016" width="59.160000" /> <img alt="page13image700309040" height="0.720000" src="blob:https://www.blogger.com/6dbbf424-069d-4e3a-b2a0-d50ce3a4b197" width="130.200000" /><img alt="page13image700309328" height="0.720000" src="blob:https://www.blogger.com/65def8fc-f60c-42a2-a42f-146bb10d0093" width="133.340000" /> <img alt="page13image700309616" height="0.720000" src="blob:https://www.blogger.com/31f7dbb8-6fac-4fc6-857e-08b5e1840b53" width="52.560000" /> <img alt="page13image700309904" height="0.720000" src="blob:https://www.blogger.com/6032b5a6-5f09-4a04-95ab-682cfa5c7ac3" width="154.100000" /> <img alt="page13image700310320" height="0.720030" src="blob:https://www.blogger.com/f8e068b4-4db2-4b3e-b04f-29106a6511ed" width="144.020000" /> <img alt="page13image700310608" height="0.720030" src="blob:https://www.blogger.com/56e998d0-43f2-43c2-bc67-cb77ae2ea04c" width="49.560000" /> <img alt="page13image700310896" height="0.720030" src="blob:https://www.blogger.com/fa127fce-aeb4-473b-8d00-73991b328d65" width="178.940000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">13</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 14"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The very use of the phrase "bill of rights" </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">an allusion to the first ten amendments to our federal constitution that limit or prohibit government intrusion into individual liberties </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">conjures up for the American mind more than mere suggestions. Considering this broad creation of rights </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">both great and small </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">it would not be inconsistent with the approach of the common law that a private cause of action be recognized for a violation of those rights.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">B<br />Looking at the issue as a matter of statutory interpretation, we are</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">counseled to read statutes sensibly in light of their surroundings and other similar or even unrelated legislation. See, e.g., Liberty Mut. Ins. Co. v. Land, 186 N.J. 163, 175-76 (2006). The former highest court of this State once said, "[a] statute must be construed with reference to the entire system of which it forms a part[;] . . . statutes upon cognate subjects may be considered in arriving at the legislative intention, though not strictly in pari materia." Modern Indus. Bank v. Taub, 134 N.J.L. 260, 263 (E. & A. 1946). See also 2B Norman J. Singer, Sutherland Statutory Construction, § 53:3 (7th ed. 2012) (recognizing that "the interpretation of a doubtful statute may be influenced by the language</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">determine whether the Department of Health may sue for the enforcement of this bill of rights.</span></p></div></div><img alt="page14image700539904" height="0.720000" src="blob:https://www.blogger.com/0be79e07-3dbf-4749-903d-3ea7e2df35e4" width="50.904000" /> <img alt="page14image700540192" height="0.720000" src="blob:https://www.blogger.com/e0f2af38-590f-444b-aa81-93b0e86b38ce" width="177.380000" /> <img alt="page14image700540480" height="0.720000" src="blob:https://www.blogger.com/0344e71f-12c0-4f1b-bd6e-9e90d290bc6d" width="86.784000" /> <img alt="page14image700540768" height="0.719970" src="blob:https://www.blogger.com/23aee9bc-f31c-4ea2-a680-6434ea8af861" width="82.680000" /> <img alt="page14image700541056" height="0.719970" src="blob:https://www.blogger.com/fa6b8ff1-df03-45dc-a1ea-da53cfa12d10" width="50.280000" /> <img alt="page14image700541344" height="0.720030" src="blob:https://www.blogger.com/e28e39a7-b647-4918-a6da-574c25ceb904" width="203.540000" /><img alt="page14image700541632" height="0.720030" src="blob:https://www.blogger.com/8272fae9-bef1-4cae-ba4e-34f4d4a47db0" width="144.020000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">14</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 15"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">of other statutes which are not specifically related, but which apply to similar persons, things, or relationships").</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The Legislature has repeatedly demonstrated its ability to create private causes of action and, in this same general context, has chosen to expressly declare what types of facilities that house the elderly and infirm may be the subject of a private cause of action for breaching applicable bills of rights and appended regulations. It would not be outside our general approach toward statutory interpretation to view the Legislature's silence about private causes of action against assisted living residences as an ambiguity and to reach a conclusion that the failure to authorize a private cause of action might have been an oversight. In this way, a private cause of action could be found by a logical implication of what the legislation meant, see 2B Sutherland Statutory Construction, § 55:3 (recognizing that "[i]f a statute creates a right but does not indicate expressly the remedy, one is usually implied, and courts may resort to the common law"), there being no other evidence that the Legislature intended to treat assisted living residences in a manner different from how it had treated nursing homes, dementia care homes, residential health care facilities, rooming houses, and boarding houses.</span></p></div></div><img alt="page15image700741792" height="0.720000" src="blob:https://www.blogger.com/3f78dc75-885a-42ca-a406-545142be1f29" width="127.340000" /> <img alt="page15image700742080" height="0.720000" src="blob:https://www.blogger.com/69aebca0-b586-4e5b-9786-38c362376e0c" width="75.960000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">15</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 16"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">C<br />We are persuaded against either concluding the common law should</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">recognize a private cause of action or that the Legislature intended to include a private cause of action in its enactments concerning assisted living residences. In proceeding in either direction we cannot ignore the legislation concerning other similar facilities that we have already mentioned. As to each of these types of facilities, the Legislature expressly declared both a bill of rights and a private cause of action. It was only when it considered assisted living residences that the Legislature enacted a bill of rights </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">nine years later </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">and, in doing so, said nothing about whether it intended to create a private cause of action. Moreover, having departed from the template previously employed in regulating other facilities, the Legislature later felt the need to expressly declare a private cause of action when regulating dementia homes. We find its one departure from the norm to be telling.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">When considering the meaning of legislation, we assume the Legislature is "thoroughly conversant with its own legislation and the judicial construction of its statutes." Brewer v. Porch, 53 N.J. 167, 174 (1969); see also Lozano v. Frank DeLuca Constr., 178 N.J. 513, 532 (2004). As the examples we have provided reveal, the Legislature certainly knows how to authorize private causes</span></p></div></div><img alt="page16image700952800" height="0.720030" src="blob:https://www.blogger.com/51b292c5-6f70-43eb-9a80-2b8b2510d5ac" width="97.464000" /> <img alt="page16image700953088" height="0.720030" src="blob:https://www.blogger.com/c9ab249f-c954-42b2-a626-9d6b70e8047a" width="47.280000" /> <img alt="page16image700953376" height="0.720030" src="blob:https://www.blogger.com/6c530e58-945a-409c-a5a5-c146235b421f" width="59.400000" /> <img alt="page16image700953664" height="0.719970" src="blob:https://www.blogger.com/ae6a5f47-dfde-4bf0-b448-a832b8fc98ed" width="134.300000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">16</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 17"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">of action when it desires to do so. We, thus, find meaning when the Legislature acts differently from what it normally does in similar settings. See State v. Harper, 229 N.J. 228, 238 (2017). Like the dog that didn't bark in the night, we are satisfied that by not expressly declaring a private cause of action for assisted living residents, the Legislature consciously chose not to create one.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">This interpretation counsels against the adoption into the common law of a private cause of action for a breach of N.J.S.A. 26:2H-128. Even though there is no doubt the Legislature has recognized and acted on a strong public interest in protecting the elderly and infirm, and even though that legislative recognition infuses the common law with "a new generative impulse," Van Beeck, 300 U.S. at 350-51, we should nevertheless tread lightly before pushing the common law to the recognition of such a new cause of action. In this regard, we must weigh what we have found to be the Legislature's presumably conscious decision not to recognize this new cause of action. That circumstance counsels in favor of a more modest approach.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Analytically, our courts will recognize an implied private cause of action emanating from legislation by employing a three-part test that asks:</span></p></div></div><img alt="page17image701154624" height="0.720000" src="blob:https://www.blogger.com/7d7a3c90-0853-45cb-9576-15dd0d6dba21" width="46.320000" /> <img alt="page17image701154912" height="0.720000" src="blob:https://www.blogger.com/a04fe8b0-8c8d-4968-bd95-609c3014c4d9" width="40.800000" /> <img alt="page17image701155200" height="0.720000" src="blob:https://www.blogger.com/7669eb5a-203d-4265-b850-d54604fad63f" width="64.464000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">whether the plaintiff is "one of the class for whose especial benefit the statute was enacted"; whether there is any evidence that the Legislature intended to create a private cause of action under the statute; and whether</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">17</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 18"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">implication of a private cause of action in this case would be "consistent with the underlying purposes of the legislative scheme."</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">[State Comm'n of Investigation, 108 N.J. at 41 (quoting Cort v. Ash, 422 U.S. 66, 78 (1975)); see also Jarrell, 223 N.J. at 307.]</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In employing this test here, there is no doubt that decedent falls within the class of individuals the bill of rights was intended to protect. It also seems likely that the implication of a cause of action would be consistent with the reason the bill of rights was enacted. It is the second part of the test, however, that calls into doubt the soundness of our recognizing a private cause of action.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The Legislature is, as we have already said, presumed to be cognizant of its existing related laws designed to protect the rights of the elderly and infirm. But, unlike other circumstances where private causes of action have been recognized despite legislative silence, the Legislature would be familiar with the fact that someone like decedent would be entitled to press a negligence claim against an assisted living residence which has failed to provide proper care. Additionally, many of the rights delineated in the statutory bill of rights already present judicially cognizable causes of action without the creation of a private cause of action for all those enumerated. See, e.g., N.J.S.A. 26:2H-128(b)(16) (the right to "be free from physical and mental abuse and neglect").</span></p></div></div><img alt="page18image701407344" height="0.720000" src="blob:https://www.blogger.com/faf35479-1db8-4b2f-b02e-a7d907e6c0b5" width="178.100000" /> <img alt="page18image701407632" height="0.720000" src="blob:https://www.blogger.com/81481a31-7283-4d36-aa3b-cb21f16769e3" width="70.104000" /> <img alt="page18image701407920" height="0.720000" src="blob:https://www.blogger.com/65d4c2fe-eb29-4480-b8ba-733d1cb39bdc" width="47.400000" /> <img alt="page18image701408208" height="0.720000" src="blob:https://www.blogger.com/18187647-500d-48c4-8bdb-3e63264dca6d" width="37.080000" /> <img alt="page18image701408496" height="0.719970" src="blob:https://www.blogger.com/d2cf2b27-7afd-48f2-a2e0-568092ec941a" width="50.664000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">18</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 19"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">To be sure, those individuals who are benefited by the statutory bill of rights likely lack the ability to voice their concerns about their treatment and are dependent on others for the very reason they reside in these types of facilities. But we simply cannot ignore that the Legislature was appreciative of that fact and chose not to expressly recognize a private cause of action despite its contrary approach in enacting other similar legislation. In short, we find absent the second part of the applicable three-part test, and in the final analysis, we reject the argument that the common law should recognize a private cause of action in this instance.</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">4</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">4 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">It may be that the interest in our recognition of a private cause of action is generated by the statutory authorization </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">accompanied in the other legislation we have referred to </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">of fee-shifting in favor of prevailing plaintiffs. Even if we were to recognize a private cause of action here, we could not take the further step of declaring its incorporation of a prevailing plaintiff's right to an award of fees. Our jurisprudence has long remained committed to the American rule that litigants bear their own legal fees, Litton Indus., Inc. v. IMO Indus., Inc., 200 N.J. 372, 404 (2009), and the Supreme Court has recognized a "strong public policy against shifting counsel fees," Innes v. Marzano-Lesnevich, 224 N.J. 584, 592 (2016). A party may be compelled to pay the legal fees of another only: in those types of cases described by rule, R. 4:42-9(a); when the parties contractually agree; in other cases falling with recognized and "carefully limited" exceptions from the American rule, In re Estate of Vayda, 184 N.J. 115, 121 (2005); and when authorized by statute, R. 4:42-9(a)(8). While the Supreme Court may expand the scope of these American rule exceptions </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">through either its rule-making authority or by decisional law that expands the additional fonts for such an award recognized in cases like Saffer v. Willoughby, 143 N.J. 256, 271 (1996) </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">other courts cannot.</span></p></div></div><img alt="page19image701728736" height="0.720000" src="blob:https://www.blogger.com/b68932a9-0633-45f4-8215-0b2127b1cb31" width="144.020000" /> <img alt="page19image701729024" height="0.719970" src="blob:https://www.blogger.com/ff86cc52-260c-4a24-80e5-b8b627673c64" width="228.650000" /> <img alt="page19image701729312" height="0.720030" src="blob:https://www.blogger.com/f96c3526-c6fb-40d1-8985-9539b0a75f1f" width="166.220000" /> <img alt="page19image701729600" height="0.720030" src="blob:https://www.blogger.com/083d5936-5a00-4e58-b950-3612c187acec" width="122.900000" /><img alt="page19image701729888" height="0.720030" src="blob:https://www.blogger.com/dc2eec9b-3956-4f4b-85b9-a41175129100" width="125.180000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">19</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 20"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The common law may spread to places where the Legislature has not ventured but not without great and careful consideration for the wisdom of the extension, lest before long courts and legislative bodies find themselves on divergent and conflicting paths. If today's judgment is overly cautious or mistaken about the legislative intent, the Legislature is in the best position to correct or alter our course. See Plastic Surgery Ctr., P.A. v. Malouf Chevrolet- Cadillac, Inc., 241 N.J. 112, 113 (2020). Until then, we conclude there is no private cause of action for the breach of the assisted living facility's bill of rights contained in N.J.S.A. 26:2H-128(b).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">IV<br />The order states that the grant of Care One's motion for partial summary</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">judgment is "subject to proof at trial." The meaning of this is revealed by the judge's oral decision in which, in sum or substance, he distinguished between assisted living residents who suffer from Alzheimer's, dementia or some other similar malady, and those who do not. Those in the former class, in the judge's view, possess a private cause of action; the latter does not. We disagree. There is nothing in the legislation to reveal an intent to create separate classes of assisted living residents.</span></p></div></div><img alt="page20image701939232" height="0.720000" src="blob:https://www.blogger.com/d4b21f2f-14aa-4c17-83fb-ac133544c4f9" width="278.450000" /> <img alt="page20image701939520" height="0.720000" src="blob:https://www.blogger.com/2e740f9b-220e-4266-850a-5f95d4d1c43f" width="80.520000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">20</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 21"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The judge's oral decision also suggests that if plaintiff can prove Care One was operating something other than an assisted living residence, a jury could consider and ultimately find a violation of the bill of rights applicable to that other type of facility. We reject this position. Care One's facility is governed by the license issued to it as an assisted living residence. Whether, during decedent's stay there, Care One was operating something other than that should be determined only by the Department of Health, which possesses special expertise in these matters, not by either the trial judge or a jury. See Daaleman v. Elizabethtown Gas Co., 77 N.J. 267, 269 n.1 (1978). In a circumstance like this, a court must determine whether the agency has exclusive or primary jurisdiction. Muise v. GPU, Inc., 322 N.J. Super. 140, 158-59 (App. Div. 2000). When the claim itself falls within the agency's exclusive jurisdiction, it is subject to dismissal because of the failure to exhaust administrative remedies. But, when a court has jurisdiction over the claim and a pivotal aspect presents a question falling within an agency's expertise, a court will retain jurisdiction, stay the action, and allow for the agency's determination of that aspect. See generally Curzi v. Raub, 415 N.J. Super. 1, 20-21 (App. Div. 2010).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In this case we need not decide whether it is exclusive or primary jurisdiction that the Department of Health would possess over a claim that Care</span></p></div></div><img alt="page21image702170064" height="0.720000" src="blob:https://www.blogger.com/29f9ee2c-aec5-4bfc-b086-32f33072362c" width="59.040000" /> <img alt="page21image702170352" height="0.720000" src="blob:https://www.blogger.com/8089a076-f0f1-4f8a-a198-1c1c964c7a58" width="152.060000" /> <img alt="page21image702170640" height="0.720000" src="blob:https://www.blogger.com/e360dfb1-4710-4297-97d2-4b6ae3399e44" width="112.700000" /> <img alt="page21image702170928" height="0.720030" src="blob:https://www.blogger.com/2eada796-a8f3-487f-b897-7671a874d30e" width="78.744000" /> <img alt="page21image702171216" height="0.720030" src="blob:https://www.blogger.com/3ae8d82c-4f03-4b74-a78f-e732e3525397" width="82.200000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">21</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 22"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">One acted other than as licensed because the claim should not proceed in either event. If the former, dismissal would follow. And, although a finding of primary jurisdiction would not require dismissal, we are satisfied it is too late here to allow for a stay and a time-consuming detour into an administrative proceeding.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Our reason for reaching this conclusion dovetails with Care One's last argument in which it argued we should bar plaintiff's bill-of-rights claim because it was not asserted until an extremely late point in the litigation, indeed, well after plaintiff said in response to an earlier summary judgment motion that no such claim had been asserted. Although we reject Care One's argument that the claim is barred by the applicable statute of limitations,</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">5 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">plaintiff's delay in its pursuit of such a claim justifies our conclusion that this nearly four-year-old litigation should not be further delayed.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">***</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">5 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Care One's statute-of-limitations argument is without merit because the original complaint was timely filed and a bill-of-rights claim would relate back to the time of the original filing because it arises from the same transactions or occurrences that gave rise to the allegations in the original complaint. See R. 4:9-3; Harr v. Allstate Ins. Co., 54 N.J. 287, 299-300 (1969).</span></p></div></div><img alt="page22image702375424" height="0.719970" src="blob:https://www.blogger.com/9eb405cf-9a0d-4c40-b549-d91fdf928a35" width="144.020000" /> <img alt="page22image702375712" height="0.720030" src="blob:https://www.blogger.com/ab0faf2e-2a00-4dab-8ccc-1ec06d1a32b9" width="141.860000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">22</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div><div class="page" title="Page 23"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The trial court's December 2, 2020 order is reversed. We remand for further proceedings consistent with this opinion but do not retain jurisdiction.</span></p></div></div><img alt="page23image701487888" height="60.555000" src="blob:https://www.blogger.com/eaab3e4d-ce2e-4e2c-bbe6-40d7de6d6022" width="124.800000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">23</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-1344-20</span></p></div></div></div>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-84097436878464427902021-05-18T22:31:00.003-04:002021-05-18T22:31:27.342-04:00Technical erroneous statute charged not defense to refusal here STATE v. SHARON COURSEY<p><span style="font-family: TimesNewRomanPSMT; font-size: medium;">Technical erroneous statute charged not defense to refusal here STATE </span></p><div class="page" title="Page 1"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">v.<br />SHARON COURSEY,</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Defendant-Appellant. ________________________</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION<br />DOCKET NO. A-5496-18T4</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Submitted December 8, 2020 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">– </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Decided December 30, 2020 Before Judges Yannotti and Natali.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">On appeal from the Superior Court of New Jersey, Cape May County, Municipal Appeal No. 05-05-18.</span></p><p> <span style="background-color: white; font-family: TimesNewRomanPS; font-size: 11pt; font-weight: 700;">NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION</span></p><div class="page" title="Page 1"><div class="section" style="background-color: white;"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt;">This opinion shall not "constitute precedent or be binding upon any court." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3.</span></p></div></div></div><div class="layoutArea"><div class="column"><p></p></div></div></div><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">PER CURIAM<br />Following a trial de novo in the Law Division, defendant Sharon Coursey</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">was convicted of refusal to submit to a breath test, N.J.S.A. 39:4-50.4a, and</span></p></div></div></div><div class="page" title="Page 2"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">resisting arrest, N.J.S.A. 2C:29-2(a)(1). She appeals from both her refusal and resisting arrest convictions, raising the following points for our consideration</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">1</span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">:</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">POINT I</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">THE LAW DIVISION'S FINDING OF GUILTY WITH RESPECT TO SUMMONS ACSO-38980, REFUSAL TO SUBMIT TO A BREATH TEST, WAS IN ERROR AS THERE WAS INSUFFICIENT EVIDENCE IN THE RECORD TO SUPPORT THE CONVICTION.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">POINT II</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">[SERGEANT ADE LACKED PROBABLE CAUSE TO BELIEVE THAT . . . DEFENDANT . . . OPERATED A MOTOR VEHICLE WITHIN THE CONTEXT OF THE DRIVING WHILE INTOXICATED STATUTE, N.J.S.A. 39:4-50.]</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">POINT III</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">THE DEFENDANT['S] . . . CONVICTION FOR REFUSAL TO SUBMIT TO A BREATH TEST MUST BE VACATED OR OTHERWISE REVERSED BECAUSE THERE IS INSUFFICIENT EVIDENCE THAT SHE KNOWINGLY AND VOLUNTARILY REFUSED TO SUBMIT TO THE CHEMICAL BREATH TEST.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">POINT IV</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">THE LAW DIVISION, IN ITS LETTER OPINION, FAILED TO ADDRESS DEFENDANT['S] . . . ARGUMENT THA T THE CHARGE UNDER SUMMONS ACSO-38980 CONTAINED THE</span></p></div></div><img alt="page2image1095434640" height="0.719970" src="blob:https://www.blogger.com/86788bb2-b61f-407a-942c-b2800ba05bd7" width="144.020000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">1 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">For ease of reference, we have renumbered defendant's point headings. 2</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 3"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">INCORRECT REFUSAL STATUTE; AND, THE LAW DIVISION ERRED BY NOT REVERSING THE OCEAN CITY MUNICIPAL COURT'S DENIAL OF THE STATE'S MOTION TO AMEND THE CHARGE AND REMANDING THE MATTER BACK TO THE OCEAN CITY MUNICIPAL COURT FOR FURTHER PROCEEDINGS.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">POINT V</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">SERGEANT ADE LACKED PROBABLE CAUSE TO ARREST THE DEFENDANT . . . FOR THE OFFENSE OF DRIVING WHILE INTOXICATED, AND THEREFORE, THE DEFENDANT . . . DID NOT RESIST A LAWFUL ARREST AND HER CONVICTION FOR SAME MUST BE VACATED OR OTHERWISE REVERSED.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">I.<br />We rely on the findings of the municipal court judge who conducted the</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">bench trial and the superior court judge who heard the trial de novo on appeal to the Law Division. We summarize the relevant facts elicited at trial to provide context for our opinion.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">On September 5, 2013, the Atlantic County Sheriff's Office (ACSO) responded to a disturbance at the Atlantic County Civil Court Building where defendant was appearing for a custody hearing regarding her two children. When the police arrived, defendant was seen outside a courtroom, "speaking in</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">3</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 4"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">a very loud tone" and "yelling obscenities." Defendant eventually returned to the courtroom, followed by Sergeant William Ade of the ACSO.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Once inside the courtroom, Sergeant Ade observed defendant acting in a manner that led him to conclude that she was intoxicated. He stated that defendant was "swaying in her chair," smelled of alcohol, and her eyes were red and glassy.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Concerned with her behavior, the judge ordered defendant to take a drug and alcohol urinalysis test. Sergeant Ade stated that as he and other officers escorted defendant to the restroom to complete the test, she was "loud and boisterous" and was "using profanity." He further observed defendant "swaying and staggering" as she walked.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">At the conclusion of the hearing, Sergeant Ade assisted defendant to the courthouse exit and noticed that she continued to stagger when walking. Sergeant Ade observed defendant remove keys from her purse, and based on his concern that defendant was going to operate a vehicle while intoxicated, he radioed two other officers and asked them to position their vehicle near the parking lot so that they could effectuate a motor vehicle stop if defendant attempted to operate her car. Sergeant Ade observed defendant enter her vehicle and was notified by another officer that she had started it.</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">4</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 5"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Sergeant Ade approached defendant's vehicle with two other officers, heard the engine running, and saw defendant in the driver's seat with her seatbelt on. Sergeant Ade also observed defendant's head "nodding back and forth" and her "eyelids . . . drooping." When defendant lowered her car window, Sergeant Ade immediately detected the odor of alcohol. Sergeant Ade informed defendant that he believed she was under the influence of alcohol and directed her to exit the vehicle so that he could administer a field sobriety test.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Defendant refused to comply with multiple requests to exit the vehicle and was advised that she was under arrest. As officers attempted to remove her from the car, she began to scream and clutch various parts of the vehicle's interior. Once defendant was removed from the car, she was driven to the Absecon Police Department for the administration of an Alcotest. During the drive, Sergeant Ade testified that he continued to "smell the . . . strong odor of an alcoholic beverage" and noted that defendant was making "incoherent statements."</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">At the station, defendant was placed in a separate room to "initiate the . . . twenty-minute observation period prior to administering the [A]lcotest." During this period, Sergeant Ade read defendant her Miranda</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">2 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">rights which she subsequently waived. Sergeant Ade also informed defendant in accordance with</span></p></div></div><img alt="page5image1266231680" height="0.720030" src="blob:https://www.blogger.com/ff288219-d5b8-41dc-9130-7dcaf311b541" width="49.440000" /> <img alt="page5image1266231968" height="0.719970" src="blob:https://www.blogger.com/15343d04-fda2-4014-a427-89c4b3b572a0" width="144.020000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">2 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Miranda v. Arizona, 384 U.S. 436 (1966). 5</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div><img alt="page5image1266239456" height="0.720030" src="blob:https://www.blogger.com/93b07aca-c56e-4948-af38-7b94eef25102" width="115.460000" /></div><div class="page" title="Page 6"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">the New Jersey Attorney General's Standardized Statement for Motor Vehicle Operators, that if she did not provide a breath sample for the Alcotest she would be charged with refusal.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Sergeant Ade testified that defendant never gave an "affirmative answer that she was going to submit to the breath test." He noted, however, that as he read the statement he made "sure that [defendant] was still looking at [him] and that she followed along with what [he] was saying."</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Defendant explained her actions at the police station by testifying that she had previously been diagnosed with "paranoid schizophrenia" and was currently suffering from post-traumatic distress order. Defendant also testified that she had requested to speak with an auxiliary aid provided to her under the Americans with Disabilities Act.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Defendant was charged under municipal summonses for driving while intoxicated, N.J.S.A. 39:4-50; possession of open container of alcohol, N.J.S.A. 39:4-51b; failure to exhibit registration, N.J.S.A. 39:3-29; failure to exhibit an insurance card, N.J.S.A. 39:3-29; and resisting arrest, N.J.S.A. 2C:29-2(a)(1). Further, rather than being charged with refusal to submit to a chemical breath</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">6</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 7"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">test pursuant to N.J.S.A 39:4-50.4a, defendant was improperly charged under N.J.S.A. 39:4-50.2.</span><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">3</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Defendant entered a conditional guilty plea to refusal to submit to a chemical test, N.J.S.A. 39:4-50.4a, after the municipal court judge amended the original refusal charge to reflect the appropriate statute. The State, thereafter, dismissed the remaining charges. On appeal to the Law Division, however, defendant's guilty plea was vacated on the grounds that that there was an inadequate factual basis to sustain the N.J.S.A. 39:4-50.4a charge. The court also reinstated the open container and resisting arrest charges.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The matter was reassigned to the Ocean City Municipal Court. Defendant filed a motion to dismiss the refusal charge for "lack of probable cause with</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 9pt; vertical-align: 5pt;">3 </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">N.J.S.A. 39:4-50.2(a) provides that drivers who operate a "motor vehicle on any public road, street or highway or quasi-public areas in the State shall be deemed to have given . . . consent to the taking of samples of his breath for the purpose of making chemical tests to determine the content of alcohol in [the operator's] blood." N.J.S.A. 39:4-50.4a includes a delineated list of penalties for an operator who "refuses to submit, upon request, to a test provided for in [N.J.S.A. 39:4-50.2]." N.J.S.A. 39:4-50.4a further provides that "[t]he municipal court shall determine by a preponderance of the evidence whether the arresting officer had probable cause to believe that the person had been driving or was in actual physical control of a motor vehicle on the public highways or quasi-public areas of this State while the person was under the influence of intoxicating liquor or a narcotic, hallucinogenic, or habit-producing drug or marijuana; whether the person was placed under arrest, if appropriate, and whether he refused to submit to the test upon request of the officer; and if these elements of the violation are not established, no conviction shall issue."</span></p></div></div><img alt="page7image1095267152" height="0.720000" src="blob:https://www.blogger.com/cb324aa8-2dab-41f6-baff-c19a25a59585" width="144.020000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">7</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 8"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">regard to operation" of her vehicle. The State opposed the motion and moved to "amend [the refusal summons] to reflect the appropriate refusal statute, i.e., N.J.S.A. 39:4-50.4a." During oral argument, defendant "agreed that the appropriate refusal statute [was] N.J.S.A. 39:4-50.4a." The municipal court judge, however, denied the motion to dismiss and the motion to amend the refusal charge.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">On April 18, 2018, after a bench trial, the municipal court judge found defendant guilty of refusal to submit to a breath test, N.J.S.A. 39:4-50.2, and resisting arrest, N.J.S.A. 2C:29-2(a)(1). On June 25, 2019, after a trial de novo, Judge Sarah Beth Johnson issued a thirteen-page written decision and found defendant guilty of refusal to submit to a breath test in violation of "N.J.S.A. 39:4-50.2 and N.J.S.A. 39:4-50.4a" and resisting arrest.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">With respect to the refusal charge, Judge Johnson found that based upon the credible testimony of Sergeant Ade and other officers, the police had probable cause to arrest defendant for operating a motor vehicle under the influence of an intoxicant contrary to N.J.S.A. 39:4-50. Specifically, the judge noted that defendant smelled of alcohol, spoke incoherently, used profanity, appeared to stagger as she walked, and was ordered to submit to a drug test by an Atlantic County judge.</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">8</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 9"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Judge Johnson also found that defendant had "actual control of her vehicle" and that she "intended to operate the vehicle while under the influence because she was sitting in the driver's seat, with her seatbelt engaged and the engine running." Further, the judge found that defendant was read "the DWI standard statement" which indicates that "if [d]efendant did not provide a breath sample, she would be charged with refusal." Moreover, the judge determined that defendant "did not respond in any way" after "[Sergeant Ade] read the final paragraph of the DWI standard statement."</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">The judge further found that defendant failed to provide "any competent evidence detailing the nature of her mental disorders and how they may have affected her ability to understand requests such [as those] contained in the DWI standard statement." Moreover, the judge noted that defendant's "understanding of events negates the claim that [she] was confused as to the officer's instructions or her obligations under the law."</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Finally, Judge Johnson concluded that defendant "purposely attempted to prevent officers from effecting an arrest." The judge found that defendant "did not exit her vehicle when asked to do so . . . had to be forcibly removed from the vehicle . . . grabbed on to the inside of her vehicle, attempting to prevent officers from removing her" and "continued to behave in a combative manner,</span></p></div></div><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">9</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 10"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">cursing and spitting at officers, after she was removed from the vehicle and handcuffed." This appeal followed.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">II.<br />In defendant's first, second, and fifth points, she argues that her</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">convictions for refusal to submit to a breath test, N.J.S.A. 39:4-50.4a, and resisting arrest, N.J.S.A. 2C:29-2(a)(1), should be reversed because the police lacked probable cause to arrest her and there was insufficient evidence in the record to uphold the convictions. Defendant also argues in her third point that there is "insufficient evidence that she knowingly and voluntarily refused to submit to the chemical breath test." We find that these arguments are without sufficient merit to warrant extended discussion in a written opinion, Rule 2:11- 3(e)(2), and affirm substantially for the reasons detailed in Judge Johnson's comprehensive written opinion. We provide the following comments to amplify our decision.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">On appeal from a municipal court to the Law Division, the review is de novo on the record. R. 3:23-8(a)(2). The Law Division judge must make independent findings of fact and conclusions of law but defers to the municipal court's credibility findings. State v. Robertson, 228 N.J. 138, 147 (2017).</span></p></div></div><img alt="page10image1091090496" height="0.719970" src="blob:https://www.blogger.com/e543afd9-347d-43e6-928d-61b6feccbee3" width="108.500000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">10</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 11"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Our review of a de novo conviction by the Law Division is limited to the issue of whether the court's findings "could reasonably have been reached on sufficient credible evidence present in the record." State v. Johnson, 42 N.J. 146, 162 (1964). We are "not permitted to 'weigh the evidence, assess the credibility of witnesses, or make conclusions about the evidence.'" State v. Locurto, 157 N.J. 463, 472 (1999) (quoting State v. Barone, 147 N.J. 599, 615 (1997)). We review the legal rulings of the trial court de novo. Robertson, 228 N.J. at 148.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">"It is well-settled that the trial judge 'giv[es] due, although not necessarily controlling, regard to the opportunity of the' municipal court judge to assess 'the credibility of the witnesses.'" Ibid. (alteration in original) (quoting Johnson, 42 N.J. at 157). "[A]ppellate courts ordinarily should not undertake to alter concurrent findings of facts and credibility determinations made by two lower courts absent a very obvious and exceptional showing of error." Locurto, 157 N.J. at 474.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Here, Judge Johnson found that the police had probable cause to arrest defendant for operating her vehicle under the influence. The court also determined that defendant refused consent to provide a breath sample after being fully informed of the consequences attendant to her refusal. Judge Johnson</span></p></div></div><img alt="page11image1091315616" height="0.720000" src="blob:https://www.blogger.com/25aa2f36-009e-48ed-8931-cd38edd6a835" width="99.024000" /> <img alt="page11image1091315904" height="0.720000" src="blob:https://www.blogger.com/3bddf047-4ef4-49ba-955b-06dbe317c4e2" width="46.440000" /> <img alt="page11image1091316192" height="0.720000" src="blob:https://www.blogger.com/eaba0bac-b9ea-4fe9-95f7-f4639077c58c" width="46.560000" /> <img alt="page11image1091316480" height="0.720000" src="blob:https://www.blogger.com/42321c4b-6a2e-4505-83bb-2381c047a182" width="91.320000" /> <img alt="page11image1091316768" height="0.720000" src="blob:https://www.blogger.com/114457a1-35f8-4f4c-b20e-5ca159a3e864" width="60.360000" /> <img alt="page11image1091317056" height="0.720000" src="blob:https://www.blogger.com/af64828a-e5cc-4012-9e94-d47de285530f" width="48.120000" /> <img alt="page11image1091317344" height="0.720000" src="blob:https://www.blogger.com/bc55e3c2-9cad-400c-a9cd-830caa5e6775" width="46.560000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">11</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 12"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">further noted that defendant failed to "provid[e] any competent evidence detailing the nature of her 'mental disorders'" and any effect on her ability to understand the information in the "DWI standard statement." Finally, the judge found that defendant purposely prevented the police from effectuating her arrest.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">We are satisfied that Judge Johnson's findings were supported by sufficient, credible evidence in the record. Johnson, 42 N.J. at 162. We therefore affirm defendant's convictions for refusal to submit to a breath test, N.J.S.A. 39:4-50.4a, and resisting arrest, N.J.S.A. 2C:29-2(a)(1).</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">III.<br />In defendant's fourth point, she argues that her refusal conviction should</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">be reversed because the summons mistakenly cited to N.J.S.A. 39:4-50.2 rather than to N.J.S.A. 39:4-50.4a. She further argues that Judge Johnson should have reversed the municipal court's decision denying her motion to amend the charge and remanded the matter to the municipal court "for further proceedings." We disagree.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In support of her argument, defendant relies on State v. Cummings, 184 N.J. 84 (2005), for the proposition that the "appropriate statute for refusal to submit a breath sample is N.J.S.A. 39:4-50.4a." The issue before us, however, is the effect of the municipal court's failure to amend the summons to reflect that</span></p></div></div><img alt="page12image1093509376" height="0.720000" src="blob:https://www.blogger.com/c6e16990-b53f-4b45-b1fd-b631374745c0" width="48.120000" /> <img alt="page12image1093509664" height="0.720030" src="blob:https://www.blogger.com/ecee4b06-fd52-43fc-8f28-55af7dc4e44f" width="113.780000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">12</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 13"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">defendant should have been charged with N.J.S.A. 39:4-50.4a as opposed to N.J.S.A. 39:4-50.2, and Judge Johnson's subsequent reliance on N.J.S.A. 39:4- 50.4a in her June 25, 2019 opinion to sustain defendant's conviction for refusal.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In Cummings, the Supreme Court commented in a footnote that care should be taken to list N.J.S.A. 39:4-50.4a rather than N.J.S.A. 39:4-50.2 when charging a refusal offense. 184 N.J. at 90 n.1. The Court also indicated "we see no prejudice resulting from it [the incorrect citation in the complaint]." Ibid.</span></p><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Here, as in Cummings, the police should have listed N.J.S.A. 39:4-50.4a in the body of the summons, and we can discern no basis in the record for the municipal court to deny the State's uncontested request to amend the charge to reflect that correct statutory provision. But, as in Cummings, defendant was not prejudiced by the error. In this regard, defendant offers no explanation as to how or why the faulty statutory citation inhibited her ability to prepare and present a trial defense. Frankly, it is hard to imagine how she might possibly have been confused as to what specific offense she had to answer to at trial, particularly where she initially pled guilty to N.J.S.A. 39:4-50.4a, and subsequently failed to object to the State's application to amend the charge in the remanded municipal court proceeding.</span></p></div></div><img alt="page13image1258815920" height="0.720000" src="blob:https://www.blogger.com/e6dddcbe-0c71-4109-b552-ca7d95bacb0b" width="63.984000" /> <img alt="page13image1258816208" height="0.720000" src="blob:https://www.blogger.com/b2716522-7c52-406f-989b-e8223a6559d5" width="63.864000" /> <img alt="page13image1258816496" height="0.720000" src="blob:https://www.blogger.com/2eaf5aaa-f689-4573-9188-e2693255a056" width="63.840000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">13</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div><div class="page" title="Page 14"><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">In State v. Marquez, 202 N.J. 485 (2010), the Supreme Court recognized that N.J.S.A. 39:4-50.2 and N.J.S.A. 39:50.4 are "plainly interrelated" and that they "not only cross-reference one another internally, but they also rely on each other substantively. They must therefore be read together." Id. at 501-02. In the present case, defendant was fully aware of the charge for which she was tried. As such, there </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">is no basis to overturn defendant’s refusal conviction or </span><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">remand the matter for further proceedings.</span></p></div></div><img alt="page14image1258926000" height="0.720000" src="blob:https://www.blogger.com/c5e5fdd4-61b0-4df3-8507-f076026f5b88" width="100.700000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">Affirmed.</span></p></div></div><img alt="page14image1258927792" height="60.600000" src="blob:https://www.blogger.com/ed83f597-8f13-479a-a688-1d08f55b3191" width="124.800000" /><div class="layoutArea"><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 14pt;">14</span></p></div><div class="column"><p><span style="font-family: TimesNewRomanPSMT; font-size: 8pt;">A-5496-18T4</span></p></div></div></div>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-43472947764996911002020-12-01T21:18:00.001-05:002020-12-01T21:18:14.065-05:00"2021 Update-Wills and Estate Planning” January 13, 2021 at 12:15-1:00 PM on Facebook live<p> <span style="font-family: "Adobe Garamond Pro"; font-size: 17pt; text-align: justify;">We are offering a Free Program to our Neighbors, friends and any persons who assist with parents and seniors.</span><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt; text-align: justify;"> </span><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt; text-align: justify;"> </span><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt; text-align: justify;">We will be having this program on Facebook live.</span><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt; text-align: justify;"> </span></p><p class="MsoPlainText" style="font-family: Courier; line-height: 16pt; margin: 0in 49.2pt 0.0001pt 0in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt;"> Please join us at the annual Update-Wills and Estate Planning Seminar.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0in 0.0001pt; text-align: justify;"><b><i><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt;">"2021 Update-Wills and Estate Planning” <o:p></o:p></span></i></b></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.1in 0.0001pt 0in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt;">January 13, 2021 at 12:15-1:00 PM </span><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.1in 0.0001pt 0in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt;"> Program can be watched on your computer or IPhone via Facebook live<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.1in 0.0001pt 0in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 17pt;">https://www.facebook.com/Kenneth-Vercammen-Associates-PC-Law-Office-Edison-NJ-08817-149816077985<o:p></o:p></span></p><p class="MsoPlainText" style="font-family: Courier; line-height: 16pt; margin: 0in 49.2pt 0.0001pt 0in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 31.2pt 0.0001pt 22.5pt; text-align: justify; text-indent: 0.5in;"><span style="font-family: "Adobe Garamond Pro"; font-size: 16pt;">The Program is Free, but we request you bring a canned food donation, which will be given to the St. Matthews’s St. Vincent DePaul Food Bank. </span><span style="font-family: "Adobe Garamond Pro"; font-size: 16pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 9pt; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 16pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 9pt; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 16pt;"> </span><b><u><span style="font-family: "Adobe Garamond Pro"; font-size: 16pt;">Main Topics:<o:p></o:p></span></u></b></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 0in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 16pt;"> </span><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">1. Elimination of NJ Estate Tax <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 2in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">2. </span><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">Dangers of not having a proper current Will</span><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 2in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">3. 2020 changes in Federal Estate and Gift Tax<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 2in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">4. The need for current Power of Attorney <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 2in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">5. Living Will & Advance Directive <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 35.7pt 0.0001pt 2in; text-align: justify;"><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">6. Administering the Estate & Probate<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 31.2pt 0.0001pt 22.5pt; text-align: justify; text-indent: -22.5pt;"><b><i><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;">AARP recommends seniors and Home Owners to put their affairs in order. Get your Will done now!</span></i></b><b><i><span style="font-family: "Adobe Garamond Pro"; font-size: 18pt;"><o:p></o:p></span></i></b></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-20967582980852422712020-11-23T20:58:00.003-05:002020-11-23T20:58:19.196-05:00 Sandy Hook § 2.34 Disorderly conduct.<p> <b style="font-family: Geneva; font-size: 10pt;"><span style="color: #264c00; font-size: 12pt;">Sandy Hook § 2.34 Disorderly conduct.</span></b></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; margin: 0in 0in 0.0001pt;"><span style="color: #4c0027; font-size: 12pt;">Sandy Hook </span><span style="color: #4c0027; font-size: 12pt;">§ 2.34 Disorderly conduct.</span><span style="color: #4c0027; font-size: 12pt;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; line-height: 15.75pt; margin: 0in 0in 0.0001pt; vertical-align: baseline;"><a name="a"></a><b><span style="color: #4c0027; font-size: 12pt;">(a)</span></b><span style="color: #4c0027; font-size: 12pt;"> A person commits disorderly conduct when, with intent to cause public alarm, nuisance, jeopardy or violence, or knowingly or recklessly creating a risk thereof, such person commits any of the following prohibited acts:<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; line-height: 15.75pt; margin: 0in 0in 0.0001pt; vertical-align: baseline;"><a name="a_1"></a><b><span style="color: #4c0027; font-size: 12pt;">(1)</span></b><span style="color: #4c0027; font-size: 12pt;"> Engages in fighting or threatening, or in violent behavior.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; line-height: 15.75pt; margin: 0in 0in 0.0001pt; vertical-align: baseline;"><a name="a_2"></a><b><span style="color: #4c0027; font-size: 12pt;">(2)</span></b><span style="color: #4c0027; font-size: 12pt;"> Uses language, an utterance, or gesture, or engages in a display or act that is obscene, physically threatening or menacing, or done in a manner that is likely to inflict injury or incite an immediate breach of the peace.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; line-height: 15.75pt; margin: 0in 0in 0.0001pt; vertical-align: baseline;"><a name="a_3"></a><b><span style="color: #4c0027; font-size: 12pt;">(3)</span></b><span style="color: #4c0027; font-size: 12pt;"> Makes noise that is unreasonable, considering the nature and purpose of the actor's conduct, location, time of day or night, and other factors that would govern the conduct of a reasonably prudent person under the circumstances.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; line-height: 15.75pt; margin: 0in 0in 0.0001pt; vertical-align: baseline;"><a name="a_4"></a><b><span style="color: #4c0027; font-size: 12pt;">(4)</span></b><span style="color: #4c0027; font-size: 12pt;"> Creates or maintains a hazardous or physically offensive condition.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; line-height: 15.75pt; margin: 0in 0in 0.0001pt; vertical-align: baseline;"><a name="b"></a><b><span style="color: #4c0027; font-size: 12pt;">(b)</span></b><span style="color: #4c0027; font-size: 12pt;"> The regulations contained in this section apply, regardless of land ownership, on all lands and waters within a park area that are under the legislative jurisdiction of the United States.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">Federal jurisdiction , including Sandy Hook and National Gateway, Gunnison Beach, Fort Dix, Fort McGuire, Picatinny Arsenal, Naval Station Earle Lakehurst Joint Base McGuire-Dix-Lakehurst<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; font-size: 10pt; margin: 0in 0in 0.0001pt;"><span style="font-size: 12pt;"> </span></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-59400354023505722532020-11-23T20:55:00.003-05:002020-11-23T20:55:49.661-05:00Federal DWI in Sandy HookNJ 18 U.S.C.A 13 Laws of States adopted for areas within Federal jurisdiction , including Sandy Hook and National Gateway, Gunnison Beach, Fort Dix, Fort McGuire, Picatinny Arsenal, Naval Station Earle Lakehurst Joint Base McGuire-Dix-Lakehurst<p> <b style="font-family: Geneva; text-align: justify;"> Federal DWI in Sandy Hook</b><span style="font-family: Geneva; text-align: justify;">NJ 18 U.S.C.A 13 Laws of States adopted for areas within Federal jurisdiction , including Sandy Hook and National Gateway, Gunnison Beach, Fort Dix, Fort McGuire, Picatinny Arsenal, Naval Station Earle Lakehurst Joint Base McGuire-Dix-Lakehurst</span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Geneva; line-height: 39.85pt; margin: 0in 0.35in 16.4pt 0in; text-align: justify; text-indent: 0.5in;">If charged with a DWI or drug offense at Sandy Hook, the case will be handled in the Federal Magistrate Court, currently in Newark at the Federal Courthouse. A Federal case takes much longer and is more complicated than the typical local Municipal Court case. Ken Vercammen has office has handled drug, DWI and different criminal charges arising out of charges at Sandy Hook. <o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; line-height: 39.85pt; margin: 0in 0.35in 16.4pt 0in; text-align: justify; text-indent: 0.5in;">Hire an attorney with experience. You would not want a doctor for surgery that you were their first victim.<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><b><span style="color: #1e3d01;">DWI Federal 36 C.F.R. 4.23(a) Federal Parks, including Sandy Hook, NJ<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">DWI Federal 36 C.F.R. 4.23(a) Federal Parks, including Sandy Hook, NJ<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">TITLE 36 - PARKS, FORESTS, AND PUBLIC PROPERTY<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">CHAPTER I - NATIONAL PARK SERVICE, DEPARTMENT OF THE INTERIOR<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">PART 4 - VEHICLES AND TRAFFIC SAFETY<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">4.23 - Operating under the influence of alcohol or drugs.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(a) Operating or being in actual physical control of a motor vehicle is prohibited while: (1) Under the influence of alcohol, or a drug, or drugs, or any combination thereof, to a degree that renders the operator incapable of safe operation; or (2) The alcohol concentration in the operator's blood or breath is 0.08 grams or more of alcohol per 100 milliliters of blood or 0.08 grams or more of alcohol per 210 liters of breath. Provided however, that if State law that applies to operating a motor vehicle while under the influence of alcohol establishes more restrictive limits of alcohol concentration in the operator's blood or breath, those limits supersede the limits specified in this paragraph.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(b) The provisions of paragraph (a) of this section also apply to an operator who is or has been legally entitled to use alcohol or another drug.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(c) Tests. (1) At the request or direction of an authorized person who has probable cause to believe that an operator of a motor vehicle within a park area has violated a provision of paragraph (a) of this section, the operator shall submit to one or more tests of the blood, breath, saliva or urine for the purpose of determining blood alcohol and drug content.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(2) Refusal by an operator to submit to a test is prohibited and proof of refusal may be admissible in any related judicial proceeding.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(3) Any test or tests for the presence of alcohol and drugs shall be determined by and administered at the direction of an authorized person.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(4) Any test shall be conducted by using accepted scientific methods and equipment of proven accuracy and reliability operated by personnel certified in its use.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(d) Presumptive levels. (1) The results of chemical or other quantitative tests are intended to supplement the elements of probable cause used as the basis for the arrest of an operator charged with a violation of paragraph (a)(1) of this section. If the alcohol concentration in the operator's blood or breath at the time of testing is less than alcohol concentrations specified in paragraph (a)(2) of this section, this fact does not give rise to any presumption that the operator is or is not under the influence of alcohol.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">(2) The provisions of paragraph (d)(1) of this section are not intended to limit the introduction of any other competent evidence bearing upon the question of whether the operator, at the time of the alleged violation, was under the influence of alcohol, or a drug, or drugs, or any combination thereof.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #3a001d;">[52 FR 10683, Apr. 2, 1987, as amended at 68 FR 46479, Aug. 6, 2003]</span><o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(a) Whoever within or upon any of the places now existing or hereafter reserved or acquired as provided in section 7 of this title, or on, above, or below any portion of the territorial sea of the United States not within the jurisdiction of any State, Commonwealth, territory, possession, or district is guilty of any act or omission which, although not made punishable by any enactment of Congress, would be punishable if committed or omitted within the jurisdiction of the State, Territory, Possession, or District in which such place is situated, by the laws thereof in force at the time of such act or omission, shall be guilty of a like offense and subject to a like punishment.<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(b)<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(1) Subject to paragraph (2) and for purposes of subsection (a) of this section, that which may or shall be imposed through judicial or administrative action under the law of a State, territory, possession, or district, for a conviction for operating a motor vehicle under the influence of a drug or alcohol, shall be considered to be a punishment provided by that law. Any limitation on the right or privilege to operate a motor vehicle imposed under this subsection shall apply only to the special maritime and territorial jurisdiction of the United States.<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(2)<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(A) In addition to any term of imprisonment provided for operating a motor vehicle under the influence of a drug or alcohol imposed under the law of a State, territory, possession, or district, the punishment for such an offense under this section shall include an additional term of imprisonment of not more than 1 year, or if serious bodily injury of a minor is caused, not more than 5 years, or if death of a minor is caused, not more than 10 years, and an additional fine under this title, or both, if—<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(i) a minor (other than the offender) was present in the motor vehicle when the offense was committed; and<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(ii) the law of the State, territory, possession, or district in which the offense occurred does not provide an additional term of imprisonment under the circumstances described in clause (i).<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(B) For the purposes of subparagraph (A), the term “minor” means a person less than 18 years of age.<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;">(c) Whenever any waters of the territorial sea of the United States lie outside the territory of any State, Commonwealth, territory, possession, or district, such waters (including the airspace above and the seabed and subsoil below, and artificial islands and fixed structures erected thereon) shall be deemed, for purposes of subsection (a), to lie within the area of the State, Commonwealth, territory, possession, or district that it would lie within if the boundaries of such State, Commonwealth, territory, possession, or district were extended seaward to the outer limit of the territorial sea of the United States.<o:p></o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><b><span style="color: #1b1b1b;">Assimilative Crimes Act, 18 U.S.C. § 13<o:p></o:p></span></b></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #1b1b1b;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">The US Attorneys Office wrote the Assimilative Crimes Act, 18 U.S.C. § 13, makes state law applicable to conduct occurring on lands reserved or acquired by the Federal government as provided in 18 U.S.C. § 7(3), when the act or omission is not made punishable by an enactment of Congress.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">Prosecutions instituted under this statute are not to enforce the laws of the state, but to enforce Federal law, the details of which, instead of being recited, are adopted by reference. In addition to minor violations, the statute has been invoked to cover a number of serious criminal offenses defined by state law such as burglary and embezzlement. However, the Assimilative Crimes Act cannot be used to override other Federal policies as expressed by acts of Congress or by valid administrative orders.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">The prospective incorporation of state law was upheld in<i>United States v. Sharpnack</i>, 355 U.S. 286 (1957). State law is assimilated only when no "enactment of Congress" covers the conduct. The application of this rule is not always easy. In <i>Williams v. United States</i>, 327 U.S. 711, 717 (1946), prosecution of a sex offense under a state statute with a higher age of consent was held impermissible, but a conviction for a shooting with intent to kill as defined by state law was upheld, despite the similarity of provisions of 18 U.S.C. § 113. <i>Fields v. United States</i>, 438 F.2d 205 (2d Cir.), <i>cert. denied</i>, 403 U.S. 907 (1971); <i>but see</i><i>Hockenberry v. United States</i>, 422 F.2d 171 (9th Cir. 1970). <i>See also</i><i>United States v. Bowers</i>, 660 F.2d 527 (5th Cir. 1981) (child abuse); <i>United States v. Smith</i>, 574 F.2d 988 (9th Cir. 1978)(sodomy). There seems to be a definite trend to construe 18 U.S.C. § 13 liberally to provide complete coverage of criminal conduct within an enclave, even where the offense is generally covered by Federal law. <i>See, e.g.</i>, <i>United</i><i>States v. Johnson</i>, 967 F.2d 1431 (10th Cir. 1992)(aggravated assault); <i>United States v</i>. <i>Griffith</i>, 864 F.2d 421 (6th Cir. 1988)(reckless assault); <i>United States v. Kaufman</i>, 862 F.2d 236 (9th Cir. 1988)(assault); <i>Fesler v. United States</i>, 781 F.2d 384 (5th Cir.), <i>cert. denied</i>, 476 U.S. 1118 (1986)(child abuse).<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">The Uniform Code of Military Justice (U.C.M.J.), 10 U.S.C. § 801 <i>et</i><i>seq</i>., because of its unlimited applicability, is not considered an "enactment of Congress" within the meaning of 18 U.S.C. § 13. <i>See</i><i>United States v. Walker</i>, 552 F.2d 566 (4th Cir. 1977), <i>cert. denied</i>, 434 U.S. 848 (1977)(drunk driving). <i>See also</i><i>Franklin v. United States</i>, 216 U.S. 559 (1910). Military personnel committing acts on an enclave subject to Federal jurisdiction which are not made an offense by Federal statutes other than the U.C.M.J. may therefore be prosecuted in district court for violations of state law assimilated by 18 U.S.C. § 13, even though they are also subject to court martial. However, dual prosecution, it should be noted, is constitutionally precluded by the Double Jeopardy Clause. <i>See</i><i>Grafton v. United States</i>, 206 U.S. 333 (1907).<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #12171b;">Section 13 of Title 18 does not assimilate penal provisions of state regulatory schemes. <i>See</i><i>United States v. Marcyes</i>, 557 F.2d 1361 (9th Cir. 1977). Nor does it incorporate state administrative penalties, such as suspension of drivers licenses. <i>See</i><i>United States v. Rowe</i>, 599 F.2d 1319 (4th Cir. 1979); <i>United States v. Best</i>, 573 F.2d 1095 (9th Cir. 1978). Section 13(b) allows suspension of licenses within the enclave.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">Federal agency regulations, violations of which are made criminal by statute, have been held to preclude assimilation of state law. <i>See</i><i>United States v. Adams</i>, 502 F. Supp. 21 (S.D.Fla. 1980)(carrying concealed weapon in federal courthouse); <i>United States v. Woods</i>, 450 F. Supp. 1335 (D.Md. 1978)(drunken driving on parkway). In <i>Adams</i>, 502 F. Supp. 21, the defendant was charged with carrying a concealed weapon in a United States Courthouse in violation of 18 U.S.C. § 13 and the pertinent Florida felony firearms statute. In dismissing the indictment, the Adams court concluded that a General Services Administration (GSA) petty offense weapons regulation (41 C.F.R. § 101-20.313), explicitly provided for by statute, 40 U.S.C. § 318a, amounted to an enactment of Congress within the meaning of 18 U.S.C. § 13 and, therefore, the defendant could not be prosecuted by the assimilation of state law which prohibited the same precise act.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">It is important to note, however, that a critical provision of the GSA regulations apparently was not considered in <i>Adams</i>.<i>See</i>41 C.F.R. § 101-20.315 which provides in part:<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #1b1b1b;">Nothing in these rules and regulations shall be construed to abrogate any other Federal laws or regulations or any State and local laws and regulations applicable to any area in which the property is situated.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">This non-abrogation provision arguably would permit the assimilation of appropriate state firearms laws or other state statutes notwithstanding the existence of the GSA regulations. It appears that this language has never been considered in any reported case. Moreover, no discussion of the meaning of this language appears in the pertinent parts of the Federal Register, 43 Fed.Reg. 29001, July 5, 1978; 41 Fed.Reg. 13378, March 30, 1976. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify; text-indent: 0.5in;"><span style="color: #12171b;">We believe it would be reasonable to interpret this non-abrogation provision as permitting the government, in its discretion, to proceed under 18 U.S.C. § 13 and appropriate state firearms laws, rather than under the GSA weapons regulation.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #12171b;"> </span></p><p class="MsoNormal" style="font-family: Geneva; margin: 0in 0.35in 0.0001pt 0in; text-align: justify;"><span style="color: #12171b;">Source https://www.justice.gov/usam/criminal-resource-manual-610-deportations-expulsions-or-other-extraordinary-renditions</span><o:p></o:p></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-30045524744671425952020-08-16T21:48:00.001-04:002020-08-16T21:48:07.494-04:00What is a Testamentary Trust in a Will<p> <span style="font-family: Geneva; font-size: 14pt;"> </span><span style="font-family: Geneva; font-size: 14pt;">E598</span></p><style class="WebKit-mso-list-quirks-style">
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</style><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><b><span style="color: #202122; font-size: 13pt;">What is a Testamentary Trust in a Will<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;">The Testamentary Trust in a Will is recommended when you have minor children, or children that cant handle money.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><span style="color: #202122; font-size: 13pt;">A testamentary trust is a Trust set up inside your Will <o:p></o:p></span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;">A regular trust is funded during your lifetime with your assets.<o:p></o:p></span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;">A Testamentary Trust in a Will is not funded until you pass away.<o:p></o:p></span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;">A regular trust costs between $2,500- $4,000 to set up.<o:p></o:p></span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;">A Testamentary Trust in a Will is costs approx $500.<o:p></o:p></span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;"> </span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify; text-indent: 0.5in;"><span style="color: #202122; font-size: 13pt;">A <b>testamentary trust in a Will</b> (sometimes referred to as a <b>will trust</b> or <b>trust under will</b>) is a </span><a href="https://en.wikipedia.org/wiki/Trust_law" title="Trust law"><span style="color: #0b0080; font-size: 13pt;">trust</span></a><span style="color: #202122; font-size: 13pt;"> which arises upon the death of the </span><a href="https://en.wikipedia.org/wiki/Testator" title="Testator"><span style="color: #0b0080; font-size: 13pt;">testator</span></a><span style="color: #202122; font-size: 13pt;">, and which is specified in his or her </span><a href="https://en.wikipedia.org/wiki/Will_(law)" title="Will (law)"><span style="color: #0b0080; font-size: 13pt;">will</span></a><span style="color: #202122; font-size: 13pt;">.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify; text-indent: 0.5in;"><span style="color: #202122; font-size: 13pt;">Testamentary trusts are distinguished from </span><a href="https://en.wikipedia.org/wiki/Inter_vivos_trust" title="Inter vivos trust"><i><span style="color: #0b0080; font-size: 13pt;">inter vivos</span></i><span style="color: #0b0080; font-size: 13pt; text-decoration: none;"> </span><span style="color: #0b0080; font-size: 13pt;">trusts</span></a><span style="color: #202122; font-size: 13pt;">, which are created during the settlor's lifetime.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><span style="color: #202122; font-size: 13pt;">There are four parties involved in a testamentary trust:<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 1.2pt; margin-left: 19.2pt; margin-right: 34.2pt; mso-list: l0 level1 lfo1; mso-margin-top-alt: auto; tab-stops: .5in; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;"><!--[if !supportLists]--><span style="color: #202122; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 13.0pt; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="color: #202122; font-size: 13pt;">the person who specifies that the trust be created, usually as a part of his or her will, but it may be set up in abeyance during the person's lifetime. This person may be called the <i>grantor</i> or <i>trustor</i>, but is usually referred to as the </span><a href="https://en.wikipedia.org/wiki/Settlor" title="Settlor"><i><span style="color: #0b0080; font-size: 13pt;">settlor</span></i></a><span style="color: #202122; font-size: 13pt;">;<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 1.2pt; margin-left: 19.2pt; margin-right: 34.2pt; mso-list: l0 level1 lfo1; mso-margin-top-alt: auto; tab-stops: .5in; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;"><!--[if !supportLists]--><span style="color: #202122; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 13.0pt; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="color: #202122; font-size: 13pt;">the </span><a href="https://en.wikipedia.org/wiki/Trustee" title="Trustee"><i><span style="color: #0b0080; font-size: 13pt;">trustee</span></i></a><span style="color: #202122; font-size: 13pt;">, whose duty is to carry out the terms of the will. He or she may be named in the will, or may be appointed by the </span><a href="https://en.wikipedia.org/wiki/Probate_court" title="Probate court"><span style="color: #0b0080; font-size: 13pt;">probate court</span></a><span style="color: #202122; font-size: 13pt;"> that handles the will;<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 1.2pt; margin-left: 19.2pt; margin-right: 34.2pt; mso-list: l0 level1 lfo1; mso-margin-top-alt: auto; tab-stops: .5in; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;"><!--[if !supportLists]--><span style="color: #202122; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 13.0pt; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="color: #202122; font-size: 13pt;">the <i>beneficiary(s)</i>, who will receive the benefits of the trust;<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 1.2pt; margin-left: 19.2pt; margin-right: 34.2pt; mso-list: l0 level1 lfo1; mso-margin-top-alt: auto; tab-stops: .5in; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;"><!--[if !supportLists]--><span style="color: #202122; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 13.0pt; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="color: #202122; font-size: 13pt;">Although not a party to the trust itself, the <i>probate court</i> is a necessary component of the trust's activity. It oversees the trustee's handling of the trust.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify; text-indent: 1.2pt;"><span style="color: #202122; font-size: 13pt;"> A testamentary trust is a legal arrangement created as specified in a person's will, and is occasioned by the death of that person. It is created to address any estate accumulated during that person's lifetime or generated as a result of a postmortem lawsuit, such as a settlement in a survival claim, or the proceeds from a </span><a href="https://en.wikipedia.org/wiki/Life_insurance" title="Life insurance"><span style="color: #0b0080; font-size: 13pt;">life insurance</span></a><span style="color: #202122; font-size: 13pt;"> policy held on the settlor. A trust can be created to oversee such assets. A trustee is appointed to direct the trust until a set time when the trust expires, such as when minor beneficiaries reach a specified age or accomplish a deed such as completing a set educational goal or achieving a specified matrimonial status.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><span style="color: #202122; font-size: 13pt;"> For a testamentary trust, as the settlor is deceased, he or she will generally not have any influence over the trustee's exercise of discretion, although in some jurisdictions it is common for the testator to leave a </span><a href="https://en.wikipedia.org/wiki/Letter_of_wishes" title="Letter of wishes"><span style="color: #0b0080; font-size: 13pt;">letter of wishes</span></a><span style="color: #202122; font-size: 13pt;"> for the trustee. In practical terms testamentary trusts tend to be driven more by the needs of the beneficiaries (particularly infant beneficiaries) than by </span><a href="https://en.wikipedia.org/wiki/Tax" title="Tax"><span style="color: #0b0080; font-size: 13pt;">tax</span></a><span style="color: #202122; font-size: 13pt;"> considerations, which are the usual considerations in <i>inter vivos</i> trusts.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 6pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><span style="color: #202122; font-size: 13pt;">Source <u>https://en.wikipedia.org/wiki/Testamentary_trust</u><o:p></o:p></span></p><p class="MsoNormal" style="margin-right: 34.2pt; text-align: justify;"><span style="font-size: 13pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 8.4pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><b><span style="font-size: 14pt; letter-spacing: -0.75pt;">Using a Spendthrift Trust in a Will for children with substance abuse issues<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-bottom: 15pt; margin-right: 34.2pt; text-align: justify; text-indent: 0.5in;"><span style="font-size: 14pt;">A <u>spendthrift</u> trust in a Will is one of the best options when estate planning for addicts. There are several forms of this trust a parent can consider, and each has pros and cons. At its most basic, the spendthrift trust enables a parent to put spending authority in the hands of a trustee, or a trusted person who will control the reckless spending of the child. This can prevent them from wasting funds and can prevent them from using funds to purchase drugs.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 15pt; margin-right: 34.2pt; text-align: justify; text-indent: 0.5in;"><span style="font-size: 14pt;">Spendthrift clauses in trusts are also valuable because a parent can use them to provide necessary funds such as food, clothing, cab fare and shelter to the beneficiary, without allowing them to spend anything else. This enables a parent to offer support, even after a parent are deceased.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 15pt; margin-right: 34.2pt; text-align: justify; text-indent: 0.5in;"><span style="font-size: 14pt;">Finally, spendthrift clauses typically protect the funds in the estate from creditors. So long as the funds are in the trust, creditors cannot reach them. This is ideal in instances where the child may have to declare bankruptcy due to poor financial decisions while under the influence of drugs or alcohol, has a large amount of debt, or is likely to accrue a large amount of debt. However, once funds are taken out of the trust, they can be garnished by creditors. Creditors include child support, alimony, taxes, Medicaid.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 15pt; margin-right: 34.2pt; text-align: justify; text-indent: 0.5in;"><span style="font-size: 14pt;">In some cases, a parent may be able to set up a discretionary spendthrift supplementary needs trust, which enables the child to qualify for needs-based government benefits (SSI, Medicaid, housing, SNAP, etc.), while offering the other benefits of the trust.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 15pt; margin-right: 34.2pt; text-align: justify; text-indent: 0.5in;"><span style="font-size: 14pt;">The best way to set this up is to create a Testamentary Discretionary Trust with a spendthrift clause, which will come into effect after a parent are deceased. Then, the funds will be moved into trust and spending will be controlled by the trustee for the benefit of the child (the beneficiary). Source https://beginningstreatment.com/estate-planning-for-addicts/<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 10.5pt; margin-right: 34.2pt; text-align: justify;"><b><i><span style="color: #686868; font-size: 16pt;">N.J.S.A.</span></i></b><b><span style="color: #686868; font-size: 16pt;"> 3B:31-38 Discretionary Trusts</span></b><span style="color: #686868; font-size: 16pt;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 10.5pt; margin-right: 34.2pt; text-align: justify;"><b><i><span style="color: #686868; font-size: 16pt;">N.J.S.A.</span></i></b><b><span style="color: #686868; font-size: 16pt;"> 3B:31-68 Discretionary Powers</span></b><span style="color: #686868; font-size: 16pt;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 8.4pt; margin-right: 34.2pt; margin-top: 6pt; text-align: justify;"><span style="font-size: 14pt;">Originally drafted by one of NJ’s top attorneys </span><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; color: #1d1d1d; font-size: 14pt;">Glenn A. Henkel</span><span style="font-size: 14pt;">, also a past great Wrestler at St. Thomas Bishop Ahr High School Edison with Ken V on wrestling team</span><span style="font-size: 14pt;"><o:p></o:p></span></p>Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-1908066346896015212020-05-12T21:29:00.001-04:002020-06-04T22:32:48.693-04:00 Woodbridge Library Wills, Estate Planning & Probate Seminar June 15,<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "geneva"; font-size: 13pt;"> Woodbridge Library<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">Wills, Estate Planning & Probate Seminar<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;"> June 15, 2020 at 7pm Monday Live on Zoom<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">WILLS & ESTATE ADMINISTRATION-PROTECT YOUR FAMILY AND MAKE PLANNING EASY Free program open to the public, you do not need to be a Township resident to attend. <o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">SPEAKER: Kenneth Vercammen, Esq. Edison, NJ (Author- Wills and Estate Administration by the ABA)<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">Main Topics:<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">1. NJ Estate Tax eliminated<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">2. The 2020 changes in Federal Estate and Gift Tax <o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">3. Power of Attorneys recommendations <o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">4. Living Will & Advance Directive <o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">5. Administering the Estate/ Probate/Surrogate<o:p></o:p></span></div>
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<span style="font-family: "geneva"; font-size: 13pt;">6. Avoiding unnecessary expenses and saving your family money<o:p></o:p></span></div>
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<span style="font-family: "geneva";">COMPLIMENTARY MATERIAL: Brochures on Wills, "Answers to Questions about Probate" and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.<o:p></o:p></span></div>
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<span style="font-family: "geneva";"> Contact the Library for details on how to watch on your computer or IPad for free using Zoom<o:p></o:p></span></div>
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<span style="font-family: "geneva";">Woodbridge Public Library<o:p></o:p></span></div>
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<span style="font-family: "geneva";">1 George Frederick Plaza<o:p></o:p></span></div>
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<span style="font-family: "geneva";">Woodbridge NJ 07095 <o:p></o:p></span></div>
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<span style="font-family: "geneva";">732-634-4450<o:p></o:p></span></div>
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<a href="https://www.facebook.com/events/2606052349623609" style="color: #954f72;"><span style="color: windowtext; font-family: "geneva";">https://www.facebook.com/events/2606052349623609</span></a><span style="font-family: "geneva";"><o:p></o:p></span></div>
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<b><span style="font-family: "geneva";">Can’t attend? We can email you materials Send email to </span></b><a href="https://www.blogger.com/null"><b><span style="color: windowtext; font-family: "geneva";">VercammenLaw@Njlaws.com</span></b></a><b><span style="font-family: "geneva";"><o:p></o:p></span></b></div>
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<span style="font-family: "geneva"; font-size: 13pt;"> </span><b><span style="font-family: "geneva";">Free Will Seminars and Speakers Bureau for Groups<o:p></o:p></span></b></div>
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<b><span style="font-family: "geneva";">SPEAKERS BUREAU<o:p></o:p></span></b></div>
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<span style="font-family: "geneva";"> At the request of senior citizen groups, unions, and Middlesex County companies and organizations, the " Speakers Bureau " is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to businesspersons, educational, civic and social organizations on a wide range of topics during business hours. If your organization in Central NJ would like to schedule a Will & Estates seminar, call Kenneth Vercammen’s Law Office at 732-572-0500 or email Vercammenlaw@njlaws.com<o:p></o:p></span></div>
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<span style="font-family: "geneva";"> 10 years ago the AARP Network Attorneys of the Edison/Metuchen/Woodbridge area several years ago established a community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions and Middlesex County companies. Now, Ken Vercammen, Esq. and volunteer attorneys of the Middlesex County Estate Planning Council have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups <o:p></o:p></span></div>
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<span style="font-family: "geneva";">Details on free programs available<o:p></o:p></span></div>
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<span style="font-family: "geneva";"> These quality daytime educational programs will educate and even entertain. Clubs and companies are invited to schedule a free seminar. The following Seminars are now available: <o:p></o:p></span></div>
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<span style="font-family: "geneva";">1. WILLS & ESTATE ADMINISTRATION-PROTECT YOUR FAMILY AND <o:p></o:p></span></div>
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<span style="font-family: "geneva";">MAKE PLANNING EASY <o:p></o:p></span></div>
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<span style="font-family: "geneva";">2. POWER OF ATTORNEY to permit family to pay your bills if you are temporarily disabled and permit doctors to talk with family <o:p></o:p></span></div>
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<span style="font-family: "geneva";"> All instructors are licensed attorneys who have been in practice at least 25 years. All instructors are members of the American Bar Association, New Jersey <o:p></o:p></span></div>
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<span style="font-family: "geneva";">State Bar Association, and Middlesex County Bar Association. All programs include free written materials. <o:p></o:p></span></div>
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<span style="font-family: "geneva";"> You don't have to be wealthy or near death to do some thinking about a Will. Here is your opportunity to listen to an experienced attorney who will discuss how to distribute your property as you wish and avoid many rigid provisions of state law. <o:p></o:p></span></div>
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<span style="font-family: "geneva";"> </span><span style="font-family: "geneva";">Topics discussed include: Who needs a Will?; What if you die without a Will (intestacy)?; Mechanics of a Will; "Living Will"; Powers of Attorney; Selecting an executor, trustee, and guardian; Proper Will execution; Inheritance Taxes, Estate Taxes $14,000 annual gift tax exclusion, Bequests to charity, Why you need a "Self-Proving" Will and Estate Administration/ Probate.<o:p></o:p></span></div>
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<span style="font-family: "geneva";"> Sample materials: Hand-outs on Wills, Living Wills/Medical Advance Directive, Power of Attorney, Probate and Administration of an Estate, Real Estate, Working with your Attorney, Consumers Guide to New Jersey Laws, and Senior Citizen Rights. <o:p></o:p></span></div>
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<span style="font-family: "geneva";">SPEAKERS BUREAU <o:p></o:p></span></div>
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<span style="font-family: "geneva";">At the request of senior citizen groups, unions, and Middlesex County companies and organizations, the " Speakers Bureau " is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to businesspersons, educational, civic and social organizations on a wide range of topics during business hours.<o:p></o:p></span></div>
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<span style="font-family: "geneva";">In today's complex world, few people can function successfully and safely without competent legal advice. In order to insure your estate plans are legally set up, you need to know exactly where you stand so that you can avoid possibly catastrophic mistakes impacting both you and your family. <o:p></o:p></span></div>
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<span style="font-family: "geneva";">About the speaker: Kenneth A. Vercammen is a trial attorney in Edison, NJ. We is the author of the American Bar Association’s book “Wills and Estate Administration”<o:p></o:p></span></div>
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<span style="font-family: "geneva";">He is co-chair of the ABA Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division. He is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program. <o:p></o:p></span></div>
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<span style="font-family: "geneva";">He was Editor of the ABA Estate Planning Probate Committee Newsletter. Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on litigation, elder law, probate and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website <u>www.njlaws.com</u>which includes many articles on Estate Planning, Probate and Wills. He is a member of the AARP and often lectures to groups on the importance of an up to date Will, Power of Attorney and Living Will.<o:p></o:p></span></div>
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<span style="font-family: "geneva";"> <b>KENNETH VERCAMMEN & ASSOCIATES, PC<o:p></o:p></b></span></div>
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<b><span style="font-family: "geneva";">ATTORNEY AT LAW<o:p></o:p></span></b></div>
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<span style="font-family: "geneva";">2053 Woodbridge Ave.<o:p></o:p></span></div>
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<span style="font-family: "geneva";">Edison, NJ 08817<o:p></o:p></span></div>
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<span style="font-family: "geneva";">(Phone) 732-572-0500<o:p></o:p></span></div>
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<span style="font-family: "geneva";"> (Fax) 732-572-0030<o:p></o:p></span></div>
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<u><span style="font-family: "geneva";">www.njlaws.com <o:p></o:p></span></u></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-20344084500780954252020-04-12T17:40:00.003-04:002020-04-12T17:40:57.335-04:00Will preparation online without having to travel to law office and follow up consults over phone & online. <div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="font-size: 13pt;">Kenneth Vercammen’s Law Office new Will preparation online without having to travel to law office and follow up consults over phone & online. <o:p></o:p></span></b></div>
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<span style="color: #1d2129; font-size: 13pt;"><br /> To assist potential clients and seniors we now offer document preparation remotely and consults. We are concerned about your health and well being.<br />1. For Wills, Power of Attorney, Living Wills, please email <u>Vercammenlaw@njlaws.com</u>. We will email the interview form.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-size: 13pt;"><br />2. Type response/ Fill in details., email completed Will Questionnaire back. For Wills </span><span style="font-size: 13pt;">Please type up & fill out completely and email to vercammenlaw@njlaws.com. Typing name and details is required. Save as word doc or text, not pdf. This form is extremely important. Your accuracy and completeness in responding will help us best help you. All sections and information must be filled out prior to discussing with the attorney. Cannot be handwritten since we cannot cut and paste into the forms.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-size: 13pt;"><br />3. Ken V will call to discuss after typed interview form received.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-size: 13pt;"><br />4. After persons pay by credit card online or payment confirmed from PayPal, we will draft documents and email to you.<br />5. Ken V will call to answer further questions<br />6. Sign documents in front of notary and two witnesses [ spouse ok as witness]. Signing instructions provided. UPS stores continue to be open and have notaries. <o:p></o:p></span></div>
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<span style="color: #1d2129; font-size: 13pt;"> Stay safe but still get your important documents done. We strongly recommend all adults have a Power of Attorney prepared in the event they are temporarily incapacitated or hospitalized. We do require interview forms be completed in full and emailed back so we can provide accurate advice. The doctor’s office similarly has patients fill out details prior to the consult. We also recommend signing a </span><span style="font-size: 13pt;">Living Will with COMBINED ADVANCE DIRECTIVE FOR HEALTH CARE. The Living Will contains a Power of Attorney for Health Care & Medical Decisions. In signing your Living Will, you will designate an individual you trust to act as your legally recognized health care representative to make health care decisions for you in the event you are unable to make decisions for yourself.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-70974756900279132022020-03-07T20:55:00.001-05:002020-03-07T20:55:33.861-05:00North Brunswick Public LibrarySeminar: Remove & Expungement of Criminal Arrests and Convictions –Free Seminar <div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://www.blogger.com/null" name="OLE_LINK4"></a><a href="https://www.blogger.com/null" name="OLE_LINK3"></a><a href="https://www.blogger.com/null" name="OLE_LINK2"></a><a href="https://www.blogger.com/null" name="OLE_LINK1"><span style="color: #222222; font-family: Geneva; font-size: 13pt;">North Brunswick Public Library</span></a><b><span style="font-family: Geneva; font-size: 13pt;">Seminar: Remove & Expungement of Criminal Arrests and Convictions –Free Seminar </span></b><b><span style="font-family: Geneva; font-size: 13pt;"> </span></b><b><span style="font-family: Geneva; font-size: 13pt;"> <o:p></o:p></span></b></div>
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<span style="font-family: Geneva; font-size: 13pt;">March 10</span><span style="font-family: Geneva; font-size: 13pt;"><b>at 7pm-8pm<o:p></o:p></b></span></div>
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<span style="color: #222222; font-family: Geneva; font-size: 13pt;">North Brunswick Public Library<o:p></o:p></span></div>
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<span style="color: #222222; font-family: Geneva; font-size: 13pt;">880 Hermann Rd.<o:p></o:p></span></div>
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<span style="color: #222222; font-family: Geneva; font-size: 13pt;">North Brunswick, NJ 08902<o:p></o:p></span></div>
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<span style="color: #222222; font-family: Geneva; font-size: 13pt;">732-246-3545<o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">https://northbrunswicklibrary.org/all-events<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">https://www.facebook.com/events/177339416919832/ COST: </span></b><span style="font-family: Geneva; font-size: 13pt;">Free if you pre-register.</span><span style="font-family: Geneva; font-size: 13pt;"></span><span style="font-family: Geneva; font-size: 13pt;">Complimentary materials provided. <a href="https://www.blogger.com/null" name="_GoBack"></a>Please bring a canned food donation, which will be given to an Edison Bank. Please email us if you plan on attending or if you would like us to email the materials.<o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">SPEAKERS: Kenneth Vercammen, Esq. & Allan Marain, Esq. (Ken V Author- Criminal Law Forms by the American Bar Association and Defending DWI and Drug Cases NJ State Bar) <o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">(Allan Marain</span></b><b><span style="font-family: Geneva; font-size: 13pt;">is a trustee, and chairs the Expungement Committee of the Association of Criminal Defense Lawyers of New Jersey. He is also a past chair of New Jersey Bar Criminal Law Section."</span></b><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> The February expungement seminar The NJ statute on expungement was revised in a law signed <b>12/18/19</b>. If someone has been arrested or even had a private criminal complaint signed against them in the Municipal Court, they have a criminal record, even if the charges were dismissed or received a Conditional Discharge. Under NJ Law past criminal arrests and convictions can be expunged/ erased easier under certain instances. This program will discuss the expungement process. Allan Marain is past chair of Criminal Law Section of the New Jersey State Bar Association. Ken V served as a Municipal Prosecutor and was amazed how minor criminal guilty pleas and even dismissed charges can affect someone’s ability to get a job or advance a career. Do you have children or someone you know or work with that needs an expungement?<o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">https://www.facebook.com/events/2585351315056303<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">Can’t attend? We can email you materials<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">Send email to </span></b><a href="https://www.blogger.com/null"><b><span style="font-family: Geneva; font-size: 13pt;">VercammenLaw@Njlaws.com</span></b></a><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> More info: For more serious charges The Petition for expungement is filed in the Superior Court. It takes a minimum of three months for the court to grant the expungement. The requirements are very formal. There can be a waiting period between 6 months up to 10 years after the criminal case is finished. For someone who had a drug charge, they can hire an attorney apply for Expungement 6 months after the Conditional Discharge is complete. The statute requires detailed notices served by the attorney on the State Police, Attorney General and numerous other government entities.<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> Typical Court costs and Legal fees for expungement range from $1,500-$2,500.<o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">Kenneth Vercammen</span></b><span style="font-family: Geneva; font-size: 13pt;">is an Edison, Middlesex County, NJ trial attorney where he handles Criminal, Municipal Court, Probate, Civil Litigation and Estate Administration matters. Ken is author of the American Bar Association's new book “Criminal Law Forms” and often lectures to trial lawyers of the American Bar Association, NJ State Bar Association and Middlesex County Bar Association. As the Past Chair of the Municipal Court Section he has served on its board for 10 years. <o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">Awarded the Municipal Court Attorney of the Year by both the NJSBA and Middlesex County Bar Association, he also received the NJSBA- YLD Service to the Bar Award and the General Practitioner Attorney of the Year, now Solo Attorney of the Year.<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">Ken Vercammen is a highly regarded lecturer on both Municipal Court/ DWI and Estate/ Probate Law issues for the NJICLE- New Jersey State Bar Association, American Bar Association, and Middlesex County Bar Association. His articles have been published by NJ Law Journal, ABA Law Practice Management Magazine, YLD Dictum, GP Gazette and New Jersey Lawyer magazine. He was a speaker at the 2013 ABA Annual meeting program “Handling the Criminal Misdemeanor and Traffic Case” and serves as is the Editor in Chief of the NJ Municipal Court Law Review. <o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> For nine years he served as the Cranbury Township Prosecutor and also was a Special Acting Prosecutor in nine different towns. Ken has successfully handled over one thousand Municipal Court and Superior Court matters in the past 27 years. <o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">His private practice has devoted a substantial portion of professional time to the preparation and trial of litigated matters. Appearing in Courts throughout New Jersey several times each week on Criminal and Municipal Court trials, civil and contested Probate hearings. Ken also serves as the Editor of the popular legal website and related blogs. In Law School he was a member of the Law Review, winner of the ATLA trial competition and top ten in class.<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> Throughout his career he has served the NJSBA in many leadership and volunteer positions. Ken has testified for the NJSBA before the Senate Judiciary Committee to support changes in the DWI law to permit restricted use driver license and interlock legislation. Ken also testified before the Assembly Judiciary Committee in favor of the first-time criminal offender “Conditional Dismissal” legislation that permits dismissal of some criminal charges. He is the voice of the Solo and Small firm attorneys who juggle active court practice with bar and community activities. </span><span style="font-family: Geneva; font-size: 13pt;">In his private life he has been a member of the NJ State champion Raritan Valley Road Runners master’s team and is a 4<sup>th</sup>degree black belt. <o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">KENNETH VERCAMMEN<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">ATTORNEY AT LAW<o:p></o:p></span></b></div>
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<span style="font-family: Geneva; font-size: 13pt;">2053 Woodbridge Ave.<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">Edison, NJ 08817<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">(Phone) 732-572-0500<o:p></o:p></span></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-398435625044158822020-01-29T16:33:00.001-05:002020-01-29T16:33:14.817-05:00VOLUNTEER INTERN WANTED – Asst Editor of NJ State Bar & ABA Books & Newsletters & Marketing Projects<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="font-size: 13pt;"><span> </span>VOLUNTEER INTERN WANTED – Asst Editor of NJ State Bar & ABA Books & Newsletters & Marketing Projects</span></b><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>We are assisting the NJ Bar Association & ABA re-write three well received books which help new & young lawyers and lawyers in transitional practice [ex- lost job in recession or law firm closed. We need a volunteer to help editor and do research on the books.<o:p></o:p></span></div>
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<span style="font-size: 13pt;">ABA Books to be updated:<o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">“</span></b><b><span style="font-size: 13pt;">Wills and Estate Administration” </span></b><b><u><span style="font-size: 13pt;">American Bar Association</span></u></b><b><span style="font-size: 13pt;">2015 </span></b><span style="font-size: 13pt;">90% of the net profits go to the ABA and </span><span style="font-size: 13pt;">ABE American Bar Endowment<o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">“Criminal Law Forms” <u>American Bar Association 2013</u><span> </span>500+ pages<o:p></o:p></span></b></div>
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<b><span style="font-size: 13pt;">“Smart Marketing For the Small Firm Lawyer” <u>American Bar Association 2014</u><span> </span>156 pages plus 700 pages on CD<o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"><span> </span>You do not have to be a current student but must be able to be in Edison, NJ a minimum of ten hours per week.<o:p></o:p></span></div>
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<b><span style="font-size: 13pt;"><span> </span><span> </span></span></b><span style="font-size: 13pt;">You will be included in the book’s Forward for recognition of your work and will have a valuable addition to your resume.</span><b><span style="font-size: 13pt;"><o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"> Mail or fax cover letter and resume. Do not email.<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Kenneth Vercammen Esq. Author<o:p></o:p></span></div>
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<span style="font-size: 13pt;"> 2053 Woodbridge Ave.<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Edison, NJ 08817 <o:p></o:p></span></div>
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<span style="font-size: 13pt;">PHONE 732-572-0500 <o:p></o:p></span></div>
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<span style="font-size: 13pt;">(Fax) 732-572-0030<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Other possible Duties <o:p></o:p></span></div>
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<span style="font-size: 13pt;">-Update all chapters of prior books<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Review and Revise Legal and Consumer Law Articles for Grammar and Punctuation<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Work as Assistant Editor of the New Jersey Municipal Court Law Review, which is distributed, for free to area Police, Judges, Prosecutors and other New Jersey professionals<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Prepare Correspondence to websites and New Jersey Media with Revised Articles<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Provide copies of published articles to <o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Assist in Marketing projects<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Type Rough Draft Articles <o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Gain some legal and publication experience <o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Part-time volunteer, 10 hours per week required <o:p></o:p></span></div>
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<span style="font-size: 13pt;">- Fall and Spring Semesters available<span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span></span><span style="font-size: 13pt;">This is an excellent opportunity to gain valuable experience as a volunteer intern and learn. Build your resume and obtain marketable skills. </span><span style="font-size: 13pt;">Volunteers will be also invited to attend our NJ public events plus meet and network with the participants. Volunteers may also attend the ABA New York City meeting of the </span><span style="font-size: 13pt;">ABA Estate Planning, Probate & Trust Committee in May, 2019. Participants also may attend the summer</span><span style="font-size: 13pt;">The Annual Summer Networking Happy Hour is July 12, 2019 at Bar Anticipation <o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Editor<span> </span>Kenneth A. Vercammen, Esq.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Author of<span> </span>125 Legal Articles<span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Fall & Spring interns are required to work between 10-21 hours per week between Monday and Friday, time and days to be selected by the student. Participants must adhere to days and hours selected and make up missed days. The legal interns must work a minimum of 12 weeks. Longer hours or weeks permitted. [Summer internship is minimum 18 hours per week, 12 weeks- college graduates and Law students only] Interested students must mail or fax a cover letter and resume.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>For additional information on the Law Office, please visit the website at </span><a href="http://www.njlaws.com/" style="color: purple; text-decoration: underline;"><span style="color: #0000ee; font-size: 13pt;">www.njlaws.com</span></a><span style="font-size: 13pt;">. This office is committed to excellence and service to clients and the community. Applicants must have attention to detail. Additional information on internship at </span><a href="http://www.njlaws.com/intern.htm" style="color: purple; text-decoration: underline;"><span style="color: #0000ee; font-size: 13pt;">http://www.njlaws.com/intern.htm</span></a><span style="font-size: 13pt;">l<o:p></o:p></span></div>
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<a href="https://www.blogger.com/null" name="OLE_LINK6"></a><a href="https://www.blogger.com/null" name="OLE_LINK5"></a><a href="https://www.blogger.com/null" name="OLE_LINK2"></a><a href="https://www.blogger.com/null" name="OLE_LINK1"><span><span><span><b><span style="font-size: 12pt;">ABA’s book “Wills and Estate Administration” </span></b></span></span></span></a><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-size: 12pt;"><span> </span>By Kenneth Vercammen, Esq.</span></b></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">Straightforward and to-the-point, <b>Wills and Estate Administration </b>provides step-by-step guidance that firms can use to handle all aspects of an estates practice, from initial client intake to closing the file. Topics are defined in six parts for ease of use:<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Preparation for Wills/Estate Planning Interviews<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Interviewing Clients<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Additional Estate Planning Issues<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><!--[if !supportLists]--><!--[endif]--><span style="font-size: 12pt;"><span> </span>Estate Administration<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Guardianship of Disabled or Incompetent Parents<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Marketing Your Wills and Estate Administration Practice<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Making this an essential resource for solo and small firm practitioners, the author includes numerous forms for each topic, and they are also available for download online. </span></span></span></span></span><span><span><span><span><span style="font-size: 12pt;">The book is basic and written to help new and transitional attorneys. In addition, tips on practice management will help seasoned attorneys.<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-size: 12pt;">Author:</span></b></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"></span></span></span></span></span><a href="http://shop.americanbar.org/eBus/Personify.WebControls.Meetings.UI/" style="color: purple; text-decoration: underline;"><span><span><span><span><span style="color: windowtext; font-size: 12pt; text-decoration: none;">Kenneth A Vercammen</span></span></span></span></span></a><span><span><span><span><span style="font-size: 12pt;">Edison, NJ<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-size: 12pt;">Sponsor:</span></b></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"></span></span></span></span></span><a href="http://shop.americanbar.org/eBus/Personify.WebControls.Meetings.UI/" style="color: purple; text-decoration: underline;"><span><span><span><span><span style="color: windowtext; font-size: 12pt; text-decoration: none;">Solo, Small Firm and General Practice Division</span></span></span></span></span></a><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-size: 12pt;">Publisher:</span></b></span></span></span></span><span><span><span><span><span style="font-size: 12pt;">American Bar Association<span> </span></span></span></span></span></span><a href="http://shop.americanbar.org/eBus/Personify.WebControls.Meetings.UI/" style="color: purple; text-decoration: underline;"><span><span><span><span><span style="color: windowtext; font-size: 12pt; text-decoration: none;">ABA Book Publishing</span></span></span></span></span></a><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>List Price: <b>$79.95
</b><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">ABA Price:<b>$69.95</b><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">ISBN: 978-1-63425-380-2<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">Product Code: 5150484<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">2015, 290 pages, 7 x 10, Paperback<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span></span></span></span></span><a href="http://shop.americanbar.org/eBus/Store/ProductDetails.aspx?productId=224827061" style="color: purple; text-decoration: underline;"><span><span><span><span><span style="color: windowtext; font-size: 12pt;">http://shop.americanbar.org/eBus/Store/ProductDetails.aspx?productId=224827061</span></span></span></span></span></a><span><span><span><span><u><span style="font-size: 12pt;"><o:p></o:p></span></u></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">American Bar Association<span> </span></span></span></span></span></span><span><span><span><span><span style="font-size: 12pt;">Service Hotline</span></span></span></span></span><span><span><span><span><span style="font-size: 12pt;">
<span>800-285-2221</span>
312-988-5000
<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>Sample chapter available </span></span></span></span></span><a href="http://shop.americanbar.org/" style="color: purple; text-decoration: underline;"><span><span><span><span><span style="font-size: 12pt;">http://shop.americanbar.org</span></span></span></span></span></a><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">"Have just finished Ken Vercammen's excellent book on Wills, Estate Administration, and Guardianship. It is a very practical book that examines the business of an estate and trust practice. This step-by-step analysis is complete with forms and helps even the seasoned practitioner streamline his practice."<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">-Thomas D. Begley, Jr., Esq., Begley Law Office, NJ<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">About the Author: </span></span></span></span></span><span><span><span><span><span style="font-size: 12pt;">Kenneth A. Vercammen is a trial attorney in Edison, NJ. He is co-chair of the ABA Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division.<span> </span>The is the author of the ABA book “Wills and Estate Administration, available at http://shop.americanbar.org/.”</span></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">He is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program.<span> </span><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">He was Editor of the ABA Estate Planning Probate Committee Newsletter. Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on Wills, litigation, estates, probate law and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website <u>www.njlaws.com</u>which includes many articles on Estate Planning, Probate and Wills.<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-size: 12pt;">KENNETH<span> </span>VERCAMMEN & ASSOCIATES, PC<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-size: 12pt;">ATTORNEY AT LAW<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">2053 Woodbridge Ave.<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">Edison, NJ 08817<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;">(Phone) 732-572-0500<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-size: 12pt;"><span> </span>(Fax)<span> </span>732-572-0030<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><u><span style="font-size: 12pt;">www.njlaws.com <o:p></o:p></span></u></span></span></span></span></div>
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<span><span><span><span><u><span style="font-size: 12pt;">http://www.njwillsprobatelaw.com</span></u></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 18pt;">Table of Contents </span></b></span></span></span></span><span><span><span><span><b><span style="font-size: 12pt;">ABA’s book “Wills and Estate Administration” </span></b></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Preface . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ix<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Acknowledgments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . xi<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">PART 1<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Preparation for Wills/Estate Planning Interviews . . . . . . . . . . 1<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Handling Telephone Calls . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Initial Responses to Calls . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Calls from New Clients . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Subject Matter of Calls . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Reminder Calls . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Telephone Consultations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Rejected Cases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Referrals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Estate Planning Considerations . . . . . . . . . . . . . . . . . . . . . . . . . . . 5<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-1: Will Appointment Cover Letter . . . . . . . . . . 7<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-2: Estate Planning Appointment Cover<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Letter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-3: New Client Cover Letter . . . . . . . . . . . . . . 11<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-4: New Client Questionnaire . . . . . . . . . . . . . 12<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-5: Confidential Will Questionnaire . . . . . . . . 14<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-6: Estate Planning Questionnaire . . . . . . . . . . 21<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-7: Power of Attorney Questionnaire . . . . . . . 26<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-8: Will Estate Planning Consult Bill . . . . . . . 29<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 1-9: Agreement to Provide Estate Planning<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Legal Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">PART 2<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Interviewing Clients . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Initial Appointments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Wills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Importance of Wills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Will Types . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Will Clauses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif;">IV Wills and Estate Administration<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Preparing Drafts of Estate Planning Documents . . . . . . . . . 40<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Guardianship of Children . . . . . . . . . . . . . . . . . . . . . . . . . . . 41<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Need for Periodic Review . . . . . . . . . . . . . . . . . . . . . . . . . . . 42<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Cost Reductions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Revisions in Wills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Children from Prior Marriages . . . . . . . . . . . . . . . . . . . . . . . 43<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Separated or Divorced Persons . . . . . . . . . . . . . . . . . . . . . . . 44<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Gay and Lesbian Clients . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Referring Cases Out . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Explaining Costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Will Preparation Costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Power of Attorney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Importance of Power of Attorney . . . . . . . . . . . . . . . . . . . . . 50<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Gift-Giving Clause . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Going into Effect . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Living Wills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Statute Requirements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Health Care Representative . . . . . . . . . . . . . . . . . . . . . . . . . . 55<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Advance Directives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Organ Donor Option . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Estate Planning for Alzheimer’s Patients . . . . . . . . . . . . . . . 62<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">The Missing Client—Be Wary . . . . . . . . . . . . . . . . . . . . . . . . 63<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Tax Matters and Credit Shelter Trust Preparations . . . . . . . . . . . 64<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">What Is a Credit Shelter Trust? . . . . . . . . . . . . . . . . . . . . . . . 65<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">State Estate Taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Document Signings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Wills Signings Outside Office . . . . . . . . . . . . . . . . . . . . . . . . 73<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Follow-up after Signing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Newsletter to Clients . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Referrals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Uniform Probate Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-1: Will—Husband to Wife with Trust for<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Minor Children and Guardians Selection . . . . . . . . 83<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-2: Will—Widow/Widower Spouse with<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Children . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-3: Will—Unmarried Couple with No<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Children . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-4: Will—Basic to Spouse and Children<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">with No Trust . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif;">Contents v<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-5: Will—Unified Credit Trust to Reduce<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Estate Taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-6: Will Revision Services Bill . . . . . . . . . . . . 99<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-7: Codicil to Will . . . . . . . . . . . . . . . . . . . . . . 101<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-8: Will Services Bill . . . . . . . . . . . . . . . . . . . . 105<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-9: General Durable Power of Attorney<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Form . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 107<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-10: Revocation of Previous Wills and<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Powers of Attorney . . . . . . . . . . . . . . . . . . . . . . . . . 113<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-11: Living Will and Durable Power of<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Attorney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-12: Power of Attorney Taking Effect . . . . . 119<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-13: Will Draft Letter . . . . . . . . . . . . . . . . . . . 121<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-14: Will Signings Outside Office . . . . . . . . . 123<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-15: Post-Will Signing Letter to Clients . . . . 125<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-16: Client End-of-Case Questionnaire . . . . 128<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-17: Brochure Request Letter . . . . . . . . . . . . 131<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 2-18: Referral Thank You . . . . . . . . . . . . . . . . 133<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">PART 3<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Additional Estate Planning Issues . . . . . . . . . . . . . . . . . . . . . . 135<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Preparation of Letters of Instruction . . . . . . . . . . . . . . . . . . . . . 135<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Content of Letters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 135<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Confidentiality of Files . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 137<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Practitioner Orders for Life-Sustaining Treatment . . . . . . . 138<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Patient Information Disclosure . . . . . . . . . . . . . . . . . . . . . . 138<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Prenuptial Agreements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 138<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Problems of Probate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 144<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Revocable Living Trusts . . . . . . . . . . . . . . . . . . . . . . . . . . . 144<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Transferring Property into the Trust . . . . . . . . . . . . . . . . . . 145<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Irrevocable Trusts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 146<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Marital Tax Deductions . . . . . . . . . . . . . . . . . . . . . . . . . . . . 146<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Special Needs Trusts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 147<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Qualified Terminable Interest Property Trust . . . . . . . . . . . 148<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Medicaid Issues . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 149<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Impact of Divorce . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 150<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Medicaid Spend-Down and the Mentally Incompetent . . 151<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Long-Term Care Expenses . . . . . . . . . . . . . . . . . . . . . . . . . 151<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Questions to Ask about Long-Term Coverage . . . . . . . . . 152<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif;">VI Wills and Estate Administration<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Signing House Over to Children . . . . . . . . . . . . . . . . . . . . . 153<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Providing for Pets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 153<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Unexpected Illness/Disability . . . . . . . . . . . . . . . . . . . . . . . 154<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 3-1: Letter of Last Instructions . . . . . . . . . . . . 156<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 3-2: Confidentiality of Files/Requests for<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Copies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 161<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 3-3: Acknowledgment of Receipt of<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Documents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 164<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 3-4: HIPAA Authorization to Disclose<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Patient Information . . . . . . . . . . . . . . . . . . . . . . . . . 165<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 3-5: Irrevocable Trust [Wife to Husband] . . . 167<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">PART 4<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Estate Administration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 179<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Filing a Probate Application . . . . . . . . . . . . . . . . . . . . . . . . . . . . 180<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Qualifying the Executor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 181<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Probate Notices . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 181<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Inheritance Renunciation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 185<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Assets That Do Not Pass under a Will . . . . . . . . . . . . . . . . . . . . 185<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Tax Issues . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 186<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Finalizing the Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 186<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Testamentary Trust . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 187<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Consulting Fees for Probate Issues . . . . . . . . . . . . . . . . . . . . . . 189<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Intestacy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 190<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Elective Share of Spouse . . . . . . . . . . . . . . . . . . . . . . . . . . . 194<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Undue Influence Challenge . . . . . . . . . . . . . . . . . . . . . . . . . . . . 194<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Caveat to Will . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 198<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Removing an Executor of an Estate . . . . . . . . . . . . . . . . . . 199<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Complaint for Accounting . . . . . . . . . . . . . . . . . . . . . . . . . . 199<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Executor’s Commissions . . . . . . . . . . . . . . . . . . . . . . . . . . . 200<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Unsold Real Estate and Other Property . . . . . . . . . . . . . . . 200<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-1: Condolence/Will Revision Letter . . . . . . 202<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-2: Probate/Inheritance/Estate<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Administration Questionnaire . . . . . . . . . . . . . . . . 203<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-3: Retainer Cover Letter . . . . . . . . . . . . . . . . 209<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-4: Agreement to Provide Probate Legal<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 210<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-5: Executor Duties . . . . . . . . . . . . . . . . . . . . 214<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif;">Contents vii<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-6: Notice of Probate . . . . . . . . . . . . . . . . . . . 218<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-7: Certificate of Mailing . . . . . . . . . . . . . . . . 221<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-8: Transfer Inheritance Tax Bureau<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Letter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 222<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-9: Release and Refunding Bond<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Letter/Form . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 223<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-10: Real Estate Waiver Filing . . . . . . . . . . . . 228<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-11: Agreement to Provide Legal<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Services—Probate . . . . . . . . . . . . . . . . . . . . . . . . . . 229<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-12: Will/Estate Consultation Bill . . . . . . . . . 231<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-13: Renunciation for Administration . . . . . . 232<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-14: Complaint to Remove Executor,<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Documents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 233<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 4-15: Complaint to Replace Executor . . . . . . 245<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">PART 5<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Guardianship of Disabled or Incompetent Parents . . . . . . . 249<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 5-1: Guardianship Interview Form . . . . . . . . . 252<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 5-2: Guardianship Legal Services Fees . . . . . 257<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 5-3: Complaint for Guardianship . . . . . . . . . . 260<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 5-4: Affidavit of Next of Kin . . . . . . . . . . . . . . 261<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 5-5: Letters to Doctors to Be Delivered<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">by Client . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 262<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 5-6: Affidavit of Doctor 1 . . . . . . . . . . . . . . . . 263<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">PART 6<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Marketing Your Wills and Estate Administration<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Practice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 265<o:p></o:p></span></b></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Seminars Sponsored by Community Organizations . . . . . . . . 265<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Hosting Seminars in Your Office . . . . . . . . . . . . . . . . . . . . . . . . 265<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Seminar Practice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 266<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Seminar Preparation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 266<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">American Association of Retired Persons Membership . . . . . 267<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Happy Hour Networking with Professionals . . . . . . . . . . . . . . 267<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Marketing via Websites . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 268<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Setting up a Blog on Wills and Probate for Free . . . . . . . . 268<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Gift Certificates for Services . . . . . . . . . . . . . . . . . . . . . . . . . . . 269<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Maintaining Client Contact . . . . . . . . . . . . . . . . . . . . . . . . . . . . 270<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif;">viii Wills and Estate Administration<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Conclusion . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 270<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 6-1: Sample Letter to Senior Groups . . . . . . . 271<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 6-2: Confirm Will Seminar . . . . . . . . . . . . . . . . 273<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 6-3: Sample Flyer for Will Seminar . . . . . . . . 275<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 6-4: Items to Bring to Wills and Elder Law<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 276<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 6-5: Law Office Seminar Promotional<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Flyer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 277<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Exhibit 6-6: Wills and Estate Administration<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">Seminar Evaluation . . . . . . . . . . . . . . . . . . . . . . . . . 278<o:p></o:p></span></span></span></span></span></div>
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<span><span><span><span><b><span style="font-family: Helvetica-Bold, sans-serif; font-size: 11pt;">About the Author . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 279</span></b></span></span></span></span><span><span><span><span><span style="font-size: 12pt;"><o:p></o:p></span></span></span></span></span></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-26350256922181562372020-01-12T20:15:00.001-05:002020-01-12T20:15:08.280-05:00Diversity Committee - New Year Kick-off Celebration January 15, 2020<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: #1c1e21; font-size: 14pt;">Diversity Committee - New Year Kick-off Celebration <o:p></o:p></span><span style="caret-color: rgb(28, 30, 33); color: #1c1e21; font-size: 18.66666603088379px;">January 15, 2020</span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Location: New Jersey Law Center<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">1 Constitution Sq. New Brunswick, NJ 08901<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Date: January 15, 2020<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Time:6:00 PM - 9:00 PM EST<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Members register at<o:p></o:p></span></div>
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<a href="https://tcms.njsba.com/personifyebusiness/MeetingsEvents/NJSBAEventsCalendar/MeetingDetails.aspx?ProductId=47570845" style="color: purple;"><span style="font-size: 14pt;">https://tcms.njsba.com/personifyebusiness/MeetingsEvents/NJSBAEventsCalendar/MeetingDetails.aspx?ProductId=47570845</span></a><span style="color: #1c1e21; font-size: 14pt;"><o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">For attorneys and those in legal profession. Celebrate new beginnings and connect with colleagues at this annual, not-to-be-missed party.<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Featuring...<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Music by the Newark Boys Chorus<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">FREE Professional Headshots and Festive Photos<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;"><br />Sponsored by:<o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Asian Pacific American Lawyers Association of New Jersey <o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Association of Black Women Lawyers of New Jersey <o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">New Jersey Muslim Lawyers Association <o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">Hispanic Bar Association of New Jersey <o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">South Asian Bar Association of New Jersey <o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">NJSBA Minorities in the Profession Section <o:p></o:p></span></div>
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<span style="color: #1c1e21; font-size: 14pt;">NJSBA Women in the Profession Section<o:p></o:p></span></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-54586929500501171342019-12-10T22:15:00.001-05:002019-12-10T22:15:19.785-05:00Wills, Probate & Estate Planning 2020 East Brunswick Public Library March 11, 2020<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Geneva; font-size: 14pt;"> Wills, Probate & Estate Planning 2020 <b><o:p></o:p></b></span></div>
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<b><span style="font-family: Geneva; font-size: 14pt;">East Brunswick Public Library<o:p></o:p></span></b></div>
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<span style="color: #18376a; font-family: Geneva; font-size: 14pt;">March 11, 2020 at 7PM Thursday<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 14pt;">Open to the public. You don’t have to be a town resident to attend.<o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 14pt;">SPEAKER: </span></b><span style="font-family: Geneva; font-size: 14pt;">Kenneth Vercammen, Esq. Edison, NJ<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 14pt;"> Author ABA Wills & Estate Administration<o:p></o:p></span></div>
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<b><u><span style="font-family: Geneva; font-size: 14pt;">Main Topics:<o:p></o:p></span></u></b></div>
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<b><span style="color: #262626; font-family: Geneva; font-size: 14pt;">Room Location:</span></b><span style="color: #262626; font-family: Geneva; font-size: 14pt;"> Meeting Room 3<o:p></o:p></span></div>
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<span style="color: #262626; font-family: Geneva; font-size: 14pt;"> Estate administration can be very complex, and having some information before you begin can help you through the process.<o:p></o:p></span></div>
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<span style="color: #262626; font-family: Geneva; font-size: 14pt;">In this workshop, Kenneth Vercammen, Esq. will discuss various topics, including:<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">1. NJ Estate Tax eliminated </span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">2. The 2020 changes in Federal Estate and Gift Tax <o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">3. Dangers of not having a proper Will</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">4. Power of Attorneys recommendations </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">5. Living Will & Advance Directive </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">6. Avoiding unnecessary expenses<o:p></o:p></span></div>
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<span style="font-family: Geneva;"> <b>COMPLIMENTARY MATERIAL: </b>Brochures on Wills, "Answers to Questions about Probate" and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.<o:p></o:p></span></div>
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<span style="font-family: Geneva;"> </span><b><span style="font-family: Geneva;">East Brunswick Public Library 732-390-6781 <o:p></o:p></span></b></div>
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<b>Att: Melissa Hozik</b><b><o:p></o:p></b></div>
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<b><span style="font-family: Geneva; font-size: 14pt;">East Brunswick Public Library<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva;">2 Jean Walling Civic Center East Brunswick, NJ 08816<o:p></o:p></span></b></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-53315314655109147622019-09-18T14:12:00.002-04:002019-09-18T14:12:18.949-04:00NJ Law Center Estate Planning Seminar and Webinar<div dir="ltr" style="text-align: left;" trbidi="on">
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
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<br />
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Webinar: Estate
Planning for the “Difficult” Adult Child-How to Plan in Cases of Addicted,
Perpetually Out of Work and Unhappily Married Children<o:p></o:p></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Location: </b>Online or
NJ Law Center One Constitution Square New Brunswick, NJ 08901 [next to Rutgers
Cook campus]<o:p></o:p></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Date:</b> October 10,
2019<o:p></o:p></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Time:</b> 12:00
PM-1:40 PM ET<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="mso-tab-count: 1;"> </span>Estate planning
is rife with delicate situations. As lawyers, it is our job to be “gloom and
doom in the room.” We need to ask the hard questions and plan for the worst-case
scenarios. This can be especially difficult in estate planning, since it
involves leaving hard-earned assets to cherished and beloved relatives. If we
are going to protect those assets as we are hired to do, we must ask the tough questions,
including questions about the ability of the testator’s children to take care
of themselves after our client dies.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="mso-spacerun: yes;"> </span><span style="mso-tab-count: 1;"> </span>Join us as experts discuss how to
plan for adult children who present especially difficult situations. Seasoned attorneys
and an experienced accountant will discuss how to protect a testator’s assets
when an adult child suffers from addiction, is out of work, is unhappily
married or is in another similarly difficult situation. They will provide you
with specific strategies for eliciting information at the client intake, how to
discuss delicate and emotionally-charged possibilities and planning techniques
that will care for the testator’s loved-ones while protecting their assets. <o:p></o:p></div>
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<br /></div>
<div class="MsoNormal">
Topics include: <o:p></o:p></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Questions to ask at the client meeting that will
help you elicit the most accurate information<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Will clauses that will protect assets from creditors
and former spouses<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Pros and cons various trustees including banks
and siblings<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Life estates- how to use them to your client’
best advantage<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Medicare, Medicaid, and life insurance <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Retirement accounts-when to change the
beneficiaries and pitfalls to avoid<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Successful tax planning strategies<o:p></o:p></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->How and when to seek a will reformation…and
more.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Speakers: Beth C. Manes, Esq.<o:p></o:p></div>
<div class="MsoNormal">
Manes Weinberg, LLC, Westfield<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Alex Clark, CPA, CFE<o:p></o:p></div>
<div class="MsoNormal">
Marcum, LLP, Roseland<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Kenneth A. Vercammen, Esq.<o:p></o:p></div>
<div class="MsoNormal">
Author ABA Wills & Estate Administration book<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
List Price: $125.00 USD<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
https://tcms.njsba.com/personifyebusiness/njicle/CLEPrograms/NJICLEEventsCalendar/MeetingDetails.aspx?productID=49471222<o:p></o:p></div>
<!--EndFragment--><br /></div>
Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-1134659358847429952019-09-04T22:14:00.003-04:002019-09-04T22:14:43.972-04:00Expungement Services to Apply to Remove/Erase Criminal Arrests and Convictions/ Retainer for Legal Services<div dir="ltr" style="text-align: left;" trbidi="on">
<br />
<div class="MsoNormal" style="font-family: Geneva; line-height: 24pt; margin: 0in 49.2pt 0.0001pt 0in; text-align: justify;">
<b>Expungement Services to Apply to Remove/Erase Criminal Arrests and Convictions/ Retainer for Legal Services</b></div>
<div class="MsoNormal" style="font-family: Geneva; line-height: 24pt; margin: 0in 49.2pt 0.0001pt 0in; text-align: justify;">
Under NJSA 2C:52-1 past criminal arrests and convictions can be expunged/ erased under certain instances. We always recommend individuals hire an attorney to obtain an expungement. The Petition for all expungements are filed in the Superior Court. It takes a minimum of three months for the court to grant the expungement. The requirements are very formal. There can be a waiting period between 6 months up to 5 years after the criminal case is finished. For someone who had a drug charge, they can apply for Expungement 6 months after the Conditional Discharge is up. The statute requires detailed notices served by the attorney on the State Police, Attorney General and numerous other government entities.<o:p></o:p></div>
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<span> </span>$1,900 if paid within 7 days<span> </span>________________________<o:p></o:p></div>
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[If we handled prior case, less]<o:p></o:p></div>
<div class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Geneva; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; margin: 0in 0.15in 0.0001pt 0in; orphans: auto; text-align: justify; text-decoration: none; text-indent: 0.5in; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">
<b>Credit card or Check payable to <u>Vercammen PC</u>.<o:p></o:p></b></div>
<div style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Times; font-size: 10pt; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; margin-left: 0in; margin-right: 0in; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">
<span style="font-family: Geneva; font-size: 12pt;"><span> </span>[Fee is less if we handled case previously or is charge was dismissed outright in Municipal Court within one month] This is for regular expungement, not the complicated Early Pathway Expungement of Indictable Convictions <o:p></o:p></span></div>
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<b>Also you need to provide a separate check or money order for court fees:<o:p></o:p></b></div>
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<b><span> </span>-</b>Check for $75.00 payable, <b>Treasurer, State of NJ</b><o:p></o:p></div>
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-Check payable Postmaster<b>Edison </b>$70.00 for certified mail<o:p></o:p></div>
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This cannot be paid by credit card.<o:p></o:p></div>
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<b>Please fill out blank lines on your computer or by hand and email or return to office to start Expungement</b>. Then provide check or credit card info to fee. <o:p></o:p></div>
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You need to provide Superior Court & us <span> </span>with the Certified disposition if your prior offense was in Municipal Court. The Certified disposition should be provided to the Superior Court. To obtain the certified disposition, simply contact the Municipal Court. They will charge a fee of approx $10.00. <o:p></o:p></div>
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<span> </span>If you are unable or unwilling to do this, our fee to drive to the court to obtain the Certified disposition is an additional $300.<o:p></o:p></div>
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If your prior charge was in Superior Court, provide the Order of Dismissal if dismissed, or Judgment of Conviction JOC if a guilty plea. <o:p></o:p></div>
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If PTI Pre-trial intervention, provide copy of Order of Dismissal.<o:p></o:p></div>
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FILL OUT:<o:p></o:p></div>
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<!--[if !supportLists]--><span style="mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Petitioner's name is _____________.<span> </span><o:p></o:p></div>
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any other name used___________________.<span></span><o:p></o:p></div>
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Current address ___________________________________<o:p></o:p></div>
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CITY _____________________________ STATE _______ ZIP __________<o:p></o:p></div>
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CELL-PHONE ________________________________ rev 8/20/19<o:p></o:p></div>
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<span style="font-size: 10pt;"><span> </span><o:p></o:p></span></div>
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OTHER PHONE-DAY __________________________<span> </span><o:p></o:p></div>
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E-MAIL ADDRESS ______________________________________________<o:p></o:p></div>
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REFERRED BY: _______________________________________________<o:p></o:p></div>
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<!--[if !supportLists]--><span style="mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Petitioner's date of birth is _______, <o:p></o:p></div>
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Social Security Number is ________<o:p></o:p></div>
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3.<span> </span>Petitioner was charged <span> </span>on [DATE] <span> </span>________________ for violation of the following:<span> </span><o:p></o:p></div>
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N.J.S.A. 2C: <span> </span>______________<o:p></o:p></div>
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type of offense <span> </span><span> </span>_________________<o:p></o:p></div>
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Town ___________________<span> </span><span> </span><o:p></o:p></div>
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Summons/ Warrant/ Complaint # <span> </span>____________________<o:p></o:p></div>
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[Leave out traffic tickets ex 39:4-49.1.<span> </span>Traffic tickets cannot be expunged]<o:p></o:p></div>
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The original complaint number was ___________<o:p></o:p></div>
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4.<span> </span>This matter was in ___________ <span> </span><span> </span>County<span> </span>.<span> </span><o:p></o:p></div>
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5. This matter was heard in the <span> </span><span> </span>______________ Municipal Court on __________ <o:p></o:p></div>
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6. On [DATE] ______, I plead guilty of the following offense: ________________________. <o:p></o:p></div>
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I was fined _____, costs of ______ and ______. <o:p></o:p></div>
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<span> </span>Or<o:p></o:p></div>
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on ________________, charges were dismissed<o:p></o:p></div>
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7. The following are all <b>other</b>charges against me since I was 18 year old, even if the charge was dismissed or it was a Municipal Ordinance:<span> </span><o:p></o:p></div>
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<b>[IF NONE, WRITE NONE]</b><o:p></o:p></div>
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[OTHER PRIOR CHARGES] Petitioner was charged <span> </span>on<span> </span>________________ for violation of the following:<span> </span><o:p></o:p></div>
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N.J.S.A. 2C:<span> </span>______________<o:p></o:p></div>
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type of offense <span> </span>_________________<o:p></o:p></div>
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Summons/ Warrant/ Complaint #<span> </span>____________________<o:p></o:p></div>
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Other prior offenses:<o:p></o:p></div>
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This matter was in ___________<span> </span>County , town ______________<o:p></o:p></div>
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Disposition/ result ___________________________________<o:p></o:p></div>
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[If none, write none, don’t leave blank]<o:p></o:p></div>
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The client must provide a written disposition to the court for all prior criminal charges, even criminal charges you were not arrested or fingerprinted. This is required by the Superior Court. All charges since you were 18 years old. The Law Office can obtain the a Certified Disposition for Municipal Court cases, or a Judgment of Conviction for Superior Court charges at a fee of $400 per court. It is usually more cost effective for the client to obtain the court records themselves. <o:p></o:p></div>
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If you do not list every charge against you since you were 16, the court or prosecutor will move to dismiss your petition. It will cost you additional costs and fees if you do not list every offense since you were 16. This even includes municipal ordinance tickets for drinking in public, etc<o:p></o:p></div>
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Details on expungement at <a href="http://www.njlaws.com/expungement.html" style="color: purple; text-decoration: underline;">http://www.njlaws.com/expungement.html</a><o:p></o:p></div>
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<b>What we will do:<o:p></o:p></b></div>
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-Telephone consultation with client; <o:p></o:p></div>
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-Office consultation with client;<o:p></o:p></div>
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-Opening of file and client may have free client case folder, Municipal Court brochure, MVC Points brochure, and Website brochure;<o:p></o:p></div>
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-Review documents supplied by client and court;<o:p></o:p></div>
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-Review of necessary statutes and case law;<o:p></o:p></div>
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-Preparation of VERIFIED PETITION FOR EXPUNGEMENT OF RECORD PURSUANT TO N.J.S.A. 2C:52-6(a)<o:p></o:p></div>
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-Preparation of CERTIFICATION<span> </span>STATEMENT TO ACCOMPANY PETITION <o:p></o:p></div>
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<span> </span>- Preparation of ORDER FOR HEARING FOR EXPUNGEMENT PURSUANT to N.J.S.A. 2C:52-6(a)<o:p></o:p></div>
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<span> </span>- Preparation of proposed ORDER FOR EXPUNGEMENT<o:p></o:p></div>
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<span> </span>Prepare letter to Client with Petition, Statement to Accompany Petition of no pending charges, Order for Hearing, Proposed Order for Expungement<o:p></o:p></div>
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Client signs Petition Statement to Accompany Petition of no pending charges<o:p></o:p></div>
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Attorney calls Superior Court and confirm address for Expungement Unit.<o:p></o:p></div>
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We Mail to Superior Court Expungement Unit-<o:p></o:p></div>
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<span> </span>Orig. and one Petition<o:p></o:p></div>
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<span> </span>Statement to Accompany Petition<o:p></o:p></div>
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<span> </span>Order for Hearing<o:p></o:p></div>
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<span> </span>Proposed Order for Expungement<o:p></o:p></div>
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<span> </span>2 self-addressed stamped envelopes<o:p></o:p></div>
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Follow up Court Order for hearing (takes approx 30 days) <o:p></o:p></div>
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<b>Expungement Services to Remove Bill</b><span> </span><span> </span><o:p></o:p></div>
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<span> </span>Upon receipt of signed Order for hearing, Prepare Certified Mail Green cards for documents to be served on law<span> </span>enforcement and court. - <o:p></o:p></div>
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-Preparation of letter with Order for hearing and proposed Order for Expungement to NJ Attorney General<o:p></o:p></div>
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<span> </span><span> </span>Department of Law & Public Safety<o:p></o:p></div>
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<span> </span><span> </span>Expungement Section- PO Box 080<o:p></o:p></div>
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<span> </span><span> </span>Trenton, NJ 08625<span> </span><o:p></o:p></div>
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<span> </span><o:p></o:p></div>
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<span> </span>- Preparation of letter with Order for hearing and proposed Order for Expungement to NJ Superintendent of State Police<o:p></o:p></div>
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<span> </span>Expungement Unit<o:p></o:p></div>
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<span> </span>River Road, PO Box 7068<o:p></o:p></div>
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<span> </span>West Trenton, NJ 08628<o:p></o:p></div>
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<span> </span>- Preparation of letter with Order for hearing and proposed Order for Expungement to County Prosecutor;<o:p></o:p></div>
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<span> </span>- Preparation of letter with Order for hearing and proposed Order for Expungement to Chief of Police;<o:p></o:p></div>
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<span> </span>- Preparation of letter to client with Order for hearing and proposed <span> </span>Order for Expungement to Municipal Court Administrator;<o:p></o:p></div>
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<span> </span><o:p></o:p></div>
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<span> </span>When all the green cert. mail cards come in we put date mailed to Law Enforcement. on form 6 (Cert.) and mail to Court . After receipt of all certified mail Green cards, Preparation of CERTIFICATION OF SERVICE OF ORDER FOR HEARING<o:p></o:p></div>
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<span> </span>We make copies of cert. mail green cards and letter before mailing out original green cards to court.<o:p></o:p></div>
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<span> </span><o:p></o:p></div>
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Misc phone calls to and from client<o:p></o:p></div>
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-Call Superior Court Expungement Unit to confirm they received green cards and no need to appear on hearing date if no objection.<o:p></o:p></div>
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If Expungement granted and receipt of signed Order for Expungement, <o:p></o:p></div>
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<span> </span>Preparation of letter with signed Order for Expungement to: <o:p></o:p></div>
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<span> </span>-NJ Attorney General by regular mail<o:p></o:p></div>
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<span> </span><span> </span>Department of Law & Public Safety<o:p></o:p></div>
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<span> </span>- Preparation of letter with signed Order for Expungement to <o:p></o:p></div>
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<span> </span><span> </span>NJ Superintendent of State Police<o:p></o:p></div>
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<span> </span>- Preparation of letter with signed Order for Expungement to County <span> </span>Prosecutor;<o:p></o:p></div>
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<span> </span>- Preparation of letter with signed Order for Expungement to Chief of Police;<o:p></o:p></div>
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<span> </span>- Preparation of letter with signed Order for Expungement to Municipal Court Administrator; and any other public entity requested by the court. Please note a Judicial Expungement granted by the Superior Court Judge does not change databases set up by private entities or credit agencies.<o:p></o:p></div>
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Preparation of End of Case Letter to client with original signed Order for Expungement and client questionnaire.<o:p></o:p></div>
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<span> </span><b>Please note we do not open a file and do not handle the case until all fees are paid in full up front</b>. <o:p></o:p></div>
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Any other work not listed above will require additional fees or costs.<o:p></o:p></div>
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<span> </span>The client must provide disposition or copies of complaint for all prior Municipal court criminal charges, even criminal charges you were not arrested or fingerprinted. This is required by the Superior Court. For Municipal court cases, contact the Municipal Court and request a Certified Disposition. The Municipal Court may charge you a $10.00 fee. For Superior Court, the county Criminal records can provide you with a Judgment of Conviction [if you plead guilty] or an Order of Dismissal [if PTI]<o:p></o:p></div>
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All charges since you were 18 years old must be listed. <o:p></o:p></div>
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If you are not 100%<span> </span>sure of your prior charges including town ordinances you may want to order a criminal history CCH on yourself when the expungement is started. The fee to obtain your criminal history is less than $75. For a Criminal History Contact <span style="color: #000072;"><a href="http://www.bioapplicant.com/nj" style="color: purple; text-decoration: underline;">www.bioapplicant.com/nj</a></span>or call Morpho Trak at 1-877-503-5981. The law office cannot obtain a criminal history. Our Private investigator can do obtain a criminal history for you for an extra $900.<o:p></o:p></div>
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If the expungement is granted mail the expungement Order to the Law Enforcement entities. We recommend to all clients to also send a follow up letter and copy of Order for Expungement by Certified Mail to all above Courts and Law Enforcement so they have a copy for their records. The Law Office can handle sending the Order for Expungement <u>by Certified Mail</u>, return receipt request for additional fee of $250. You should also serve a copy on the credit reporting agencies that may list the arrest.<o:p></o:p></div>
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If the Court grants the expungement petition, the NJ police departments and NJ courts will be required to remove information from their records. The Court order does not pertain to online private companies or websites, which may contain old information. The Federal Government and immigration still has access to expunged /erased records.<o:p></o:p></div>
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If there are objections to the Expungement Petition by the Prosecutor or other entities and a hearing is required, additional fees will apply. They fee you paid does not include appeals if the court denies your petition.<o:p></o:p></div>
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Please note that a court ordered expungement applies to government and police records. It does not apply to private internet sites.<o:p></o:p></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-68488103464467173182019-07-16T21:34:00.003-04:002019-07-16T21:34:49.189-04:00WILLS & ESTATE ADMINISTRATION seminar <div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Geneva; font-size: 13pt;">WILLS & ESTATE ADMINISTRATION seminar </span><b><span style="font-family: Geneva; font-size: 13pt;"> <o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">October 8 Edison Main Library Tuesday 7pm<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">Edison Library<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">340 Plainfield Ave.<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">Edison, NJ 08817<o:p></o:p></span></b></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">October 21</span></b><span style="font-family: Geneva; font-size: 13pt;">at 6:00 PM <b>Monday</b><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">Clara Barton Branch Library141 Hoover Avenue Edison, NJ 08837<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">WILLS & ESTATE ADMINISTRATION- PROTECT YOUR FAMILY AND MAKE PLANNING EASY</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 13pt;">SPEAKER: </span></b><span style="font-family: Geneva; font-size: 13pt;">Kenneth Vercammen, Esq. Edison, (Author- ABA’s “Wills and Estate Administration book”)<o:p></o:p></span></div>
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<u><span style="font-family: Geneva; font-size: 13pt;">Main Topics:<o:p></o:p></span></u></div>
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<span style="font-family: Geneva; font-size: 13pt;">1. The New Estate Tax law changes administration of estates and trusts in New Jersey.</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">2. The 2019 changes in Federal Estate and Gift Tax </span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">3. Power of Attorneys recommendations </span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">4. Living Will & Advance Directive </span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">5. Administering the Estate/ Probate/Surrogate<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">6. Avoiding unnecessary expenses<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> You do not need to be an Edison resident to attend.</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> COMPLIMENTARY MATERIAL: Brochures on Wills, Probate and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts. </span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">For info call 732-287-2298 x 228<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">To register go to http://www.edisonpubliclibrary.net/index-ek.shtml</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">https://www.facebook.com/events/352176662099428/</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> </span><b><span style="font-family: Geneva; font-size: 13pt;">FREE WILL SEMINARS AND SPEAKERS BUREAU for community groups</span></b><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> The AARP Network Attorneys of the Edison/Metuchen/East Brunswick area had established a community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions and Middlesex County companies. During the past year, volunteer attorneys of the Middlesex County Estate Planning Council have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups. These quality daytime educational programs will educate and even entertain. Clubs and companies are invited to schedule a free seminar.</span><span style="font-family: Geneva; font-size: 13pt;">For other organizations to schedule a Will Seminar, please call</span><span style="font-family: Geneva; font-size: 13pt;">Kenneth Vercammen </span><span style="font-family: Geneva; font-size: 13pt;">Law Office at (732) 572-0500, email VercammenLaw@njlaws.com</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> Kenneth Vercammen is a trial attorney in Edison, NJ. Ken is author of the ABA’s book “<u>Wills and Estate </u>Administration.” He is co-chair of the American Bar Association’s Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division. Ken is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program. </span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> </span><span style="font-family: Geneva; font-size: 13pt;">Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on litigation, elder law, probate and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website <u>www.njlaws.com</u>which includes many articles on Estate Planning, Probate and Wills. He is a member of the AARP and often lectures to groups on the importance of an up to date Will, Power of Attorney and Living Will.</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">KENNETH VERCAMMEN & ASSOCIATES, PC</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">ATTORNEY AT LAW</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">2053 Woodbridge Ave.</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">Edison, NJ 08817</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">(Phone) 732-572-0500</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;"> (Fax) 732-572-0030</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<u><span style="font-family: Geneva; font-size: 13pt;">www.njlaws.com </span></u><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-39278632549851781482019-06-02T22:07:00.001-04:002019-06-02T22:07:05.890-04:00"CONFIDENTIAL WILL QUESTIONNAIRE"<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="font-size: 14pt;"> KENNETH VERCAMMEN & ASSOCIATES, PC<o:p></o:p></span></b></div>
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<b>ATTORNEY AT LAW<o:p></o:p></b></div>
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2053 Woodbridge Ave<o:p></o:p></div>
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<u>Edison, NJ 08817 </u><span style="font-size: 14pt;"><o:p></o:p></span></div>
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(Phone) 732-572-0500<o:p></o:p></div>
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(Fax) 732-572-0030<u><o:p></o:p></u></div>
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<b><span style="font-size: 14pt;">"CONFIDENTIAL WILL QUESTIONNAIRE" </span><o:p></o:p></b></div>
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Please fill out completely and fax or mail back. This form is extremely important. Your accuracy and completeness in responding will help me best represent you. All sections and information must be filled out prior to sitting down with the attorney.<o:p></o:p></div>
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Please be sure to check all appropriate boxes. If "NONE", please state "NONE". If "NOT APPLICABLE", please state "N/A" <o:p></o:p></div>
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PLEASE PRINT CLEARLY <o:p></o:p></div>
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1. Your Full Name: _____________________________________________<o:p></o:p></div>
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2. IF MARRIED OR SEPARATED, complete (a) and (b) below. If married no need to fill out separate forms unless you want different Executors <o:p></o:p></div>
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Spouse's Full Name: ___________________________________ _______ <o:p></o:p></div>
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First Last <o:p></o:p></div>
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3. Your Street Address: ____________________________________ <o:p></o:p></div>
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City _______________________ State ____ Zip Code ______________<o:p></o:p></div>
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4. Telephone Numbers: <o:p></o:p></div>
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Cell: _______________________________ other # _____________________<o:p></o:p></div>
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5. E-mail address: _______________________________________<o:p></o:p></div>
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6. Referred By: ___________________________________________<o:p></o:p></div>
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<span style="font-size: 10pt;">If referred by a person, is this a client or attorney? If you heard about the law office on the Internet, what search terms did you use? If Legal plan, write Claim number. [Hyatt, UAW] _______<o:p></o:p></span></div>
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7. Today's Date ____________________<o:p></o:p></div>
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We recommend a <b>Durable</b><b>Power</b><b>of</b><b>Attorney</b>in the event of your physical <o:p></o:p></div>
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or mental disability to help you with financial affairs? <o:p></o:p></div>
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Yes ________ No ________<o:p></o:p></div>
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We recommend a <b>Living Will</b>telling hospitals and doctors not to prolong your life by artificial means, i.e. Terri Schiavo; Karen Quinlan? <o:p></o:p></div>
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Yes ________ No ________<o:p></o:p></div>
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<span style="font-size: 10pt;">Confidential Will Q Rev 5/4/19<o:p></o:p></span></div>
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How can we help you? What are your questions/other important information that need to be addressed?<o:p></o:p></div>
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<span style="font-size: 10pt;">_______________________________________________________________________<o:p></o:p></span></div>
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<span style="font-size: 10pt;">_______________________________________________________________________<o:p></o:p></span></div>
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<b>[<u>It is required by Court Rules that all pages be filled out in person's own handwriting prior to seeing the attorney]</u></b><span style="font-size: 14pt;"><o:p></o:p></span></div>
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8. Your Marital Status: [ ] Single [ ] Married [ ] Separated [ ] Divorced [ ] Widowed <o:p></o:p></div>
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9. Your Day/Month of birth: ___________________ <o:p></o:p></div>
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10. Spouse Day/Month of birth: _________________ <o:p></o:p></div>
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11. If you are the parent or legal guardian of a minor child or minor children, please check here. [ ] <o:p></o:p></div>
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<b>2. ESTATE EXECUTOR <o:p></o:p></b></div>
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The person charged with administering/Probating your estate, paying taxes and/or other debts, preserving, managing, and distributing estate assets and property is called an Executor. This person should be one in whom you have trust and confidence. Your SPOUSE is usually named as primary Executor, followed by the child who lives closest to your home. <o:p></o:p></div>
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Please provide the following information about the person you wish to name to serve in this capacity.<o:p></o:p></div>
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1.<b>PRIMARY </b>Choice of Executor/Personal Representative in Power of Attorney:<o:p></o:p></div>
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Name: _________________________ ______________________________<o:p></o:p></div>
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First Last<o:p></o:p></div>
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Relationship: _______________ Address: ________________________<o:p></o:p></div>
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2.<b>SECOND </b>Choice of Executor/Personal Representative in Power of Attorney:<o:p></o:p></div>
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This individual will serve in the event that the primary executor/personal representative is not alive at the time of your death, or is unable to serve.<o:p></o:p></div>
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Name: _________________________ ______________________________<o:p></o:p></div>
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First Last<o:p></o:p></div>
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Relationship: _______________ Address: _____________________________<o:p></o:p></div>
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The two proposed Executors must be filled out prior to meeting the attorney. We do not recommend Joint Executors, which often cause conflicts and additional work for the Estate. It is best to select one primary person, then a secondary person.<o:p></o:p></div>
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<b><u>Asset Information- Must Be Completed</u></b><b>-</b><b><span style="font-size: 11pt;">If none, write “none”<o:p></o:p></span></b></div>
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House/Real Estate Address<span style="font-size: 11pt;"> _________________________________________<o:p></o:p></span></div>
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Other Real Estate Address<span style="font-size: 11pt;"> _________________________________________<o:p></o:p></span></div>
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Estimate Total Real Estate Value:<span style="font-size: 11pt;">_____________ </span>mortgage<span style="font-size: 11pt;">balance _________<o:p></o:p></span></div>
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Bank Accounts, Stocks, CDs and Assets:<span style="font-size: 11pt;">_______________________________<o:p></o:p></span></div>
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Approximate Amount<span style="font-size: 11pt;">______________________________________________<o:p></o:p></span></div>
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Direct Beneficiaries of Accounts <span style="font-size: 11pt;">-<b>If none write "none"</b>____________________<o:p></o:p></span></div>
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Other Major Assets -<b></b><b><span style="font-size: 11pt;">If none, write "none"</span></b><span style="font-size: 11pt;">_____________________________<o:p></o:p></span></div>
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Approximate Life Insurance:<span style="font-size: 11pt;">_________________ </span>Beneficiary<span style="font-size: 11pt;">_____________<o:p></o:p></span></div>
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<span style="font-size: 11pt;"> Is total more or less than $11,500,000 ? ____________ <o:p></o:p></span></div>
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<u>In the Will- Who do you want to get your assets:</u><u><span style="font-size: 11pt;"><o:p></o:p></span></u></div>
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Beneficiary (1) <span style="font-size: 11pt;">_______________________ </span>Relationship<span style="font-size: 11pt;">_______________<o:p></o:p></span></div>
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Beneficiary (2) <span style="font-size: 11pt;">_______________________ </span>Relationship<span style="font-size: 11pt;">_______________<o:p></o:p></span></div>
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Beneficiary (3)<span style="font-size: 11pt;">_______________________ </span>Relationship<span style="font-size: 11pt;">_______________<o:p></o:p></span></div>
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<b> <u>It is required that major assets and beneficiaries be filled out prior to seeing the attorney</u>. A best guess. Also, list who receives assets if a beneficiary dies prior to you if that person’s share does not go to their children.</b><u><span style="font-size: 11pt;"><o:p></o:p></span></u></div>
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Any Specific Bequests of Money and Property:<span style="font-size: 11pt;"><o:p></o:p></span></div>
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<span style="font-size: 11pt;">______________________________________________________________<o:p></o:p></span></div>
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<b> [ ] A. MARRIED PERSONS WITH CHILD(REN) OR GRANDCHILD(REN).</b><b><span style="font-size: 11pt;"><o:p></o:p></span></b></div>
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<b><span style="font-size: 11pt;"> </span></b>Generally most married people provide that, upon their death, property will be distributed as follows:<o:p></o:p></div>
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1. Your estate (all property and assets not owned jointly with another person) will be distributed to your surviving spouse.<o:p></o:p></div>
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2. If your spouse predeceases you, then your estate will be divided in equal shares among all of your living children, If any child shall predecease you, then that child's share to their children (grandchildren).<span style="font-size: 11pt;"><o:p></o:p></span></div>
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Names of Children<span style="font-size: 11pt;">: ______________________________ </span>Age: _____<span style="font-size: 11pt;"><o:p></o:p></span></div>
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<span style="font-size: 11pt;">____________________________________________ </span>Age: _____<span style="font-size: 11pt;"><o:p></o:p></span></div>
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<b>LIST THE NAMES AND AGES OF ALL CHILDREN EVEN IF THEY ARE OLDER THAN EIGHTEEN. IF NO CHILDREN, WRITE NONE.</b><span style="font-size: 10pt;">If no minor children, skip page 5.<b><o:p></o:p></b></span></div>
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<b>III. GUARDIAN(S) OF MINOR CHILD(REN) or Trustees of Trust<o:p></o:p></b></div>
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<b> [Skip this section if you have NO minor children and DO NOT want a trust. There are substantial additional fees for preparation of a Trust, minimum $2,500 for stand alone trusts]<o:p></o:p></b></div>
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<b> </b>The surviving parent of a minor child is ordinarily entitled to be the GUARDIAN of that child. In the case of simultaneous death of you and your spouse, or if you are a single parent, you should appoint a Guardian for your minor child. It is advisable, prior to the completion of this Questionnaire, to make sure that your proposed Guardian(s) is (are) willing to serve as Guardian(s). In addition, the Guardian will also hold the monies for the minor children UNLESS you direct us otherwise. In your Will you can have any adult serve as Trustee of monies for minor children.<o:p></o:p></div>
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Provide the following information about the person(s) you select to be Guardian(s)/Trustee(s). In the event my spouse predeceases me, I name as GUARDIAN(S)/ TRUSTEE(S):<o:p></o:p></div>
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1.<b> PRIMARY</b>Choice of GUARDIAN / TRUSTEE:<o:p></o:p></div>
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Full Name: _______________________________________<o:p></o:p></div>
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Relationship: ______________________________________<o:p></o:p></div>
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2. <b>SECOND</b>Choice of GUARDIAN / TRUSTEE:<o:p></o:p></div>
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Full Name: _______________________________________<o:p></o:p></div>
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Relationship: _____________________________________<o:p></o:p></div>
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<b>[ ] B. MARRIED PERSONS WITH NO CHILD(REN) OR GRANDCHILD(REN).<o:p></o:p></b></div>
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<b> </b>Generally most married people with no child(ren) or grandchild(ren) provide that upon their death their property will be distributed as follows:<o:p></o:p></div>
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1. Your estate (all property and assets not owned jointly with another person) will be distributed to your surviving spouse, but<o:p></o:p></div>
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2. If your spouse predeceases you, then your estate will be distributed to your living parent, or equally to your living parents. <o:p></o:p></div>
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3. But should both of your parents predecease you, then your estate will distributed equally to your brothers and sisters or equally to the children of a predeceased brother or sister.<o:p></o:p></div>
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Please check B above only if you wish your property distributed precisely and exactly as indicated in section B, 1 through 3, above.<o:p></o:p></div>
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Additional information on Wills, Probate and Elder Law available at <u><a href="http://www.njlaws.com/" style="color: purple;">www.njlaws.com</a></u>. This interview form online at <u>http://www.njlaws.com/will_questionnaire.html</u><o:p></o:p></div>
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<b>[ ] C. DIVORCED OR WIDOWED PERSONS WITH CHILD(REN) OR GRANDCHILD(REN). </b>Generally, most divorced or widowed persons with child(ren) or grandchild(ren) provide that upon their death property will be distributed as follows: 1. Your estate (all property and assets not owned jointly with another person) will be distributed in equal shares to all of your living child(ren).<o:p></o:p></div>
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2. But if one or more of your children predeceases you, that deceased child's share will be distributed to his or her child(ren), your grandchild(ren) in equal shares<o:p></o:p></div>
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<b><span style="font-size: 10pt;"> [ ] D. ALTERNATE PLAN OF DISTRIBUTION - </span></b><span style="font-size: 10pt;">You may list specific gifts to individuals and/or divide your estate among several individuals by listing percentages to each, making sure that the percentages total 100%. You may add additional sheets if necessary or use the back of this form. There are additional Will preparation fees if there are gifts, called specific bequests. <o:p></o:p></span></div>
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<b> </b>Are there any beneficiaries with special needs, or receiving SSI or SDD? Please answer in detail<b> ___________________________<o:p></o:p></b></div>
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<span style="font-size: 11pt;"> Are you or any of your Beneficiaries are not United States citizens? _______<o:p></o:p></span></div>
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<span style="font-size: 11pt;">If not US citizen, extra taxes may apply. <o:p></o:p></span></div>
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<span style="font-size: 11pt;">Do you have any religious wishes on burial? ___, Are you a USA Veteran or Elks member?_<o:p></o:p></span></div>
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<b> PLEASE WRITE DOWN ANY QUESTIONS YOU HAVE HERE or anything else important that we should be aware. Use back of this page for additional important information or type a list:</b><o:p></o:p></div>
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______________________________________________________________<o:p></o:p></div>
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______________________________________________________________<o:p></o:p></div>
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<b><span style="font-size: 10pt;"> </span></b>If your assets exceed $5,000,000 and you desire estate planning to avoid or reduce your estate tax or require a Trust to protect a spouse or children, please advise Mr. Vercammen. A Standard Will is not designed to address estate tax issues. We do not do Medicaid Nursing Home Planning. The law office building has four steps in the front so please advise us if you need assistance.<o:p></o:p></div>
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<span style="font-size: 10pt;"> </span><b><u>WILLS:<o:p></o:p></u></b></div>
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T 1- Parents with minor children and trust for children ____________<o:p></o:p></div>
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T 2- Parents no spouse ____________<o:p></o:p></div>
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T 3- Unmarried ____________<o:p></o:p></div>
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T 4- Parents without trust ____________<o:p></o:p></div>
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T 5- Spouse Trust Will $ for spouse to go in Trust ? [2<sup>nd</sup>marriage <o:p></o:p></div>
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or protect assets from Medicaid _____<span style="font-size: 5pt;"><o:p></o:p></span></div>
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<b><u>PAYMENT WILL BE MADE BY</u>: </b>(Please circle one)<o:p></o:p></div>
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Check, Credit Card (Visa, Mastercard, American Express) or Cash <o:p></o:p></div>
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<b>Checks are payable to Vercammen PC<o:p></o:p></b></div>
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Payment is required for Will, Power of Attorney and other document preparation at the first consult and prior to any documents being drafted. Minimum fee for Last Will and Testament preparation is $300 each. We charge a $150.00 consultation fee, which is credited to the preparation of the Will or other document. <span style="font-size: 11pt;">This $150.00 fee is non-refundable even if the documents are not prepared. If there are any changes to a draft Will, Power of Attorney, or other document, there will be a minimum charge of $75.00 per revision. The Will needs to be signed within 21 days of initial consult or an additional fee of $100.00 will be charged. Due to complexity and need to re-title </span><span style="font-size: 10pt;">assets, Fees for stand alone Trusts are minimum $3,000.<o:p></o:p></span></div>
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This form was filled out by: sign name _________________________<o:p></o:p></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-81585166432918587392019-04-28T16:30:00.002-04:002019-04-28T16:30:39.930-04:00Wills and Estate Planning<div dir="ltr" style="text-align: left;" trbidi="on">
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<strong>Wills and Estate Planning</strong></h1>
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Wills and Estate Planning<br />
SAVE MONEY AND PROVIDE FOR YOUR LOVED ONES<br />
As average Americans, we work 80,000 hours in a lifetime, or 45 to 55 years. In spite of all the resources and assets we earn, the vast majority of us do not take the time to create a will.<br />
National statistics indicate that 80% of Americans die without leaving a will. There are several reasons for this: fear of death; procrastination; and misinformation (people presume that only the rich need to have wills). Whatever the excuse, it is clear that people would benefit from having a will.<br />
In the absence of a will or other legal arrangement to distribute property at death, the state must step in to administer the estate. The result can be lengthy delays before the rightful heirs receive their property. And because the state has no instructions from the deceased, no charitable gifts will be made.<br />
IF YOU HAVE NO WILL:<br />
If you leave no Will or your Will is declared invalid because it was improperly prepared or is not admissible to probate:<br />
* State law determines who gets assets, not you * Additional expenses will be incurred and extra work will be required to qualify an administrator * Judge determines who gets custody of your children * Possible additional State inheritance taxes and Federal estate taxes * If you have no spouse or close relatives the State may take your property * The procedure to distribute assets becomes more complicated-and the law makes no exceptions for persons in unusual need or for your own wishes. * It may also cause fights and lawsuits within your family When loved ones are grieving and dealing with death, they shouldnt be overwhelmed with Financial concerns. Careful estate planning helps take care of that.<br />
THE FOLLOWING IS A SAMPLE OF A VARIETY OF CLAUSES AND ITEMS WHICH SHOULD BE INCLUDED IN A WILL:<br />
1ST: DEBTS AND TAXES 2ND: SPECIFIC BEQUESTS 3RD: DISPOSITION TO SPOUSE 4TH: DISPOSITION OF REMAINDER OF ESTATE 5TH: CREATION OF TRUSTS FOR SPOUSE 6TH: CREATION OF TRUST FOR CHILDREN 7TH: OTHER BENEFICIARIES UNDER 21 8TH: EXECUTORS 9TH: TRUSTEES 10TH: GUARDIANS 11TH: SURETY OR BOND 12TH: POWERS 13TH: AFTERBORN CHILDREN 14TH: PRINCIPAL AND INCOME 15TH: NO ASSIGNMENT OF BEQUESTS 16TH: GENDER 17TH: CONSTRUCTION OF WILL 18TH: NO CONTEST CLAUSE<br />
A will must not only be prepared within the legal requirements of the New Jersey Statutes but should also be prepared so it leaves no questions regarding your intentions.<br />
WHY PERIODIC REVIEW IS ESSENTIAL<br />
Even if you have an existing Will, there are many events that occur which may necessitate changes in your Will. Some of these are:<br />
* Marriage, death, birth, divorce or separation affecting either you or anyone named in your Will<br />
*Significant changes in the value of your total assets or in any particular assets which you own<br />
* A change in your domicile<br />
* Death or incapacity of a beneficiary, or death, incapacity or change in residence of a named executor, trustee or guardian of infants, or of one of the witnesses to the execution of the Will<br />
*Annual changes in tax law<br />
MAY I CHANGE MY WILL?<br />
Yes. A Will may be modified, added to, or entirely changed at any time before your death provided you are mentally and physically competent and desire to change your Will. You should consider revising your Will whenever there are changes in the size of your estate. For example, when your children are young, you may think it best to have a trust for them so they do not come into absolute ownership of property until they are mature. Beware, if you draw lines through items, erase or write over, or add notations to the original Will, it can be destroyed as a legal document. Either a new Will should be legally prepared or a codicil signed to legally change portions of the Will.<br />
SAVE MONEY<br />
Your estate will be subject to probate whether or not you have a Will and in most cases, a Will reduces the cost by eliminating the requirements of a bond. With a well-drawn Will, you may also reduce death taxes and other expenses. Dont pinch pennies now to the detriment of your beneficiaries. We have attempted to briefly explain in this article some of the issues, techniques, and decisions involved in Wills, Estate Planning, and Administration of an Estate. Because the matters covered are complicated and the Federal and New Jersey laws frequently change, this article can only outline some of the many legal issues you should consider.<br />
The proper preparation of a Will should involve a careful analysis of the clients assets, family and his/her desires. Estate Planning is the process of examining what will happen to your property when you die and arranging for its distribution in such a manner as will accomplish your objectives. The cost of a Will depends on the size and the complexity of the estate and the plans of the person who makes the Will.<br />
A properly drawn Simple Will without Trust costs approximately $100.00 to $500.00. It is one of the most important documents you will ever sign, and may be one of the best bargains you will ever have. Be sure your Will takes into account the 1997 Federal Tax changes and all New Jersey Inheritance Tax changes. Also, ascertain if your Will is self-proving, which would dispense with having to find the Wills witnesses after death.<br />
WHAT IS A WILL?<br />
A Will is a Legal written document which, after your death, directs how your individually owned property will be distributed, who will be in charge of your property until it is distributed and who will take care of your minor children if the other parent should die . You should remember that the term property under the law includes real estate as well as other possessions and rights to receive money or items of value. Everyone who has at least $3,000 in assets should have a Will. You do not have to be wealthy, married, or near death to do some serious thinking about your Will.<br />
ADMINISTRATION OF AN ESTATE<br />
If you are named the executor or executrix, you must visit the County Surrogate to probate the Will. You will need the following items: 1. The Death Certificate 2. The Original Will 3. Names and Addresses of decedents, next of kin and will beneficiaries 4. Minimum of $80.00 for Surrogate fees<br />
A state inheritance tax return must be filed and the tax paid on the transfer of real or personal property within eight months after death.<br />
OTHER ITEMS OF CONCERN TO BE PREPARED BY YOUR ATTORNEY -Trusts (and Medicare Trusts) -Power of Attorney- to allow a trusted person to administer your assets during your lifetime, either upon disability or now -Living Wills- to state your wishes concerning medical care in the event of your serious illness.<br />
https://www.njlaws.com/wills_and_estate_planning.html?id=1053&a=</td></tr>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-29868453392410115662019-03-14T21:00:00.001-04:002019-03-14T21:00:07.368-04:002019 Estate Planning & Probate Newsletter<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-size: 13pt;"><span> </span> <b> 2019 Estate Planning & Probate Newsletter</b></span><b><span style="font-size: 13pt;"><o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"> By Kenneth Vercammen, Esq. Edison, NJ<span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Index<o:p></o:p></span></div>
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<!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva; mso-fareast-language: JA;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b><span style="font-size: 13pt;"><span> </span>NJ Estate Tax eliminated in 2018 and changes to Federal Taxes<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b><span style="font-size: 13pt;"><span> </span>Problems</span></b><span style="font-size: 13pt;">if You Have No Will or a cheap online form not valid<o:p></o:p></span></div>
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<!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva; mso-fareast-language: JA;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b><span style="font-size: 13pt;">NJ Inheritance Tax must still usually be paid if assets are going to persons other than spouse or children.<span></span>2019 tax rates<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva; mso-fareast-language: JA;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b><span style="font-size: 13pt;"><span> </span>Power of Attorney- Do not use a form purchased online.</span></b><b><span style="font-size: 13pt;"><o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva; mso-fareast-language: JA;"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b><span style="font-size: 13pt;"><span> </span>Set up a Testamentary Trust in your Will for Protection for a second spouse to protect assets for children and grandchildren<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva; mso-fareast-language: JA;"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b><span style="font-size: 13pt;"><span> </span>Federal Health Privacy Law (HIPAA)- Have a new Living Will prepared</span></b><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">7. Always have proper Self- Proving Wills since witnesses often move or pass away, don’t rely on cheap online forms</span></b><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">[Photos page 1, 2, 3, 4]<o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"><span> </span>1.<span> </span>The NJ Estate Tax was eliminated in 2018 although there is still an Inheritance Tax for money that is not going to spouse, children, grandchildren, etc.<o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">Federal Estate Tax for rich people</span></b><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="color: black; font-size: 13pt;">Generally, a decedent dying between Jan. 1 and Dec. 31, 2019, may be subject to an estate tax, with an applicable exclusion amount of $11,400,000 (increased from $11,180,000 in 2018) and up from $5.49 million in 2017. In 2019, the annual Federal gift tax exclusion is $15,000.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">2. Problems if</span></b><b><span style="font-size: 13pt;">You Have No Will or a cheap online form not valid<span> </span><o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"><span> </span>If you leave no Will or your Will is declared invalid because it was improperly prepared or is not admissible to probate:<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;">The procedure to distribute assets becomes more complicated. It will require all of the children to select someone to be the Administrator, then all the children to sign a Renunciation Affidavit in front of a notary. If all the children do not sign the Renunciation Affidavit if front of notaries, then a Complaint and Order with have to be filed in the Superior Court. Cost over $3,000. The preparation of a Will for under $400 eliminates these costs.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;"><span> </span>Additional expenses will be incurred and extra work will be required to qualify an administrator-Surety Bond, additional costs often over $1,000 and extra legal fees<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;"><span> </span>State law determines who gets assets, not you. People who dislike you or don’t care about you can get your assets<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;"><span> </span>If you have no spouse or close relatives the State may take your property. Most people who rather have charities or friends get their money.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;"><span> </span>It often causes fights and stress within your family and sometimes lawsuits<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;"><span> </span>If there are minor children a Judge determines who gets custody of grand children<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-size: 13.0pt; mso-bidi-font-family: Geneva; mso-fareast-font-family: Geneva;"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 13pt;"><span> </span>You lose the opportunity to reduce State inheritance taxes and Federal estate taxes without improper planning<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>When loved ones are grieving and dealing with death, they shouldn’t be overwhelmed with Financial concerns and estate problems if there is no Will or not prepared or signed properly. <o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Who don’t you want to receive your assets?<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Who is not the best choice to raise your children, or safeguard your children's money for college?<span> </span>Do you want children, or grandchildren, to get money when they turn 18?<span> </span>Will they invest money wisely, or go to Seaside and play games?<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Beware of online documents not prepared by an attorney. Never use a form on line. No one tries to do their own electrical work on their home anymore or change their own oil. Have a professional do it right.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Make sure it is a Self-proving Will and says no bond required.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>THE FOLLOWING IS A SAMPLE OF A VARIETY OF CLAUSES AND ITEMS WHICH SHOULD BE INCLUDED IN A WILL:<o:p></o:p></span></div>
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<span style="font-size: 13pt;">1ST:<span> </span>DEBTS AND TAXES<o:p></o:p></span></div>
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<span style="font-size: 13pt;">2ND: SPECIFIC BEQUESTS<o:p></o:p></span></div>
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<span style="font-size: 13pt;">3RD:<span> </span>DISPOSITION TO SPOUSE<o:p></o:p></span></div>
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<span style="font-size: 13pt;">4TH: DISPOSITION OF REMAINDER OF ESTATE<o:p></o:p></span></div>
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<span style="font-size: 13pt;">5TH: CREATION OF TRUSTS FOR SPOUSE<o:p></o:p></span></div>
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<span style="font-size: 13pt;">6TH: CREATION OF TRUST FOR CHILDREN<o:p></o:p></span></div>
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<span style="font-size: 13pt;">7TH: OTHER BENEFICIARIES UNDER 21<o:p></o:p></span></div>
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<span style="font-size: 13pt;">8TH: EXECUTORS<o:p></o:p></span></div>
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<span style="font-size: 13pt;">9TH: TRUSTEES<o:p></o:p></span></div>
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<span style="font-size: 13pt;">10TH: GUARDIANS<o:p></o:p></span></div>
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<span style="font-size: 13pt;">11TH: SURETY OR BOND<o:p></o:p></span></div>
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<span style="font-size: 13pt;">12TH: POWERS <o:p></o:p></span></div>
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<span style="font-size: 13pt;">13TH: AFTERBORN CHILDREN<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>A will must not only be prepared within the legal requirements of the New Jersey Statutes but should also be prepared so it leaves no questions regarding your intentions.<o:p></o:p></span></div>
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<span style="font-size: 13pt;">WHY PERIODIC REVIEW IS ESSENTIAL<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Even if you have an existing Will, there are many events that occur which may necessitate changes in your Will.<span> </span>Some of these are:<o:p></o:p></span></div>
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<span style="font-size: 13pt;">* Marriage, death, birth, divorce or separation affecting either you or anyone named in your Will<o:p></o:p></span></div>
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<span style="font-size: 13pt;">* Significant changes in the value of your total assets or in any particular assets, which you own<span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;">* A change in your domicile<o:p></o:p></span></div>
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<span style="font-size: 13pt;">* Death or incapacity of a beneficiary, or death, incapacity or change in residence of a named executor, trustee or guardian of infants, or of one of the witnesses to the execution of the Will<o:p></o:p></span></div>
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<span style="font-size: 13pt;">* Annual changes in tax law<o:p></o:p></span></div>
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<span style="font-size: 13pt;">* Changes in who you like and who care about you<o:p></o:p></span></div>
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<span style="font-size: 13pt;">MAY I CHANGE MY WILL?<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Yes.<span> </span>A Will may be modified, added to, or entirely changed at any time before your death provided you are mentally and physically competent and desire to change your Will.<span> </span>You should consider revising your Will whenever there are changes in the size of your estate. For example, when your children are young, you may think it best to have a trust for them so they do not come into absolute ownership of property until they are mature.<span> </span>Beware; if you draw lines through items, erase or write over, or add notations to the original Will, it can be destroyed as a legal document.<span> </span>Either a new Will should be legally prepared or a codicil signed to legally change portions of the Will. <o:p></o:p></span></div>
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<span style="font-size: 13pt;">3. <b>NJ Inheritance Tax must still usually be paid if assets are going to persons other than spouse or children.<span> </span><o:p></o:p></b></span></div>
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<b><span style="font-size: 13pt;"><span> </span></span></b><span style="font-size: 13pt;">Separate from the Estate Tax, New Jersey imposes an Inheritance Tax on the estates of limited resident and nonresident decedents.<span> </span>The elimination of Estate Tax in NJ made no changes to the New Jersey Inheritance Tax.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Even if no inheritance tax due, a Tax Waiver on a house must still be obtained and filed if the house was not co-owned by the spouse. Your attorney will assist you by filing the mandatory Tax forms.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2019 </span><span style="font-size: 13pt;">INHERITANCE TAX RATES</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<a href="http://www.state.nj.us/treasury/taxation/pdf/other_forms/inheritance/transferinheritanceclasses.pdf"><span style="color: windowtext; font-size: 13pt;">Class A</span></a><span style="font-size: 13pt;">- children, grandchildren, parent: </span><span style="font-size: 13pt;">No tax is due<o:p></o:p></span></div>
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<a href="http://www.state.nj.us/treasury/taxation/pdf/other_forms/inheritance/transferinheritanceclasses.pdf"><b><span style="color: windowtext; font-size: 13pt;">Class C</span></b></a><b><u><span style="font-size: 13pt;">: brothers, sisters<o:p></o:p></span></u></b></div>
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<span style="font-size: 13pt;">First $25,000.......................No tax is due<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Next $1,075,000................ 11%<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Next $300,000..................... 13%<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Next $300,000..................... 14%<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Over $1,700,000................... 16%<o:p></o:p></span></div>
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<a href="http://www.state.nj.us/treasury/taxation/pdf/other_forms/inheritance/transferinheritanceclasses.pdf"><b><span style="color: windowtext; font-size: 13pt;">Class D</span></b></a><b><u><span style="font-size: 13pt;">[other people]<o:p></o:p></span></u></b></div>
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<span style="font-size: 13pt;">First $700,000......................... 15%*</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Over $700,000......................... 16%<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Class E- <b>charities</b>, non profits:<span> </span></span><span style="font-size: 13pt;">No tax is due</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">4. Power of Attorney- Do not use a form purchased online.</span></b><b><span style="font-size: 13pt;"><o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"> A Power of Attorney should contain reference to the NJ statute requiring banks to honor the Power of Attorney. Section 2 of P.L. 1991, c. 95 (c. 46:2B-11). A NJ bank does not have honor a Power of Attorney without the NJ language. Also, if you or your representative move it is a good idea to have a new POA prepared since a bank may give your selected person a hard time if the address on their ID is different than the address on the POA.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">5. Set up a Testamentary Trust in your Will for Protection for a second spouse to protect assets for children and grandchildren<o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"><span> </span><span> </span>The Credit Shelter Trust (sometimes referred to as a “Bypass Trust” or an “A/B Trust”) was a popular estate planning technique used by married couples with combined assets to avoid the NJ Estate Tax. A Testamentary Trust (sometimes referred to as a Will trust or trust under will) is a trust, which arises upon the death of the testator [person who signed the Will]. A Credit Shelter Trust is a type of Testamentary Trust.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>The purpose of the Credit Shelter Trust was to avoid the wasting of federal and state exemptions on the death of the first spouse. Instead of leaving all assets to the surviving spouse and thereby exposing the surviving spouse’s estate to more tax, Nursing Home & Medicaid issues, plus elective share by a future spouse, both spouse’s Wills are drafted to establish a Credit Shelter Trust to come into existence and be funded on the first spouse’s death.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><span> </span>Even though NJ has eliminated the NJ Estate Tax, a Testamentary Trust within the Will is still a useful device to help ensure children and grandchildren with receive money down the road. Otherwise, the surviving spouse can spend all the money in Atlantic City. The surviving spouse could also get remarried and do a new Will leaving all assets to the new spouse. Also, if your spouse gets remarried and their new spouse has to go into a nursing home, your spouse may have to use some of your hard earned money to pay for the new spouse’s expensive nursing home. Many families want to protect at least some of the money from wasteful spending or a new spouse.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>In a typical Will Testamentary Trust, the surviving spouse is entitled to receive all of the income from the Trust for his or her lifetime, and has the right to demand principal distributions for his or her health, education, support and maintenance in his or her accustomed manner of living. Distributions in excess of that standard require the cooperation of a Co-Trustee – often an adult child of the surviving spouse or another trusted family member or friend.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>If the Will Testamentary Trust technique is implemented as part of a Client’s Estate Plan, you can hire the attorneys for a separate fee<span> </span>to assist the Client in re-titling his or her assets so that assets are available to fund the Credit Shelter Trust. Re-titling is necessary because most Clients tend to hold assets jointly with right of survivorship and assets must be titled individually in a person’s name in order to be eligible to fund a Testamentary Trust. We work with a tax attorney to help our clients. Protect your money if you pass away and your spouse gets re-married or has to go into a nursing home.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Some persons even hire an attorney to set up a personal residence trust or irrevocable trust and have the assets taken out of your name and put into a trust or given to children and grandchildren in the trust. Minimum fees for trust are $3,000. This is not something a non-attorney can do on their own. It is also illegal for a non-attorney to provide legal advice or prepare most legal documents. <o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>Beware of the “Elective share” rights of a new spouse. Have a Prenuptial Agreement if entering into a 2<sup>nd</sup>marriage</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Currently, the new spouse who is not given money in a Will can challenge the terms of the Will. This is called "Electing against the Will by a spouse". A spouse could receive up to 1/3 of the estate, even if only married for 2 weeks. The spouse must file a Caveat or lawsuit in Superior Court. We suggest a formal prenuptial agreement in 2<sup>nd</sup>marriage situations. If there is no Will, the new spouse receives 50% of the estate even if only married three days.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">6. Federal Health Privacy Law (HIPAA)- Have a new Living Will prepared</span></b><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> The federal regulation known as the Health Insurance Portability and Accountability Act (HIPAA) was adopted regarding disclosure of individually identifiable health information. This necessitated the addition of a special release and consent authority to all healthcare providers before medical information will be released to agents and interested persons of the patients. </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Any old Powers of Attorney, Living Wills, Revocable Living Trusts, and certainly all Medical Directives now require HIPAA amendments. After you sign the Living Will in your attorney’s office, provide a copy to your doctor and family.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Powers of attorneys and Living Wills should be updated to reference this Federal reg. More information on the HIPAA law at </span><a href="http://www.njlaws.com/hipaa.htm"><span style="color: windowtext; font-size: 13pt;">http://www.njlaws.com/hipaa.htm</span></a><u><span style="font-size: 13pt;">l</span></u><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>More information on Wills and Probate at</span><span style="font-size: 13pt;"></span><a href="http://njwillsprobatelaw.com/"><span style="color: windowtext; font-size: 13pt;">http://njwillsprobatelaw.com</span></a><span style="font-size: 13pt;"></span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> <span> </span><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">7. Always have proper Self- Proving Wills since witnesses often move or pass away, don’t rely on cheap online forms</span></b><b><span style="font-size: 13pt;"><o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"><span> </span>An old New Jersey Probate law required one of the two witnesses to a Will to travel and appear in the Surrogate’s office and sign an affidavit to certify they were a witness. This often created problems when the witness was deceased, moved away, or simply could not be located. Some witnesses would require a $500 fee to simply sign a surrogate paper. My Grandmother’s Will was not self- proving, and the witness to Will extorted a $500 fee.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>The New Jersey Legislature later passed a law to create a type of Will called a “Self-Proving Will.” In such a Will, the person for whom the Will is made must sign. Then two witnesses sign. Then the attorney or notary must sign; with certain statutory language to indicate the Will is self-proving. Beware of online documents not prepared by an attorney. Never use a cheap form on line. No one tries to do their own electrical work on their home anymore or change their own oil. Have a professional do it right.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>When done properly, the executor does not have to locate any witnesses. This usually saves time and money. If your Will is not “self-proving” or if you are unsure, schedule an appointment with an estate planning attorney. Some law offices ignore the revised law, and fail to prepare self proving Wills. Do not use a law office that follows old methods and does not do a self-proving Will. Also make sure your Will includes a formal “no bond required” clause so the executor/ personal representative does not have to spend thousands of dollars being bonded.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Call the Law Office of Kenneth Vercammen at 732-572-0500 to schedule an in-office consultation.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Kenneth Vercammen & Associates<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Attorney at Law<o:p></o:p></span></div>
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<span style="font-size: 13pt;">2053 Woodbridge Ave<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Edison, NJ 08817<o:p></o:p></span></div>
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<span style="font-size: 13pt;">If you or anyone you know needs an updated Will, Power of Attorney or Living Will, please have them fill out our confidential interview from and schedule a consult.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">8. "CONFIDENTIAL WILL QUESTIONNAIRE"</span></b><b><span style="font-size: 13pt;"><o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"> Please fill out completely and fax or mail back. This form is extremely important. Your accuracy and completeness in responding will help me best represent you. All sections and information must be filled out prior to sitting down with the attorney.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Please be sure to check all appropriate boxes. If "NONE", please state "NONE". </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">If "NOT APPLICABLE", please state "N/A" or none.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">PLEASE PRINT CLEARLY</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">1.</span><span style="font-size: 13pt;">Your Full Name:</span><span style="font-size: 13pt;"></span><span style="font-size: 13pt;">_______________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. IF MARRIED OR SEPARATED, complete (a) and (b) below:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">(a) Spouse's Full Name:___________________ </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">3. Your Street Address: _________________________ </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">City ________________ State ____ Zip Code ______________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">4. Telephone Numbers: </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Cell: _____________________ ___________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">5. E-mail address: _________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">6. Referred By: ___________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> If referred by a person, is this a client or attorney? If you heard about the law office on the Internet, what search terms did you use?</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> We recommend a Durable Power of Attorney in the event of your physical</span><span style="font-size: 13pt;"></span><span style="font-size: 13pt;">or mental disability to help you with financial affairs? </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Yes ________ No ________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> We recommend a Living Will telling hospitals and doctors not to prolong your life by artificial means, i.e. Terri Schiavo; Karen Quinlan? Yes ________ No ________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">How can we help you? What are your questions/other important information?</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">_______________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">[<u>It is required that all pages be filled out in person's own handwriting prior to seeing the attorney]</u></span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">8. Your Marital Status: <o:p></o:p></span></div>
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<span style="font-size: 13pt;">Single [ ] Married [ ] Separated [ ] Divorced [ ] Widowed [ ] <span> </span>Domestic Partner __<o:p></o:p></span></div>
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<span style="font-size: 13pt;">9. Your Day/Month of birth: ___________________ </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">10. Spouse Day/Month of birth: _________________ </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">11. If you are the parent or legal guardian of a minor child or minor children, please check here. [ ]</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. ESTATE EXECUTOR</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> The person charged with administering/Probating your estate, paying taxes and/or other debts, preserving, managing, and distributing estate assets and property is called an Executor. This person should be one in whom you have trust and confidence. Your SPOUSE is usually named as primary Executor, followed by the child who lives closest to your home.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Please provide the following information about the person you wish to name to serve in this capacity.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">1. PRIMARY Choice of Executor/Personal Representative in Power of Attorney:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Name: _________________ _______________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> First Last</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Relationship: _______________ Address: ________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. SECOND Choice of Executor/Personal Representative in Power of Attorney:</span><span style="font-size: 13pt;"></span><span style="font-size: 13pt;">This individual will serve in the event that the primary executor/personal representative is not alive at the time of your death, or is unable to serve.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Name: _____________________ _____________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> First Last</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Relationship: _______________ Address: ________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> The two proposed Executors must be filled out prior to meeting the attorney. We do not recommend Joint Executors, which often cause conflicts and additional work for the Estate. It is best to select one primary person, then a secondary person. There is a reason why the car only has one steering wheel.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<u><span style="font-size: 13pt;">Asset Information- Must Be Completed</span></u><span style="font-size: 13pt;">- If none, write “none”</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">House/Real Estate Address __________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Estimate Total Real Estate Value: ________ Approx mortgage _____</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Bank Accounts, Stocks, CDs and Assets: __________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Approximate Amount ____________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Direct Beneficiaries of Accounts - If none write "none" ________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Other Major Assets - If none, write "none" _______________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Approximate Life Insurance: ___________ Beneficiary _______</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<u><span style="font-size: 13pt;">In the Will- Who do you want to get your assets:</span></u><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Beneficiary (1) __________________ Relationship _________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Beneficiary (2) _______________ Relationship ____________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Beneficiary (3) ___________ Relationship _______________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> <u>It is required that assets and beneficiaries be filled out prior to seeing the attorney</u></span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Any Specific Bequests of Money and Property:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">_______________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>[ ] A. MARRIED PERSONS WITH CHILD(REN) OR GRANDCHILD(REN).</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Generally most married people provide that, upon their death, property will be distributed as follows:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> 1. Your estate (all property and assets not owned jointly with another person) will be distributed to your surviving spouse.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> 2. If your spouse predeceases you, then your estate will be divided in equal shares among all of your living children, If any child shall predecease you, then that child's share to their children (grandchildren).</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Names of Children: ________________________ <span> </span></span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">LIST THE NAMES AND AGES OF ALL CHILDREN EVEN IF THEY ARE OLDER THAN EIGHTEEN. IF NO CHILDREN, WRITE NONE. If no minor children, skip page 5.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">III. GUARDIAN(S) OF MINOR CHILD(REN) or Trustees of Trust</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> [Skip this section if you have NO minor children and DO NOT want a trust. There are substantial additional fees for preparation of a Formal Trust, minimum $2,500 for stand alone trusts]</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> The surviving parent of a minor child is ordinarily entitled to be the GUARDIAN of that child. In the case of simultaneous death of you and your spouse, or if you are a single parent, you should appoint a Guardian for your minor child. It is advisable, prior to the completion of this Questionnaire, to make sure that your proposed Guardian(s) is (are) willing to serve as Guardian(s). In addition, the Guardian will also hold the monies for the minor children UNLESS you direct us otherwise. In your Will you can have any adult serve as Trustee of monies for minor children.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Provide the following information about the person(s) you select to be Guardian(s)/Trustee(s). In the event my spouse predeceases me, I name as GUARDIAN(S)/ TRUSTEE(S):</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">1. PRIMARY Choice of GUARDIAN / TRUSTEE:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Full Name: _____________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Relationship: ___________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. SECOND Choice of GUARDIAN / TRUSTEE:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Full Name: _____________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Relationship: __________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">[ ] B. MARRIED PERSONS WITH NO CHILD(REN) OR GRANDCHILD(REN).</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Generally most married people with no child(ren) or grandchild(ren) provide that upon their death their property will be distributed as follows:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">1. Your estate (all property and assets not owned jointly with another person) will be distributed to your surviving spouse, but</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. If your spouse predeceases you, then your estate will be distributed to your living parent, or equally to your living parents. </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">3. But should both of your parents predecease you, then your estate will distributed equally to your brothers and sisters or equally to the children of a predeceased brother or sister.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Please check B above only if you wish your property distributed precisely and exactly as indicated in section B, 1 through 3, above.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span>[ ] C. DIVORCED OR WIDOWED PERSONS WITH CHILD(REN) OR GRANDCHILD(REN). Generally, most divorced or widowed persons with child(ren) or grandchild(ren) provide that upon their death property will be distributed as follows: 1. Your estate (all property and assets not owned jointly with another person) will be distributed in equal shares to all of your living child(ren).</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> 2. But if one or more of your children predeceases you, that deceased child's share will be distributed to his or her child(ren), your grandchild(ren) in equal shares</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> [ ] D. ALTERNATE PLAN OF DISTRIBUTION - You may list specific gifts to individuals and/or divide your estate among several individuals by listing percentages to each, making sure that the percentages total 100%. You may add additional sheets if necessary or use the back of this form. There are additional Will preparation fees if there are gifts, called specific bequests.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Are there any beneficiaries with special needs, or receiving SSI or SDD? Please answer in detail_______________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Are you or any of your Beneficiaries are not United States citizens? _______</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">If not US citizen, extra taxes apply.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Do you have any religious wishes on burial? ___</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> PLEASE WRITE DOWN ANY QUESTIONS YOU HAVE HERE or anything else important that we should be aware. Use back of this page for additional important information:</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">__________________________________________</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">ESTATE PLANNING</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> If your assets exceed $5,000,000 and you desire estate planning to avoid or reduce your estate tax or require a Trust to protect a spouse or children, please advise Mr. Vercammen. A Standard Will is not designed to address estate tax issues. We do not do Medicaid Nursing Home Planning. The law office building has four steps in the front so please advise us if you need<span> </span>assistance.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><b><u>WILLS:<o:p></o:p></u></b></span></div>
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<span style="font-size: 13pt;">T 1- Parents with minor children and trust for children <span> </span>________<o:p></o:p></span></div>
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<span style="font-size: 13pt;">T 2- Parents no spouse<span> </span>____________<o:p></o:p></span></div>
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<span style="font-size: 13pt;">T 3- Unmarried<span> </span>____________<o:p></o:p></span></div>
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<span style="font-size: 13pt;">T 4- Parents without trust<span> </span>________<o:p></o:p></span></div>
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<span style="font-size: 13pt;">T 5- Spouse Trust if assets over $5 million or hold $ for spouse in Trust ? _____<o:p></o:p></span></div>
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<span style="font-size: 13pt;"><span> </span><b><u>PAYMENT WILL BE MADE BY</u>:<span> </span></b>(Please circle one)<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Check, Credit Card (Visa, Mastercard, American Express) or Cash <o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">Checks are payable to Vercammen PC<o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"><span> </span>Payment is required for Will, Power of Attorney and other document preparation at the first consult and prior to any documents being drafted. Minimum fee for Last Will and Testament preparation is $300 each. We charge a $150.00 consultation fee, which is credited to the preparation of the Will or other document. This $150.00 fee is non-refundable even if the documents are not prepared. If there are any changes to a draft Will, Power of Attorney, or other document, there will be a minimum charge of $75.00 per revision. The Will needs to be signed within 21 days of initial consult or an additional fee of $100.00 will be charged. Due to complexity and need to re-title assets, Fees for Trusts are minimum $3,000.<o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Copyright 2019 Vercammen Law</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-14523807583761185822019-02-12T20:40:00.001-05:002019-02-12T20:40:55.155-05:00Dog Bites, Vicious Animal Attacks, Rottweiler Bite, Pit Bull Attack<div dir="ltr" style="text-align: left;" trbidi="on">
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<strong>Dog Bites, Vicious Animal Attacks, Rottweiler Bite, Pit Bull Attack</strong></h1>
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Kenneth Vercammen & Associates Law Office helps people injured due to the negligence of others. We provide representation throughout New Jersey. The insurance companies will not help. Don't give up! Our Law Office can provide experienced attorney representation if you are injured in an accident and suffer a Serious Injury.<br />
If someone hops your fence, trespasses on your land, and your dog bites him, you are not liable. However, New Jersey does impose strict liability if your dog bites someone if it is loose or if the person bitten was in a public place or permitted on your property. NJSA 4:19-16 provides:<br />
"The owner of any dog which shall bite a person while such person is on or in a public place, or lawfully on or in a private place, including the property of the owner of the dog, shall be liable for such damages as may be suffered by the person bitten, regardless of the former viciousness of such dog or the owner's knowledge of such viciousness."<br />
"For the purpose of the New Jersey Statute 4:19-16, a person is lawfully upon the private property of such owner when he is on the property in the performance of any duty imposed upon him by the laws of this state or the laws or postal regulations of the United States, or when he is on such property upon the invitation, express or implied, of the owner thereof."<br />
Thus, in New Jersey, a dog does not get two bites.<br />
A person can even be liable if your dog injures someone although not biting it. Being jumped on or chased by a dog could be grounds for a civil liability. It is also strict liability if any of your dangerous animals injure someone, i.e. pet, buffalo or tiger.<br />
For the purpose of this state law, a person is lawfully upon the private property of such owner when he/she is on the property in the performance of any duty imposed upon him by the laws of this state or the laws or postal regulations of the United States, or when he/she is on such property upon the invitation, express or implied, of the owner thereof.<br />
In deciding whether the plaintiff was on or in a public place or lawfully on or in a private place, including the property of the defendant, you should note that anyone whose presence is expressly or impliedly permitted on the property is entitled to the protection of the statute. The permission extends to all areas where the plaintiff may reasonably believe to be included within its scope. DeRobertis v. Randazzo, 94 N.J. 144 (1983).<br />
In a case such as this where the defendant has raised the negligence of the plaintiff as a defense, the defendant has the burden of proof. This means that the defendant has the burden to prove plaintiff's "unreasonable and voluntary exposure to a known risk." This means that the plaintiff "knew" the dog had a propensity to bite either because of the dog's known viciousness or because of the plaintiff's deliberate acts intended to incite the animal. For example, one who beats or torments a dog has no call upon the owner if in self-defense the dog bites back. Budai v. Teague, 212 N.J. Super. 522 (Law Div. 1986); see also Dranow v. Kolmar, 92 N.J.L. 114, 116-17 (1918). In conclusion, a New Jersey dog does not get two bites. Keep your dog fenced in or tied up and away from mailman and visiting friends.<br />
Updated dog liability statutes: 4:19-16. Liability of owner regardless of viciousness of dog The owner of any dog which shall bite a person while such person is on or in a public place, or lawfully on or in a private place, including the property of the owner of the dog, shall be liable for such damages as may be suffered by the person bitten, regardless of the former viciousness of such dog or the owner's knowledge of such viciousness.<br />
For the purpose of this section, a person is lawfully upon the private property of such owner when he is on the property in the performance of any duty imposed upon him by the laws of this state or the laws or postal regulations of the United States, or when he is on such property upon the invitation, express or implied, of the owner thereof.<br />
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-43436849608494448552019-01-11T22:40:00.001-05:002019-01-11T22:40:26.299-05:00Fall down Law in New Jersey Based on Jury Request to Charge<div dir="ltr" style="text-align: left;" trbidi="on">
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<strong>Fall down Law in New Jersey Based on Jury Request to Charge</strong></h1>
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Kenneth Vercammen & Associates Law Office helps people injured due to the negligence of others. We provide representation throughout New Jersey. The insurance companies will not help. Don't give up! Our Law Office can provide experienced attorney representation if you are injured in an accident and suffer a Serious Injury.<br />
Sometimes, store customers are injured in fall downs caused by wet and slippery floors or failure by stores to clean up broken or fallen items. No one plans on being injured in an accident, whether it is a car accident, fall down or other situation. Speak with a personal injury attorney immediately to retain all your rights. The stores are responsible for the maintenance of their premises which are used by the public. It is the duty of the store to inspect and keep said premises in a safe condition and free from any and all pitfalls, obstacles or traps that would likely cause injury to persons lawfully thereon.<br />
It is further the duty of the store to properly and adequately inspect, maintain and keep the library premises free from danger to life, limb and property of persons lawfully and rightfully using same and to warn of any such dangers or hazards thereon. You may be lawfully upon the premises as a business invitee in the exercise of due care on your part, and solely by reason of the omission, failure and default of the store, be caused to fall down If the store did not perform their duty to plaintiff to maintain the premises in a safe, suitable and proper condition, you may be entitled to make a claim. If severely injured, you can file a claim for damages, together with interest and costs of suit. Injured people can demand trial by jury.<br />
The following information is taken from the old model jury charges dealing with fall downs by store customers:<br />
INVITEE - DEFINED AND GENERAL DUTY OWED<br />
An invitee is one who is permitted to enter or remain on land (or premises) for a purpose of the owner (or occupier). He/She enters by invitation, expressed or implied. The owner (or occupier) of the land (or premises) who by invitation, expressed or implied, induced persons to come upon his/her premises, is under a duty to exercise ordinary care to render the premises reasonably safe for the purposes embraced in the invitation. Thus, he/she must exercise reasonable care for the invitees safety. He/She must take such steps as are reasonable and prudent to correct or give warning of hazardous conditions or defects actually known to him/her (or his/her employees), and of hazardous conditions or defects which he/she (or his/her employees) by the exercise of reasonable care, could discover.<br />
BUSINESS INVITEE FALL DOWNS:<br />
The basic duty of a proprietor of premises to which the public is invited for business purposes of the proprietor is to exercise reasonable care to see that one who enters his/her premises upon that invitation has a reasonably safe place to do that which is within the scope of the invitation.<br />
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-8485091889525921552019-01-07T21:52:00.001-05:002019-01-07T21:52:18.248-05:00 Wills, Probate & Estate Administration in NJ Seminar East Brunswick Public Library Thursday, April 11, 2019 at 7PM<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Geneva; font-size: 14pt;"> Wills, Probate & Estate Administration in NJ <b>Seminar <o:p></o:p></b></span></div>
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<b><span style="font-family: Geneva; font-size: 14pt;">East Brunswick Public Library<o:p></o:p></span></b></div>
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<span style="color: #18376a; font-family: Geneva; font-size: 14pt;">Thursday, April 11, 2019 at 7PM<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 14pt;">Open to the public. You don’t have to be a town resident to attend.<o:p></o:p></span></div>
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<b><span style="font-family: Geneva; font-size: 14pt;">SPEAKER: </span></b><span style="font-family: Geneva; font-size: 14pt;">Kenneth Vercammen, Esq. Edison, NJ<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 14pt;"> Author ABA Wills & Estate Administration<o:p></o:p></span></div>
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<b><u><span style="font-family: Geneva; font-size: 14pt;">Main Topics:<o:p></o:p></span></u></b></div>
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<b><span style="color: #262626; font-family: Geneva; font-size: 14pt;">Room Location:</span></b><span style="color: #262626; font-family: Geneva; font-size: 14pt;">Meeting Room 3<o:p></o:p></span></div>
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<span style="color: #262626; font-family: Geneva; font-size: 14pt;"> Estate administration can be very complex, and having some information before you begin can help you through the process.<o:p></o:p></span></div>
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<span style="color: #262626; font-family: Geneva; font-size: 14pt;">In this workshop, Kenneth Vercammen, Esq. will discuss various topics, including:<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">1. NJ Estate Tax eliminated in 2018 </span><span style="font-family: Geneva; font-size: 13pt;"> <o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">2. The 2019 changes in Federal Estate and Gift Tax <o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt;">3. Dangers of not having a proper Will</span><span style="font-family: Geneva; font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">4. Power of Attorneys recommendations </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">5. Living Will & Advance Directive </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">6. Administering the Estate/ Probate/Surrogate<o:p></o:p></span></div>
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<span style="font-size: 13pt;">7. Avoiding unnecessary expenses<o:p></o:p></span></div>
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<span style="font-family: Geneva;"> <b>COMPLIMENTARY MATERIAL: </b>Brochures on Wills, "Answers to Questions about Probate" and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.<o:p></o:p></span></div>
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<span style="font-family: Geneva;"> </span><b><span style="font-family: Geneva;">East Brunswick Public Library 732-390-6781 <o:p></o:p></span></b></div>
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<b>Att: Melissa Hozik</b><b><o:p></o:p></b></div>
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<b><span style="font-family: Geneva;">2 Jean Walling Civic Center East Brunswick, NJ 08816<o:p></o:p></span></b></div>
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Vercammen Lawhttp://www.blogger.com/profile/05005140446459230078noreply@blogger.com0tag:blogger.com,1999:blog-2685945316424594861.post-54368279923709560452018-12-24T20:14:00.001-05:002018-12-24T20:14:28.105-05:00Enjoy the Holidays, but have designated driver or take Uber/cab. Penalties for DWI NJ<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-size: 13pt;">Enjoy the Holidays, but have designated driver or take Uber/cab. Penalties for DWI NJ<o:p></o:p></span></div>
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<span style="font-size: 13pt;">1. DWI 1st Offense - BAC 0.10% or higher or operation under influence of drugs - - $300 to $500 fine, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">IDRC 12 to 48 hours spent during 2 consecutive days of not less than 6 hours each day, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- in court's discretion, imprisonment not exceeding 30 days, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- driver's license suspension for not less than 7 months nor more than 1 year, a<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Plus $3,000 mvc surcharges and 9 car insurance points</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- VCCA $50, DDEF $100, SNSF $75, AND $100 surcharge, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- court may order participation in supervised visitation program as either a condition of probation or a form of community service, Mandatory installation of an ignition interlock device for not less than 6 months nor more than 1 year if BAC reading over .14BAC,<o:p></o:p></span></div>
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<span style="font-size: 13pt;">and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- satisfy the screening, evaluation, and referral requirements of the IDRC. If these requirements are not met, then mandatory 2-day term of imprisonment and driver's license suspension until requirements<o:p></o:p></span></div>
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<span style="font-size: 13pt;">are satisfied.<o:p></o:p></span></div>
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<span style="font-size: 13pt;">BAC 0.08%1st Offense 39:4-50 penalty Driving while intoxicated<o:p></o:p></span></div>
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<span style="font-size: 13pt;">1st Offense - BAC 0.08% or higher, but less than .10% or observation case - - $250 to $400 fine, and IDRC 12 to 48 hours spent during 2 consecutive days of not less than 6 hours each day, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Plus $3,000 mvc surcharges and 9 car insurance points<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- in court's discretion, imprisonment not exceeding 30 days, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- driver's license suspension for a period of 3 months, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- VCCA $50, DDEF $100, SNSF $75, AND $100 surcharge, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- may order participation in supervised visitation programs either a condition of probation or a form of community service, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- may order installation of an ignition interlock device for not less than 6 months nor more than 1 year, and<o:p></o:p></span></div>
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<span style="font-size: 13pt;">- satisfy the screening, evaluation, and referral requirements of the IDRC. If these requirements are not met, then mandatory 2-day term of imprisonment and driver's license suspension until requirements<o:p></o:p></span></div>
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<span style="font-size: 13pt;">are satisfied. </span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"><img alt="Description: Macintosh HD:Users:kennethvercammen:Desktop:1 Kmac:zz Photo:Wakefern at Santa run.JPG" height="383" v:shapes="Picture_x0020_1" width="512" /></span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. Wakefern Shoprite Runners Club at the Hoboken Jingle Bell 5K to raise </span><span style="font-size: 13pt;">funds to help The Hoboken Volunteer EMS purchase a much-needed ambulance.<o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">3. Fun Upcoming Running Races & Charity events<o:p></o:p></span></b></h2>
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<span style="font-size: 13pt;"> If you are attending any of these charity races, please call or email Ken V. at </span><a href="https://www.blogger.com/null"><span style="color: windowtext; font-size: 13pt;">Kenv@njaws.com</span></a><span style="font-size: 13pt;">Often we car pool from East Brunswick /Edison or meet at these events. I update this list at http://vercammensport.blogspot.com<b><o:p></o:p></b></span></h2>
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<b><span style="font-size: 13pt;">Press release:<o:p></o:p></span></b></div>
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<b><span style="font-size: 13pt;">Secret Mystery Winter Trail Run<o:p></o:p></span></b></div>
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<b><span style="font-size: 13pt;">5 Mile Eagle Trail Run and 2 mile Turkey Group Run<o:p></o:p></span></b></div>
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<b><span style="font-size: 13pt;"> Sat. Jan. 5, 2019 10:17am <o:p></o:p></span></b></div>
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<span style="font-size: 13pt;">Only $20.00<o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Register online at<o:p></o:p></span></div>
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<a href="https://runsignup.com/Race/NJ/NorthBrunswick/SecretMysteryRun" style="color: purple;"><span style="color: windowtext; font-size: 13pt;">https://runsignup.com/Race/NJ/NorthBrunswick/SecretMysteryRun</span></a><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<b><span style="font-size: 13pt;">Location: Secret Mystery wooded area North Brunswick/ East Bruns, South B<o:p></o:p></span></b></div>
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<span style="font-size: 13pt;"> </span><span style="font-size: 13pt;">Please bring a can food donation for St. Matthews Edison Food Bank. <o:p></o:p></span></div>
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<span style="font-size: 13pt;"> More powerful than the Mud runs, Warrior Runs and Swamp devil runs. Tired of the same old neighborhood roads, traffic, bad drivers? Join the off-road runners for a great and unusual training run. Run in the woods and trails. Hashing is not a race but a non-competitive group run which follows an off-road course laid out with baking flour. If you like trail running without the competition of a formal race, this will be a fun switch for you. This is a complex course through woods, grass, swamp and marsh. Wear old running shoes. <o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Free USA or skull items for Pre-registered. </span><span style="font-size: 13pt;">For those registered, an email will be sent with secret start location and secret post run party.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Volunteer receive free beer and goodies. Post Run Party held at secret location to be emailed to pre-registered. A fun time is guaranteed! You must be over 21 years old to participate. No times are recorded. A sense a humor is a must. Prizes & giveaways at the post race social. You don’t even need to run to participate. <o:p></o:p></span></div>
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<span style="font-size: 13pt;"> If you are unable to run you can volunteer. Volunteers receive free beer, pirate backpack and skull bandanna. If you wish to volunteer email </span><a href="https://www.blogger.com/null"><span style="color: windowtext; font-size: 13pt;">Kenvnjlaw@yahoo.com</span></a><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Sponsored by the Rumson Hash House Harriers, founders of the Cheesequake Hashathon.<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Jan 6, 2019 FARC Freehold Winter 5k first five Sunday 10:00am </span><a href="http://www.farcnj.com/" style="color: purple;"><span style="color: windowtext; font-size: 13pt;">www.farcnj.com</span></a><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;">Jan 6 Bob Tona 60<sup>th</sup>Birthday run<o:p></o:p></span></div>
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<span style="font-size: 13pt;">2018 update Wills and Estate Planning- Free Seminar<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Wednesday, January 9 at 12:15-1:00 PM and again 5:00pm-5:45pm<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Law Office of Kenneth Vercammen,<o:p></o:p></span></div>
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<span style="font-size: 13pt;">2053 Woodbridge Ave, Edison, NJ 08817<o:p></o:p></span></div>
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<span style="font-size: 13pt;"> program is limited to 15 people. Please bring a canned food donation <o:p></o:p></span></div>
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<b><span style="font-size: 13pt;"> COST</span></b><span style="font-size: 13pt;">: Free if you pre-register by email. Complimentary materials provided at 12:00 sharp. </span><span style="font-size: 13pt;">Please bring a canned food donation, which will be given to the St. Matthews’s St. Vincent DePaul Food Bank. </span><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; font-size: 13pt; letter-spacing: -0.1pt;">Free sandwich for past and current clients from Craig’s Deli.</span><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> </span><b><u><span style="font-size: 13pt;">Main Topics:</span></u></b><span style="font-size: 13pt;"><o:p></o:p></span></div>
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<span style="font-size: 13pt;"> 1. Elimination of NJ Estate Tax <o:p></o:p></span></div>
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<span style="font-size: 13pt;">2. The New Probate Law and preparation of Wills <o:p></o:p></span></div>
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<span style="font-size: 13pt;">3. 2019 changes in Federal Estate and Gift Tax exemption<o:p></o:p></span></div>
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<span style="font-size: 13pt;">4. The need for current Power of Attorney <o:p></o:p></span></div>
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<span style="font-size: 13pt;">5. Living Will & Advance Directive <o:p></o:p></span></div>
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<span style="font-size: 13pt;">6. Administering the Estate & Probate<o:p></o:p></span></div>
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<span style="font-size: 13pt;"> COMPLIMENTARY MATERIAL: Brochures on Wills, Probate and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts. <o:p></o:p></span></div>
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<span style="font-size: 13pt;">Co-Sponsor: Middlesex County Estate Planning Council<o:p></o:p></span></div>
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<span style="font-size: 13pt;">To attend email <u>VercammenLaw@Njlaws.com</u><o:p></o:p></span></div>
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<span style="font-size: 13pt;">other Information call 732-572-0500<o:p></o:p></span></div>
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<span style="font-size: 13pt;">Can’t attend? We can email you materials. Send email to </span><a href="https://www.blogger.com/null"><span style="font-size: 13pt;">VercammenLaw@Njlaws.com</span></a><u><span style="font-size: 13pt;"><o:p></o:p></span></u></div>
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<span style="font-size: 13pt;"> Friday January 18, 2019 6:00 Pork Loin Dinner and TRICKY TRAY<o:p></o:p></span></div>
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<span style="font-size: 13pt;"> Post 435 Sons of the American Legion 43 Oakland Ave Edison NJ 08817<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt; line-height: 20.799999237060547px;"> Join us for a delicious full course pork loin dinner with delicious trimmings and deserts. During the course of the dinner we will have trick tray gifts for you to try and win. The proceeds will benefit the SAL’s and also support a veteran’s cause that we will decide on accordingly. Of course you can also count on a 50/50! The cost will be provided soon.<o:p></o:p></span></div>
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<span style="font-family: Geneva; font-size: 13pt; line-height: 20.799999237060547px;"> (732) 985-9768<o:p></o:p></span></div>
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<span style="font-size: 13pt;">https://www.facebook.com/events/1131094493714879/<o:p></o:p></span></div>
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